Bank of the James Financial Group (BOTJ) — Strategic Asset Allocation Index
Bank of the James Financial Group (BOTJ) has a Strategic Asset Allocation Index of 272.0% as of December 2025. Strategic assets (PP&E of $- plus long-term investments of $217.72 Million) total $217.72 Million, measured against net assets of $80.05 Million. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. See debt-free asset ratio of Bank of the James Financial Group to measure how much of total assets are equity-financed.
SAAI
Strategic Assets
PP&E
Net Assets
Bank of the James Financial Group Strategic Asset Allocation Index (2009–2025)
This chart shows how Bank of the James Financial Group's Strategic Asset Allocation Index has evolved across 17 annual periods from 2009 to 2025. As of December 2025, the index stands at 272.0%, representing strategic assets of $217.72 Million against net assets of $80.05 Million USD. For live market cap and overall valuation, see Bank of the James Financial Group (BOTJ) market capitalisation.
Annual Strategic Asset Allocation Index for Bank of the James Financial Group (2009–2025)
The table below presents the year-by-year Strategic Asset Allocation Index for Bank of the James Financial Group from 2009 to 2025, covering 17 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. See BOTJ net assets for net asset value and shareholders' equity analysis.
| Year | SAAI | Strategic Assets (USD) | PP&E | LT Investments | Net Assets | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | 272.0% | $217.72 Million | $- | $217.72 Million | $80.05 Million | ▼ -23.3 pp |
| 2024 | 295.3% | $191.52 Million | $- | $191.52 Million | $64.86 Million | ▼ -71.4 pp |
| 2023 | 366.6% | $220.13 Million | $- | $220.13 Million | $60.04 Million | ▼ -46.3 pp |
| 2022 | 412.9% | $207.40 Million | $17.97 Million | $189.43 Million | $50.23 Million | ▲ +148.4 pp |
| 2021 | 264.6% | $183.68 Million | $18.19 Million | $165.49 Million | $69.43 Million | ▲ +99.0 pp |
| 2020 | 165.6% | $110.48 Million | $16.62 Million | $93.86 Million | $66.73 Million | ▼ -805.8 pp |
| 2019 | 971.4% | $597.88 Million | $16.70 Million | $581.18 Million | $61.55 Million | ▼ -23.9 pp |
| 2018 | 995.3% | $548.81 Million | $13.43 Million | $535.39 Million | $55.14 Million | ▲ +960.9 pp |
| 2017 | 34.4% | $17.77 Million | $12.05 Million | $5.71 Million | $51.66 Million | ▲ +5.6 pp |
| 2016 | 28.8% | $14.25 Million | $10.95 Million | $3.30 Million | $49.42 Million | ▲ +2.8 pp |
| 2015 | 26.0% | $12.53 Million | $10.01 Million | $2.52 Million | $48.20 Million | ▼ -7.9 pp |
| 2014 | 33.9% | $11.79 Million | $9.26 Million | $2.53 Million | $34.78 Million | ▲ +5.7 pp |
| 2013 | 28.2% | $8.41 Million | $8.41 Million | $- | $29.77 Million | ▼ -10.3 pp |
| 2012 | 38.5% | $11.41 Million | $8.34 Million | $3.08 Million | $29.61 Million | ▼ -1215.6 pp |
| 2011 | 1254.2% | $336.18 Million | $8.86 Million | $327.32 Million | $26.80 Million | ▲ +1219.3 pp |
| 2010 | 34.8% | $8.88 Million | $8.88 Million | $- | $25.50 Million | ▼ -9.2 pp |
| 2009 | 44.1% | $10.46 Million | $10.46 Million | $- | $23.73 Million | — |