Lloyds Banking Group plc Cash Flow-to-Debt Ratio
Lloyds Banking Group plc cash flow-to-debt ratio. Lloyds Banking Group plc (LLD2) has a Cash Flow-to-Debt Ratio of 0.01x as of December 2025, meaning its operating cash flow of €5.70 Billion could theoretically repay 0% of its total liabilities (€896.21 Billion) in one year. Check Lloyds Banking Group plc total reinvestment intensity to assess the company's total reinvestment commitment from operating cash flow.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Lloyds Banking Group plc (2017–2025)
Cash flow-to-debt ratio of Lloyds Banking Group plc from 2017 to 2025. Historical debt coverage capacity for Lloyds Banking Group plc across 9 annual periods. Check LLD2 operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
Lloyds Banking Group plc Cash Flow-to-Debt Ratio by Year (2017–2025)
Lloyds Banking Group plc cash flow-to-debt ratio by year from 2017 to 2025. Year-by-year debt coverage analysis for Lloyds Banking Group plc. For the full cash flow conversion analysis, see LLD2 cash generation efficiency.
| Year | CF-to-Debt Ratio | Operating CF (EUR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | €5.70 Billion | €896.21 Billion | ▲ +224.6% |
| 2024 | -0.01x | €-4.39 Billion | €860.81 Billion | ▼ -162.5% |
| 2023 | 0.01x | €6.81 Billion | €834.09 Billion | ▲ +10.5% |
| 2022 | 0.01x | €6.13 Billion | €830.31 Billion | ▲ +136.6% |
| 2021 | -0.02x | €-16.80 Billion | €833.37 Billion | ▼ -18.9% |
| 2020 | -0.02x | €-13.94 Billion | €821.86 Billion | ▼ -231.1% |
| 2019 | 0.01x | €10.17 Billion | €786.09 Billion | ▲ +185.6% |
| 2018 | -0.02x | €-11.30 Billion | €747.40 Billion | ▲ +40.9% |
| 2017 | -0.03x | €-19.52 Billion | €762.97 Billion | — |