Lloyds Banking Group plc (LLD2) — Cash Flow Reinvestment Rate
Lloyds Banking Group plc (LLD2) has a Cash Flow Reinvestment Rate of 2.07x as of December 2025, reinvesting €11.78 Billion (capex €6.32 Billion plus investments €-5.45 Billion) from operating cash flow of €5.70 Billion. Explore LLD2 capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Lloyds Banking Group plc Cash Flow Reinvestment Rate (2016–2025)
Historical reinvestment intensity for Lloyds Banking Group plc across 5 annual periods. Also explore LLD2 total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Lloyds Banking Group plc (2016–2025)
Year-by-year capital reinvestment analysis for Lloyds Banking Group plc. For live market cap and broader valuation context, see LLD2 market cap overview.
| Year | Reinvestment Rate | Total Reinvested (EUR) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.07x | €11.78 Billion | €5.70 Billion | €6.32 Billion | ▼ -7.9% |
| 2023 | 2.24x | €15.28 Billion | €6.81 Billion | €5.46 Billion | ▲ +94.4% |
| 2022 | 1.15x | €7.08 Billion | €6.13 Billion | €3.85 Billion | ▲ +231.5% |
| 2019 | 0.35x | €3.54 Billion | €10.17 Billion | €3.44 Billion | — |
| 2016 | 0.00x | €0.00 | €6.42 Billion | €0.00 | — |