Lloyds Banking Group plc (LLD2) — Cash Flow Reinvestment Rate
Lloyds Banking Group plc (LLD2) has a Cash Flow Reinvestment Rate of 2.07x as of December 2025, reinvesting €11.78 Billion (capex €6.32 Billion plus investments €-5.45 Billion) from operating cash flow of €5.70 Billion. Check LLD2 operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Lloyds Banking Group plc Cash Flow Reinvestment Rate (2016–2025)
Historical reinvestment intensity for Lloyds Banking Group plc across 5 annual periods. Explore Lloyds Banking Group plc long-term investment allocation to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Lloyds Banking Group plc (2016–2025)
Year-by-year capital reinvestment analysis for Lloyds Banking Group plc. For live market cap and broader valuation context, see LLD2 stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (EUR) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.07x | €11.78 Billion | €5.70 Billion | €6.32 Billion | ▼ -7.9% |
| 2023 | 2.24x | €15.28 Billion | €6.81 Billion | €5.46 Billion | ▲ +94.4% |
| 2022 | 1.15x | €7.08 Billion | €6.13 Billion | €3.85 Billion | ▲ +231.5% |
| 2019 | 0.35x | €3.54 Billion | €10.17 Billion | €3.44 Billion | — |
| 2016 | 0.00x | €0.00 | €6.42 Billion | €0.00 | — |