Financial Institutions Inc (FISI) — Capital Reinvestment Ratio
Latest as of December 2025:
0.15x
Financial Institutions Inc (FISI) has a Capital Reinvestment Ratio of 0.15x as of December 2025, meaning it reinvests 0% of its operating cash flow ($21.40 Million) in capital expenditures ($3.23 Million). See cash generation quality of Financial Institutions Inc to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.15x
Capex / Operating Cash Flow
Operating Cash Flow
$21.40 Million
USD
Capital Expenditures
$3.23 Million
USD
Data as of
Dec 2025
Most recent filing
Financial Institutions Inc Capital Reinvestment Ratio (1998–2024)
This chart tracks Financial Institutions Inc's Capital Reinvestment Ratio across 27 annual periods.
Annual Capital Reinvestment Ratio for Financial Institutions Inc (1998–2024)
Year-by-year Capital Reinvestment Ratio for Financial Institutions Inc from 1998 to 2024. For live market cap and broader valuation context, see FISI market cap.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.06x | $77.13 Million | $4.97 Million | ▼ -76.5% |
| 2023 | 0.27x | $10.89 Million | $2.99 Million | ▲ +338.3% |
| 2022 | 0.06x | $133.57 Million | $8.37 Million | ▼ -51.4% |
| 2021 | 0.13x | $72.96 Million | $9.40 Million | ▲ +31.3% |
| 2020 | 0.10x | $43.45 Million | $4.26 Million | ▲ +55.6% |
| 2019 | 0.06x | $57.71 Million | $3.64 Million | ▲ +44.5% |
| 2018 | 0.04x | $65.14 Million | $2.84 Million | ▼ -73.9% |
| 2017 | 0.17x | $46.28 Million | $7.74 Million | ▲ +2.5% |
| 2016 | 0.16x | $46.69 Million | $7.62 Million | ▼ -6.2% |
| 2015 | 0.17x | $43.09 Million | $7.49 Million | ▲ +14.9% |
| 2014 | 0.15x | $35.23 Million | $5.33 Million | ▲ +65.0% |
| 2013 | 0.09x | $37.20 Million | $3.41 Million | ▼ -39.2% |
| 2012 | 0.15x | $38.70 Million | $5.84 Million | ▲ +31.4% |
| 2011 | 0.11x | $32.02 Million | $3.68 Million | ▲ +66.9% |
| 2010 | 0.07x | $35.43 Million | $2.44 Million | ▼ -21.8% |
| 2009 | 0.09x | $22.27 Million | $1.96 Million | ▼ -70.4% |
| 2008 | 0.30x | $21.29 Million | $6.33 Million | ▲ +98.8% |
| 2007 | 0.15x | $22.77 Million | $3.41 Million | ▲ +141.5% |
| 2006 | 0.06x | $30.20 Million | $1.87 Million | ▼ -43.0% |
| 2005 | 0.11x | $44.57 Million | $4.84 Million | ▼ -24.7% |
| 2004 | 0.14x | $41.23 Million | $5.95 Million | ▼ -46.6% |
| 2003 | 0.27x | $38.68 Million | $10.44 Million | ▲ +67.4% |
| 2002 | 0.16x | $32.56 Million | $5.25 Million | ▲ +3.9% |
| 2001 | 0.16x | $28.09 Million | $4.36 Million | ▲ +5.9% |
| 2000 | 0.15x | $21.79 Million | $3.19 Million | ▲ +214.1% |
| 1999 | 0.05x | $19.20 Million | $896.00K | ▼ -76.5% |
| 1998 | 0.20x | $18.60 Million | $3.70 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow