Bank of the James Financial Group (BOTJ) — Capital Reinvestment Ratio
Bank of the James Financial Group (BOTJ) has a Capital Reinvestment Ratio of 0.69x as of December 2025, meaning it reinvests 1% of its operating cash flow ($1.97 Million) in capital expenditures ($1.37 Million). Check tangible equity quality of Bank of the James Financial Group to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Bank of the James Financial Group Capital Reinvestment Ratio (2001–2025)
This chart tracks Bank of the James Financial Group's Capital Reinvestment Ratio across 25 annual periods. For the full cash flow conversion analysis, see Bank of the James Financial Group (BOTJ) cash conversion ratio.
Annual Capital Reinvestment Ratio for Bank of the James Financial Group (2001–2025)
Year-by-year Capital Reinvestment Ratio for Bank of the James Financial Group from 2001 to 2025. See how much free cash does Bank of the James Financial Group generate to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | $11.66 Million | $1.17 Million | ▼ -66.7% |
| 2024 | 0.30x | $8.51 Million | $2.55 Million | ▲ +80.7% |
| 2023 | 0.17x | $9.49 Million | $1.57 Million | ▲ +29.7% |
| 2022 | 0.13x | $9.31 Million | $1.19 Million | ▼ -28.1% |
| 2021 | 0.18x | $16.35 Million | $2.91 Million | ▼ -47.2% |
| 2020 | 0.34x | $5.20 Million | $1.75 Million | ▼ -57.2% |
| 2019 | 0.79x | $5.59 Million | $4.40 Million | ▲ +193.0% |
| 2018 | 0.27x | $8.57 Million | $2.30 Million | ▼ -6.1% |
| 2017 | 0.29x | $6.72 Million | $1.92 Million | ▼ -53.4% |
| 2016 | 0.61x | $2.79 Million | $1.71 Million | ▲ +35.7% |
| 2015 | 0.45x | $3.35 Million | $1.51 Million | ▲ +89.4% |
| 2014 | 0.24x | $5.62 Million | $1.34 Million | ▲ +39.2% |
| 2013 | 0.17x | $4.79 Million | $821.00K | ▲ +109.0% |
| 2012 | 0.08x | $5.05 Million | $414.00K | ▼ -15.8% |
| 2011 | 0.10x | $7.12 Million | $694.00K | ▲ +182.8% |
| 2010 | 0.03x | $7.72 Million | $266.00K | ▼ -98.4% |
| 2009 | 2.21x | $1.65 Million | $3.65 Million | ▲ +105.2% |
| 2008 | 1.08x | $2.25 Million | $2.42 Million | ▲ +23847.1% |
| 2007 | 0.00x | $2.44 Million | $11.00K | ▼ -99.2% |
| 2006 | 0.59x | $2.35 Million | $1.38 Million | ▲ +134.6% |
| 2005 | 0.25x | $3.57 Million | $890.00K | ▼ -60.8% |
| 2004 | 0.64x | $2.43 Million | $1.55 Million | ▼ -36.1% |
| 2003 | 1.00x | $1.79 Million | $1.78 Million | ▲ +101.2% |
| 2002 | 0.50x | $1.95 Million | $964.00K | ▲ +90.7% |
| 2001 | 0.26x | $1.09 Million | $283.82K | — |