Lloyds Banking Group plc Financial Flexibility Index
Lloyds Banking Group plc financial flexibility index. Lloyds Banking Group plc (LLD2) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €12.02 Billion (operating CF €5.70 Billion minus capex €6.32 Billion) represents 0% of total liabilities (€896.21 Billion). Explore LLD2 capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Lloyds Banking Group plc (2017–2025)
Financial flexibility index of Lloyds Banking Group plc from 2017 to 2025. Historical Financial Flexibility Index trend for Lloyds Banking Group plc across 9 annual periods. Check Lloyds Banking Group plc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
Lloyds Banking Group plc Financial Flexibility Index by Year (2017–2025)
Lloyds Banking Group plc financial flexibility index by year from 2017 to 2025. Year-by-year free cash flow to debt coverage for Lloyds Banking Group plc. For the full cash flow conversion analysis, see LLD2 cash flow conversion.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €12.02 Billion | €5.70 Billion | €896.21 Billion | ▲ +839.0% |
| 2024 | 0.00x | €1.23 Billion | €-4.39 Billion | €860.81 Billion | ▼ -90.3% |
| 2023 | 0.01x | €12.27 Billion | €6.81 Billion | €834.09 Billion | ▲ +22.2% |
| 2022 | 0.01x | €9.99 Billion | €6.13 Billion | €830.31 Billion | ▲ +173.9% |
| 2021 | -0.02x | €-13.57 Billion | €-16.80 Billion | €833.37 Billion | ▼ -21.3% |
| 2020 | -0.01x | €-11.04 Billion | €-13.94 Billion | €821.86 Billion | ▼ -177.5% |
| 2019 | 0.02x | €13.62 Billion | €10.17 Billion | €786.09 Billion | ▲ +266.3% |
| 2018 | -0.01x | €-7.79 Billion | €-11.30 Billion | €747.40 Billion | ▲ +49.9% |
| 2017 | -0.02x | €-15.87 Billion | €-19.52 Billion | €762.97 Billion | — |