Lloyds Banking Group plc (LLD2) — Tangible Net Worth Ratio

Latest as of March 2026: 100.0%

Lloyds Banking Group plc (LLD2) has a Tangible Net Worth Ratio of 100.0% as of March 2026. This metric is calculated by deducting intangible assets (€0.00) from net assets (€48.23 Billion) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See Lloyds Banking Group plc working capital to net assets to evaluate short-term liquidity relative to the company's equity base.

Tangible NW Ratio

100.0%
Tangible equity / total equity

Net Assets (Equity)

€48.23 Billion
EUR

Intangible Assets

€0.00
Goodwill, patents, brand value

Total Assets

€968.12 Billion
EUR

Lloyds Banking Group plc Tangible Net Worth Ratio (2017–2025)

This chart shows how Lloyds Banking Group plc's Tangible Net Worth Ratio has changed across 9 annual periods from 2017 to 2025. As of March 2026, the ratio stands at 100.0%, reflecting net assets of €48.23 Billion with intangible assets of €0.00 EUR. See how many days can Lloyds Banking Group plc fund operations to measure how many days the company can operate on defensive assets alone.

Annual Tangible Net Worth Ratio for Lloyds Banking Group plc (2017–2025)

The table below presents the year-by-year Tangible Net Worth Ratio for Lloyds Banking Group plc from 2017 to 2025, covering 9 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of Lloyds Banking Group plc.

Year Tangible NW Ratio Net Assets (EUR) Intangible Assets Total Assets Change (pp)
2025 88.3% €47.87 Billion €5.58 Billion €944.07 Billion ▲ +0.2 pp
2024 88.1% €45.89 Billion €5.44 Billion €906.70 Billion ▼ -0.2 pp
2023 88.4% €47.37 Billion €5.51 Billion €881.45 Billion ▼ -1.6 pp
2022 89.9% €47.52 Billion €4.79 Billion €877.83 Billion ▼ -2.2 pp
2021 92.1% €53.15 Billion €4.20 Billion €886.52 Billion ▲ +0.5 pp
2020 91.6% €49.41 Billion €4.14 Billion €871.27 Billion ▼ -0.4 pp
2019 92.0% €47.81 Billion €3.81 Billion €833.89 Billion ▼ -1.3 pp
2018 93.3% €50.20 Billion €3.35 Billion €797.60 Billion ▼ -0.9 pp
2017 94.2% €49.14 Billion €2.83 Billion €812.11 Billion
pp = percentage points