Financial Institutions Inc (FISI) - Total Liabilities
Based on the latest financial reports, Financial Institutions Inc (FISI) has total liabilities worth $4.50 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Also explore FISI net assets growth trend to track the company's year-over-year net asset growth rate.
Financial Institutions Inc - Total Liabilities Trend (1998–2025)
This chart illustrates how Financial Institutions Inc's total liabilities have evolved over time, based on quarterly financial data. See FISI free cash flow to operating cash ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Institutions Inc Competitors by Total Liabilities
The table below lists competitors of Financial Institutions Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
BETTER COLLECTIVE EO-01
F:9C8
|
Germany | €452.81 Million |
|
Envela Corp
NYSE MKT:ELA
|
USA | $32.07 Million |
|
MiMedx Group Inc
NASDAQ:MDXG
|
USA | $80.04 Million |
|
Nuveen Churchill Direct Lending Corp.
NYSE:NCDL
|
USA | $1.18 Billion |
|
Nanjing Canatal Data Centre Environmental Tech Co Ltd Class A
SHG:603912
|
China | CN¥2.11 Billion |
|
Sichuan Goldstone Orient New Material Equipment Co Ltd
SHE:300434
|
China | CN¥484.37 Million |
|
Core Lithium Ltd
AU:CXO
|
Australia | AU$20.49 Million |
|
Caribbean Utilities Company Ltd
TO:CUP-U
|
Canada | $473.04 Million |
Liability Composition Analysis (1998–2025)
This chart breaks down Financial Institutions Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see FISI market cap overview.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 11.54 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 7.16 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.79 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Financial Institutions Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Financial Institutions Inc (1998–2025)
The table below shows the annual total liabilities of Financial Institutions Inc from 1998 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $5.65 Billion | +1.75% |
| 2024-12-31 | $5.55 Billion | -2.77% |
| 2023-12-31 | $5.71 Billion | +5.83% |
| 2022-12-31 | $5.39 Billion | +7.50% |
| 2021-12-31 | $5.02 Billion | +12.86% |
| 2020-12-31 | $4.44 Billion | +12.64% |
| 2019-12-31 | $3.95 Billion | +0.76% |
| 2018-12-31 | $3.92 Billion | +5.14% |
| 2017-12-31 | $3.72 Billion | +9.84% |
| 2016-12-31 | $3.39 Billion | +9.82% |
| 2015-12-31 | $3.09 Billion | +9.86% |
| 2014-12-31 | $2.81 Billion | +5.09% |
| 2013-12-31 | $2.67 Billion | +6.53% |
| 2012-12-31 | $2.51 Billion | +19.57% |
| 2011-12-31 | $2.10 Billion | +4.84% |
| 2010-12-31 | $2.00 Billion | +7.41% |
| 2009-12-31 | $1.86 Billion | +7.96% |
| 2008-12-31 | $1.73 Billion | +3.85% |
| 2007-12-31 | $1.66 Billion | -3.63% |
| 2006-12-31 | $1.73 Billion | -6.78% |
| 2005-12-31 | $1.85 Billion | -6.16% |
| 2004-12-31 | $1.97 Billion | -0.93% |
| 2003-12-31 | $1.99 Billion | +3.32% |
| 2002-12-31 | $1.93 Billion | +17.12% |
| 2001-12-31 | $1.65 Billion | +42.10% |
| 2000-12-31 | $1.16 Billion | +13.62% |
| 1999-12-31 | $1.02 Billion | +15.84% |
| 1998-12-31 | $879.59 Million | -- |
About Financial Institutions Inc
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers com… Read more