Bank of the James Financial Group (BOTJ) — Capital Reinvestment Ratio
Bank of the James Financial Group (BOTJ) has a Capital Reinvestment Ratio of 0.69x as of December 2025, meaning it reinvests 1% of its operating cash flow ($1.97 Million) in capital expenditures ($1.37 Million). See Bank of the James Financial Group balance sheet quality to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Bank of the James Financial Group Capital Reinvestment Ratio (2001–2025)
This chart tracks Bank of the James Financial Group's Capital Reinvestment Ratio across 25 annual periods. Check Bank of the James Financial Group investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Bank of the James Financial Group (2001–2025)
Year-by-year Capital Reinvestment Ratio for Bank of the James Financial Group from 2001 to 2025. For live market cap and broader valuation context, see Bank of the James Financial Group (BOTJ) total market value.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | $11.66 Million | $1.17 Million | ▼ -66.7% |
| 2024 | 0.30x | $8.51 Million | $2.55 Million | ▲ +80.7% |
| 2023 | 0.17x | $9.49 Million | $1.57 Million | ▲ +29.7% |
| 2022 | 0.13x | $9.31 Million | $1.19 Million | ▼ -28.1% |
| 2021 | 0.18x | $16.35 Million | $2.91 Million | ▼ -47.2% |
| 2020 | 0.34x | $5.20 Million | $1.75 Million | ▼ -57.2% |
| 2019 | 0.79x | $5.59 Million | $4.40 Million | ▲ +193.0% |
| 2018 | 0.27x | $8.57 Million | $2.30 Million | ▼ -6.1% |
| 2017 | 0.29x | $6.72 Million | $1.92 Million | ▼ -53.4% |
| 2016 | 0.61x | $2.79 Million | $1.71 Million | ▲ +35.7% |
| 2015 | 0.45x | $3.35 Million | $1.51 Million | ▲ +89.4% |
| 2014 | 0.24x | $5.62 Million | $1.34 Million | ▲ +39.2% |
| 2013 | 0.17x | $4.79 Million | $821.00K | ▲ +109.0% |
| 2012 | 0.08x | $5.05 Million | $414.00K | ▼ -15.8% |
| 2011 | 0.10x | $7.12 Million | $694.00K | ▲ +182.8% |
| 2010 | 0.03x | $7.72 Million | $266.00K | ▼ -98.4% |
| 2009 | 2.21x | $1.65 Million | $3.65 Million | ▲ +105.2% |
| 2008 | 1.08x | $2.25 Million | $2.42 Million | ▲ +23847.1% |
| 2007 | 0.00x | $2.44 Million | $11.00K | ▼ -99.2% |
| 2006 | 0.59x | $2.35 Million | $1.38 Million | ▲ +134.6% |
| 2005 | 0.25x | $3.57 Million | $890.00K | ▼ -60.8% |
| 2004 | 0.64x | $2.43 Million | $1.55 Million | ▼ -36.1% |
| 2003 | 1.00x | $1.79 Million | $1.78 Million | ▲ +101.2% |
| 2002 | 0.50x | $1.95 Million | $964.00K | ▲ +90.7% |
| 2001 | 0.26x | $1.09 Million | $283.82K | — |