Financial Institutions Inc (FISI) — Capital Reinvestment Ratio
Financial Institutions Inc (FISI) has a Capital Reinvestment Ratio of 0.15x as of December 2025, meaning it reinvests 0% of its operating cash flow ($21.40 Million) in capital expenditures ($3.23 Million). Check tangible equity quality of Financial Institutions Inc to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Financial Institutions Inc Capital Reinvestment Ratio (1998–2024)
This chart tracks Financial Institutions Inc's Capital Reinvestment Ratio across 27 annual periods. For the full cash flow conversion analysis, see Financial Institutions Inc cash conversion from operations.
Annual Capital Reinvestment Ratio for Financial Institutions Inc (1998–2024)
Year-by-year Capital Reinvestment Ratio for Financial Institutions Inc from 1998 to 2024. See how much free cash does Financial Institutions Inc generate to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.06x | $77.13 Million | $4.97 Million | ▼ -76.5% |
| 2023 | 0.27x | $10.89 Million | $2.99 Million | ▲ +338.3% |
| 2022 | 0.06x | $133.57 Million | $8.37 Million | ▼ -51.4% |
| 2021 | 0.13x | $72.96 Million | $9.40 Million | ▲ +31.3% |
| 2020 | 0.10x | $43.45 Million | $4.26 Million | ▲ +55.6% |
| 2019 | 0.06x | $57.71 Million | $3.64 Million | ▲ +44.5% |
| 2018 | 0.04x | $65.14 Million | $2.84 Million | ▼ -73.9% |
| 2017 | 0.17x | $46.28 Million | $7.74 Million | ▲ +2.5% |
| 2016 | 0.16x | $46.69 Million | $7.62 Million | ▼ -6.2% |
| 2015 | 0.17x | $43.09 Million | $7.49 Million | ▲ +14.9% |
| 2014 | 0.15x | $35.23 Million | $5.33 Million | ▲ +65.0% |
| 2013 | 0.09x | $37.20 Million | $3.41 Million | ▼ -39.2% |
| 2012 | 0.15x | $38.70 Million | $5.84 Million | ▲ +31.4% |
| 2011 | 0.11x | $32.02 Million | $3.68 Million | ▲ +66.9% |
| 2010 | 0.07x | $35.43 Million | $2.44 Million | ▼ -21.8% |
| 2009 | 0.09x | $22.27 Million | $1.96 Million | ▼ -70.4% |
| 2008 | 0.30x | $21.29 Million | $6.33 Million | ▲ +98.8% |
| 2007 | 0.15x | $22.77 Million | $3.41 Million | ▲ +141.5% |
| 2006 | 0.06x | $30.20 Million | $1.87 Million | ▼ -43.0% |
| 2005 | 0.11x | $44.57 Million | $4.84 Million | ▼ -24.7% |
| 2004 | 0.14x | $41.23 Million | $5.95 Million | ▼ -46.6% |
| 2003 | 0.27x | $38.68 Million | $10.44 Million | ▲ +67.4% |
| 2002 | 0.16x | $32.56 Million | $5.25 Million | ▲ +3.9% |
| 2001 | 0.16x | $28.09 Million | $4.36 Million | ▲ +5.9% |
| 2000 | 0.15x | $21.79 Million | $3.19 Million | ▲ +214.1% |
| 1999 | 0.05x | $19.20 Million | $896.00K | ▼ -76.5% |
| 1998 | 0.20x | $18.60 Million | $3.70 Million | — |