Bank of the James Financial Group (BOTJ) — Free Cash Flow Generation Index
Bank of the James Financial Group (BOTJ) has a Free Cash Flow Generation Index of 0.31x as of December 2025. Free cash flow of $605.00K represents 0% of operating cash flow ($1.97 Million). Explore Bank of the James Financial Group capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Bank of the James Financial Group Free Cash Flow Generation Index (2001–2025)
Historical FCF Generation Index trend for Bank of the James Financial Group across 25 annual periods. For the full cash flow conversion analysis, see BOTJ cash flow metrics.
Annual Free Cash Flow Generation for Bank of the James Financial Group (2001–2025)
Year-by-year Free Cash Flow Generation Index for Bank of the James Financial Group. Check how aggressively does Bank of the James Financial Group reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.90x | $10.49 Million | $11.66 Million | $1.17 Million | ▲ +28.5% |
| 2024 | 0.70x | $5.96 Million | $8.51 Million | $2.55 Million | ▼ -16.0% |
| 2023 | 0.83x | $7.92 Million | $9.49 Million | $1.57 Million | ▼ -4.3% |
| 2022 | 0.87x | $8.12 Million | $9.31 Million | $1.19 Million | ▲ +6.1% |
| 2021 | 0.82x | $13.44 Million | $16.35 Million | $2.91 Million | ▲ +24.0% |
| 2020 | 0.66x | $3.45 Million | $5.20 Million | $1.75 Million | ▲ +210.6% |
| 2019 | 0.21x | $1.19 Million | $5.59 Million | $4.40 Million | ▼ -70.8% |
| 2018 | 0.73x | $6.27 Million | $8.57 Million | $2.30 Million | ▲ +2.4% |
| 2017 | 0.71x | $4.80 Million | $6.72 Million | $1.92 Million | ▲ +84.5% |
| 2016 | 0.39x | $1.08 Million | $2.79 Million | $1.71 Million | ▼ -29.4% |
| 2015 | 0.55x | $1.83 Million | $3.35 Million | $1.51 Million | ▼ -28.0% |
| 2014 | 0.76x | $4.28 Million | $5.62 Million | $1.34 Million | ▼ -8.1% |
| 2013 | 0.83x | $3.97 Million | $4.79 Million | $821.00K | ▼ -9.7% |
| 2012 | 0.92x | $4.63 Million | $5.05 Million | $414.00K | ▲ +1.7% |
| 2011 | 0.90x | $6.43 Million | $7.12 Million | $694.00K | ▼ -6.5% |
| 2010 | 0.97x | $7.46 Million | $7.72 Million | $266.00K | ▲ +179.6% |
| 2009 | -1.21x | $-2.00 Million | $1.65 Million | $3.65 Million | ▼ -1449.5% |
| 2008 | -0.08x | $-176.00K | $2.25 Million | $2.42 Million | ▼ -107.9% |
| 2007 | 1.00x | $2.43 Million | $2.44 Million | $11.00K | ▲ +140.1% |
| 2006 | 0.41x | $975.00K | $2.35 Million | $1.38 Million | ▼ -44.8% |
| 2005 | 0.75x | $2.68 Million | $3.57 Million | $890.00K | ▲ +106.7% |
| 2004 | 0.36x | $881.00K | $2.43 Million | $1.55 Million | ▲ +10717.4% |
| 2003 | 0.00x | $6.00K | $1.79 Million | $1.78 Million | ▼ -99.3% |
| 2002 | 0.50x | $982.01K | $1.95 Million | $964.00K | ▼ -31.8% |
| 2001 | 0.74x | $808.93K | $1.09 Million | $283.82K | — |