Lloyds Banking Group plc (LLD2) — Financial Flexibility Index
Lloyds Banking Group plc (LLD2) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of €12.02 Billion (operating CF €5.70 Billion minus capex €6.32 Billion) represents 0% of total liabilities (€896.21 Billion). Also explore Lloyds Banking Group plc (LLD2) net asset momentum to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Lloyds Banking Group plc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Lloyds Banking Group plc across 9 annual periods. Check Lloyds Banking Group plc (LLD2) strategic asset index to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Lloyds Banking Group plc (2017–2025)
Year-by-year free cash flow to debt coverage for Lloyds Banking Group plc. For the full company profile including market capitalisation, see Lloyds Banking Group plc market cap and net worth.
| Year | Flexibility Index | Free Cash Flow (EUR) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.01x | €12.02 Billion | €5.70 Billion | €896.21 Billion | ▲ +839.0% |
| 2024 | 0.00x | €1.23 Billion | €-4.39 Billion | €860.81 Billion | ▼ -90.3% |
| 2023 | 0.01x | €12.27 Billion | €6.81 Billion | €834.09 Billion | ▲ +22.2% |
| 2022 | 0.01x | €9.99 Billion | €6.13 Billion | €830.31 Billion | ▲ +173.9% |
| 2021 | -0.02x | €-13.57 Billion | €-16.80 Billion | €833.37 Billion | ▼ -21.3% |
| 2020 | -0.01x | €-11.04 Billion | €-13.94 Billion | €821.86 Billion | ▼ -177.5% |
| 2019 | 0.02x | €13.62 Billion | €10.17 Billion | €786.09 Billion | ▲ +266.3% |
| 2018 | -0.01x | €-7.79 Billion | €-11.30 Billion | €747.40 Billion | ▲ +49.9% |
| 2017 | -0.02x | €-15.87 Billion | €-19.52 Billion | €762.97 Billion | — |