Lloyds Banking Group plc (LLD2) — Cash Flow Quality Index
Lloyds Banking Group plc (LLD2) has a Cash Flow Quality Index of 1.22x as of December 2025. Operating cash flow of €5.70 Billion exceeds net income of €4.66 Billion, indicating high earnings quality where cash backs reported profits. Explore long-term investment intensity of Lloyds Banking Group plc to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Lloyds Banking Group plc Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Lloyds Banking Group plc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Lloyds Banking Group plc to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Lloyds Banking Group plc (2017–2025)
Year-by-year earnings quality comparison for Lloyds Banking Group plc. For live market cap and the full company financial profile, see LLD2 company net worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | €5.70 Billion | €4.66 Billion | ▲ +223.1% |
| 2024 | -0.99x | €-4.39 Billion | €4.42 Billion | ▼ -179.7% |
| 2023 | 1.25x | €6.81 Billion | €5.46 Billion | ▲ +11.0% |
| 2022 | 1.12x | €6.13 Billion | €5.46 Billion | ▲ +138.7% |
| 2021 | -2.91x | €-16.80 Billion | €5.78 Billion | ▲ +72.5% |
| 2020 | -10.58x | €-13.94 Billion | €1.32 Billion | ▼ -404.1% |
| 2019 | 3.48x | €10.17 Billion | €2.92 Billion | ▲ +235.7% |
| 2018 | -2.56x | €-11.30 Billion | €4.41 Billion | ▲ +53.3% |
| 2017 | -5.49x | €-19.52 Billion | €3.56 Billion | — |