Lloyds Banking Group plc Cash Flow Quality Index
Lloyds Banking Group plc cash flow quality index. Lloyds Banking Group plc (LLD2) has a Cash Flow Quality Index of 1.22x as of December 2025. Operating cash flow of €5.70 Billion exceeds net income of €4.66 Billion, indicating high earnings quality where cash backs reported profits. Explore Lloyds Banking Group plc (LLD2) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Lloyds Banking Group plc (2017–2025)
Cash flow quality index of Lloyds Banking Group plc from 2017 to 2025. Historical Cash Flow Quality Index for Lloyds Banking Group plc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. See Lloyds Banking Group plc balance sheet independence to measure how much of total assets are equity-financed.
Lloyds Banking Group plc Cash Flow Quality Index by Year (2017–2025)
Lloyds Banking Group plc cash flow quality index by year from 2017 to 2025. Year-by-year earnings quality comparison for Lloyds Banking Group plc. For the full cash flow conversion analysis, see LLD2 cash generation efficiency.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | €5.70 Billion | €4.66 Billion | ▲ +223.1% |
| 2024 | -0.99x | €-4.39 Billion | €4.42 Billion | ▼ -179.7% |
| 2023 | 1.25x | €6.81 Billion | €5.46 Billion | ▲ +11.0% |
| 2022 | 1.12x | €6.13 Billion | €5.46 Billion | ▲ +138.7% |
| 2021 | -2.91x | €-16.80 Billion | €5.78 Billion | ▲ +72.5% |
| 2020 | -10.58x | €-13.94 Billion | €1.32 Billion | ▼ -404.1% |
| 2019 | 3.48x | €10.17 Billion | €2.92 Billion | ▲ +235.7% |
| 2018 | -2.56x | €-11.30 Billion | €4.41 Billion | ▲ +53.3% |
| 2017 | -5.49x | €-19.52 Billion | €3.56 Billion | — |