Bank of the James Financial Group Cash Flow Reinvestment Rate
Bank of the James Financial Group cash flow reinvestment rate. Bank of the James Financial Group (BOTJ) has a Cash Flow Reinvestment Rate of 6.07x as of December 2025, reinvesting $11.99 Million (capex $1.37 Million plus investments $-10.62 Million) from operating cash flow of $1.97 Million. See BOTJ financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Bank of the James Financial Group (2001–2025)
Cash flow reinvestment rate of Bank of the James Financial Group from 2001 to 2025. Historical reinvestment intensity for Bank of the James Financial Group across 25 annual periods. Explore how well can Bank of the James Financial Group service its debt to assess how comfortably operating cash covers total debt obligations.
Bank of the James Financial Group Cash Flow Reinvestment Rate by Year (2001–2025)
Bank of the James Financial Group cash flow reinvestment rate by year from 2001 to 2025. Year-by-year capital reinvestment analysis for Bank of the James Financial Group. For the full cash flow conversion analysis, see cash flow conversion of Bank of the James Financial Group.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.53x | $17.80 Million | $11.66 Million | $1.17 Million | ▼ -5.4% |
| 2024 | 1.61x | $13.72 Million | $8.51 Million | $2.55 Million | ▼ -6.8% |
| 2023 | 1.73x | $16.43 Million | $9.49 Million | $1.57 Million | ▼ -82.0% |
| 2022 | 9.59x | $89.32 Million | $9.31 Million | $1.19 Million | ▲ +132.8% |
| 2021 | 4.12x | $67.37 Million | $16.35 Million | $2.91 Million | ▼ -28.0% |
| 2020 | 5.72x | $29.75 Million | $5.20 Million | $1.75 Million | ▲ +275.2% |
| 2019 | 1.53x | $8.53 Million | $5.59 Million | $4.40 Million | ▲ +135.6% |
| 2018 | 0.65x | $5.55 Million | $8.57 Million | $2.30 Million | ▼ -0.2% |
| 2017 | 0.65x | $4.36 Million | $6.72 Million | $1.92 Million | ▼ -39.7% |
| 2016 | 1.08x | $3.00 Million | $2.79 Million | $1.71 Million | ▼ -87.4% |
| 2015 | 8.52x | $28.53 Million | $3.35 Million | $1.51 Million | ▲ +1947.4% |
| 2014 | 0.42x | $2.34 Million | $5.62 Million | $1.34 Million | ▲ +52.7% |
| 2013 | 0.27x | $1.31 Million | $4.79 Million | $821.00K | ▼ -74.6% |
| 2012 | 1.07x | $5.41 Million | $5.05 Million | $414.00K | ▲ +177.2% |
| 2011 | 0.39x | $2.76 Million | $7.12 Million | $694.00K | ▲ +1022.9% |
| 2010 | 0.03x | $266.00K | $7.72 Million | $266.00K | ▼ -98.4% |
| 2009 | 2.21x | $3.65 Million | $1.65 Million | $3.65 Million | ▲ +105.2% |
| 2008 | 1.08x | $2.42 Million | $2.25 Million | $2.42 Million | ▲ +23847.1% |
| 2007 | 0.00x | $11.00K | $2.44 Million | $11.00K | ▼ -99.2% |
| 2006 | 0.59x | $1.38 Million | $2.35 Million | $1.38 Million | ▲ +134.6% |
| 2005 | 0.25x | $890.00K | $3.57 Million | $890.00K | ▼ -60.8% |
| 2004 | 0.64x | $1.55 Million | $2.43 Million | $1.55 Million | ▼ -36.1% |
| 2003 | 1.00x | $1.78 Million | $1.79 Million | $1.78 Million | ▲ +101.2% |
| 2002 | 0.50x | $964.00K | $1.95 Million | $964.00K | ▲ +90.7% |
| 2001 | 0.26x | $283.82K | $1.09 Million | $283.82K | — |