Bank of the James Financial Group Free Cash Flow Generation Index
Bank of the James Financial Group free cash flow generation index. Bank of the James Financial Group (BOTJ) has a Free Cash Flow Generation Index of 0.31x as of December 2025. Free cash flow of $605.00K represents 0% of operating cash flow ($1.97 Million). Check Bank of the James Financial Group liquid asset ratio to evaluate the company's liquid asset resilience ratio.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of Bank of the James Financial Group (2001–2025)
Free cash flow generation index of Bank of the James Financial Group from 2001 to 2025. Historical FCF Generation Index trend for Bank of the James Financial Group across 25 annual periods. Explore capital reinvestment ratio of Bank of the James Financial Group to see what proportion of operating cash flow is directed to capital expenditures.
Bank of the James Financial Group Free Cash Flow Generation Index by Year (2001–2025)
Bank of the James Financial Group free cash flow generation index by year from 2001 to 2025. Year-by-year Free Cash Flow Generation Index for Bank of the James Financial Group. For the full cash flow conversion analysis, see how efficiently does Bank of the James Financial Group generate cash.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.90x | $10.49 Million | $11.66 Million | $1.17 Million | ▲ +28.5% |
| 2024 | 0.70x | $5.96 Million | $8.51 Million | $2.55 Million | ▼ -16.0% |
| 2023 | 0.83x | $7.92 Million | $9.49 Million | $1.57 Million | ▼ -4.3% |
| 2022 | 0.87x | $8.12 Million | $9.31 Million | $1.19 Million | ▲ +6.1% |
| 2021 | 0.82x | $13.44 Million | $16.35 Million | $2.91 Million | ▲ +24.0% |
| 2020 | 0.66x | $3.45 Million | $5.20 Million | $1.75 Million | ▲ +210.6% |
| 2019 | 0.21x | $1.19 Million | $5.59 Million | $4.40 Million | ▼ -70.8% |
| 2018 | 0.73x | $6.27 Million | $8.57 Million | $2.30 Million | ▲ +2.4% |
| 2017 | 0.71x | $4.80 Million | $6.72 Million | $1.92 Million | ▲ +84.5% |
| 2016 | 0.39x | $1.08 Million | $2.79 Million | $1.71 Million | ▼ -29.4% |
| 2015 | 0.55x | $1.83 Million | $3.35 Million | $1.51 Million | ▼ -28.0% |
| 2014 | 0.76x | $4.28 Million | $5.62 Million | $1.34 Million | ▼ -8.1% |
| 2013 | 0.83x | $3.97 Million | $4.79 Million | $821.00K | ▼ -9.7% |
| 2012 | 0.92x | $4.63 Million | $5.05 Million | $414.00K | ▲ +1.7% |
| 2011 | 0.90x | $6.43 Million | $7.12 Million | $694.00K | ▼ -6.5% |
| 2010 | 0.97x | $7.46 Million | $7.72 Million | $266.00K | ▲ +179.6% |
| 2009 | -1.21x | $-2.00 Million | $1.65 Million | $3.65 Million | ▼ -1449.5% |
| 2008 | -0.08x | $-176.00K | $2.25 Million | $2.42 Million | ▼ -107.9% |
| 2007 | 1.00x | $2.43 Million | $2.44 Million | $11.00K | ▲ +140.1% |
| 2006 | 0.41x | $975.00K | $2.35 Million | $1.38 Million | ▼ -44.8% |
| 2005 | 0.75x | $2.68 Million | $3.57 Million | $890.00K | ▲ +106.7% |
| 2004 | 0.36x | $881.00K | $2.43 Million | $1.55 Million | ▲ +10717.4% |
| 2003 | 0.00x | $6.00K | $1.79 Million | $1.78 Million | ▼ -99.3% |
| 2002 | 0.50x | $982.01K | $1.95 Million | $964.00K | ▼ -31.8% |
| 2001 | 0.74x | $808.93K | $1.09 Million | $283.82K | — |