Lloyds Banking Group plc (LLD2) — Cash Flow Quality Index
Lloyds Banking Group plc (LLD2) has a Cash Flow Quality Index of 1.22x as of December 2025. Operating cash flow of €5.70 Billion exceeds net income of €4.66 Billion, indicating high earnings quality where cash backs reported profits. Explore cash efficiency ratio of Lloyds Banking Group plc to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Lloyds Banking Group plc Cash Flow Quality Index (2017–2025)
Historical Cash Flow Quality Index for Lloyds Banking Group plc across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check cash flow reinvestment rate of Lloyds Banking Group plc to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Lloyds Banking Group plc (2017–2025)
Year-by-year earnings quality comparison for Lloyds Banking Group plc. For live market cap and the full company financial profile, see Lloyds Banking Group plc market capitalisation.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.22x | €5.70 Billion | €4.66 Billion | ▲ +223.1% |
| 2024 | -0.99x | €-4.39 Billion | €4.42 Billion | ▼ -179.7% |
| 2023 | 1.25x | €6.81 Billion | €5.46 Billion | ▲ +11.0% |
| 2022 | 1.12x | €6.13 Billion | €5.46 Billion | ▲ +138.7% |
| 2021 | -2.91x | €-16.80 Billion | €5.78 Billion | ▲ +72.5% |
| 2020 | -10.58x | €-13.94 Billion | €1.32 Billion | ▼ -404.1% |
| 2019 | 3.48x | €10.17 Billion | €2.92 Billion | ▲ +235.7% |
| 2018 | -2.56x | €-11.30 Billion | €4.41 Billion | ▲ +53.3% |
| 2017 | -5.49x | €-19.52 Billion | €3.56 Billion | — |