Lloyds Banking Group plc (LLD2) — Free Cash Flow Generation Index
Lloyds Banking Group plc (LLD2) has a Free Cash Flow Generation Index of -0.11x as of December 2025. Free cash flow of €-622.00 Million represents 0% of operating cash flow (€5.70 Billion). Read Lloyds Banking Group plc balance sheet liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Lloyds Banking Group plc Free Cash Flow Generation Index (2016–2025)
Historical FCF Generation Index trend for Lloyds Banking Group plc across 5 annual periods. Explore LLD2 capex reinvestment rate to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Lloyds Banking Group plc (2016–2025)
Year-by-year Free Cash Flow Generation Index for Lloyds Banking Group plc. For the full company profile including market capitalisation, see Lloyds Banking Group plc (LLD2) market capitalisation.
| Year | FCG Index | Free Cash Flow (EUR) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.11x | €-622.00 Million | €5.70 Billion | €6.32 Billion | ▼ -154.8% |
| 2023 | 0.20x | €1.35 Billion | €6.81 Billion | €5.46 Billion | ▼ -93.3% |
| 2022 | 2.96x | €18.16 Billion | €6.13 Billion | €3.85 Billion | ▲ +284.1% |
| 2019 | 0.77x | €7.84 Billion | €10.17 Billion | €3.44 Billion | ▼ -22.9% |
| 2016 | 1.00x | €6.42 Billion | €6.42 Billion | €0.00 | — |