Lloyds Banking Group plc (LLD2) — Free Cash Flow Generation Index
Lloyds Banking Group plc (LLD2) has a Free Cash Flow Generation Index of -0.11x as of December 2025. Free cash flow of €-622.00 Million represents 0% of operating cash flow (€5.70 Billion). See LLD2 working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Lloyds Banking Group plc Free Cash Flow Generation Index (2016–2025)
Historical FCF Generation Index trend for Lloyds Banking Group plc across 5 annual periods. Explore Lloyds Banking Group plc debt service capacity to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Lloyds Banking Group plc (2016–2025)
Year-by-year Free Cash Flow Generation Index for Lloyds Banking Group plc. For the full company profile including market capitalisation, see Lloyds Banking Group plc market cap and net worth.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.11x | €-622.00 Million | €5.70 Billion | €6.32 Billion | ▼ -154.8% |
| 2023 | 0.20x | €1.35 Billion | €6.81 Billion | €5.46 Billion | ▼ -93.3% |
| 2022 | 2.96x | €18.16 Billion | €6.13 Billion | €3.85 Billion | ▲ +284.1% |
| 2019 | 0.77x | €7.84 Billion | €10.17 Billion | €3.44 Billion | ▼ -22.9% |
| 2016 | 1.00x | €6.42 Billion | €6.42 Billion | €0.00 | — |