Lloyds Banking Group plc Free Cash Flow Generation Index
Lloyds Banking Group plc free cash flow generation index. Lloyds Banking Group plc (LLD2) has a Free Cash Flow Generation Index of -0.11x as of December 2025. Free cash flow of €-622.00 Million represents 0% of operating cash flow (€5.70 Billion). Read LLD2 liabilities breakdown for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Lloyds Banking Group plc (2016–2025)
Free cash flow generation index of Lloyds Banking Group plc from 2016 to 2025. Historical FCF Generation Index trend for Lloyds Banking Group plc across 5 annual periods. Explore LLD2 capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
Lloyds Banking Group plc Free Cash Flow Generation Index by Year (2016–2025)
Lloyds Banking Group plc free cash flow generation index by year from 2016 to 2025. Year-by-year Free Cash Flow Generation Index for Lloyds Banking Group plc. For the full cash flow conversion analysis, see Lloyds Banking Group plc (LLD2) cash flow conversion.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.11x | €-622.00 Million | €5.70 Billion | €6.32 Billion | ▼ -154.8% |
| 2023 | 0.20x | €1.35 Billion | €6.81 Billion | €5.46 Billion | ▼ -93.3% |
| 2022 | 2.96x | €18.16 Billion | €6.13 Billion | €3.85 Billion | ▲ +284.1% |
| 2019 | 0.77x | €7.84 Billion | €10.17 Billion | €3.44 Billion | ▼ -22.9% |
| 2016 | 1.00x | €6.42 Billion | €6.42 Billion | €0.00 | — |