Bank of the James Financial Group Capital Reinvestment Ratio
Bank of the James Financial Group capital reinvestment ratio. Bank of the James Financial Group (BOTJ) has a Capital Reinvestment Ratio of 0.69x as of December 2025, meaning it reinvests 1% of its operating cash flow ($1.97 Million) in capital expenditures ($1.37 Million). See BOTJ free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of Bank of the James Financial Group (2001–2025)
Capital reinvestment ratio of Bank of the James Financial Group from 2001 to 2025. This chart tracks Bank of the James Financial Group's Capital Reinvestment Ratio across 25 annual periods. See Bank of the James Financial Group free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
Bank of the James Financial Group Capital Reinvestment Ratio by Year (2001–2025)
Bank of the James Financial Group capital reinvestment ratio by year from 2001 to 2025. For the full cash flow conversion analysis, see BOTJ cash flow conversion.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.10x | $11.66 Million | $1.17 Million | ▼ -66.7% |
| 2024 | 0.30x | $8.51 Million | $2.55 Million | ▲ +80.7% |
| 2023 | 0.17x | $9.49 Million | $1.57 Million | ▲ +29.7% |
| 2022 | 0.13x | $9.31 Million | $1.19 Million | ▼ -28.1% |
| 2021 | 0.18x | $16.35 Million | $2.91 Million | ▼ -47.2% |
| 2020 | 0.34x | $5.20 Million | $1.75 Million | ▼ -57.2% |
| 2019 | 0.79x | $5.59 Million | $4.40 Million | ▲ +193.0% |
| 2018 | 0.27x | $8.57 Million | $2.30 Million | ▼ -6.1% |
| 2017 | 0.29x | $6.72 Million | $1.92 Million | ▼ -53.4% |
| 2016 | 0.61x | $2.79 Million | $1.71 Million | ▲ +35.7% |
| 2015 | 0.45x | $3.35 Million | $1.51 Million | ▲ +89.4% |
| 2014 | 0.24x | $5.62 Million | $1.34 Million | ▲ +39.2% |
| 2013 | 0.17x | $4.79 Million | $821.00K | ▲ +109.0% |
| 2012 | 0.08x | $5.05 Million | $414.00K | ▼ -15.8% |
| 2011 | 0.10x | $7.12 Million | $694.00K | ▲ +182.8% |
| 2010 | 0.03x | $7.72 Million | $266.00K | ▼ -98.4% |
| 2009 | 2.21x | $1.65 Million | $3.65 Million | ▲ +105.2% |
| 2008 | 1.08x | $2.25 Million | $2.42 Million | ▲ +23847.1% |
| 2007 | 0.00x | $2.44 Million | $11.00K | ▼ -99.2% |
| 2006 | 0.59x | $2.35 Million | $1.38 Million | ▲ +134.6% |
| 2005 | 0.25x | $3.57 Million | $890.00K | ▼ -60.8% |
| 2004 | 0.64x | $2.43 Million | $1.55 Million | ▼ -36.1% |
| 2003 | 1.00x | $1.79 Million | $1.78 Million | ▲ +101.2% |
| 2002 | 0.50x | $1.95 Million | $964.00K | ▲ +90.7% |
| 2001 | 0.26x | $1.09 Million | $283.82K | — |