Bank of the James Financial Group (BOTJ) — Cash Flow Reinvestment Rate
Bank of the James Financial Group (BOTJ) has a Cash Flow Reinvestment Rate of 6.07x as of December 2025, reinvesting $11.99 Million (capex $1.37 Million plus investments $-10.62 Million) from operating cash flow of $1.97 Million. Explore capital reinvestment ratio of Bank of the James Financial Group to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Bank of the James Financial Group Cash Flow Reinvestment Rate (2001–2025)
Historical reinvestment intensity for Bank of the James Financial Group across 25 annual periods. Also explore balance sheet size of Bank of the James Financial Group for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Bank of the James Financial Group (2001–2025)
Year-by-year capital reinvestment analysis for Bank of the James Financial Group. For live market cap and broader valuation context, see Bank of the James Financial Group (BOTJ) total market value.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.53x | $17.80 Million | $11.66 Million | $1.17 Million | ▼ -5.4% |
| 2024 | 1.61x | $13.72 Million | $8.51 Million | $2.55 Million | ▼ -6.8% |
| 2023 | 1.73x | $16.43 Million | $9.49 Million | $1.57 Million | ▼ -82.0% |
| 2022 | 9.59x | $89.32 Million | $9.31 Million | $1.19 Million | ▲ +132.8% |
| 2021 | 4.12x | $67.37 Million | $16.35 Million | $2.91 Million | ▼ -28.0% |
| 2020 | 5.72x | $29.75 Million | $5.20 Million | $1.75 Million | ▲ +275.2% |
| 2019 | 1.53x | $8.53 Million | $5.59 Million | $4.40 Million | ▲ +135.6% |
| 2018 | 0.65x | $5.55 Million | $8.57 Million | $2.30 Million | ▼ -0.2% |
| 2017 | 0.65x | $4.36 Million | $6.72 Million | $1.92 Million | ▼ -39.7% |
| 2016 | 1.08x | $3.00 Million | $2.79 Million | $1.71 Million | ▼ -87.4% |
| 2015 | 8.52x | $28.53 Million | $3.35 Million | $1.51 Million | ▲ +1947.4% |
| 2014 | 0.42x | $2.34 Million | $5.62 Million | $1.34 Million | ▲ +52.7% |
| 2013 | 0.27x | $1.31 Million | $4.79 Million | $821.00K | ▼ -74.6% |
| 2012 | 1.07x | $5.41 Million | $5.05 Million | $414.00K | ▲ +177.2% |
| 2011 | 0.39x | $2.76 Million | $7.12 Million | $694.00K | ▲ +1022.9% |
| 2010 | 0.03x | $266.00K | $7.72 Million | $266.00K | ▼ -98.4% |
| 2009 | 2.21x | $3.65 Million | $1.65 Million | $3.65 Million | ▲ +105.2% |
| 2008 | 1.08x | $2.42 Million | $2.25 Million | $2.42 Million | ▲ +23847.1% |
| 2007 | 0.00x | $11.00K | $2.44 Million | $11.00K | ▼ -99.2% |
| 2006 | 0.59x | $1.38 Million | $2.35 Million | $1.38 Million | ▲ +134.6% |
| 2005 | 0.25x | $890.00K | $3.57 Million | $890.00K | ▼ -60.8% |
| 2004 | 0.64x | $1.55 Million | $2.43 Million | $1.55 Million | ▼ -36.1% |
| 2003 | 1.00x | $1.78 Million | $1.79 Million | $1.78 Million | ▲ +101.2% |
| 2002 | 0.50x | $964.00K | $1.95 Million | $964.00K | ▲ +90.7% |
| 2001 | 0.26x | $283.82K | $1.09 Million | $283.82K | — |