Financial Institutions Inc (FISI) - Total Liabilities

Latest as of December 2025: $4.50 Billion USD

Based on the latest financial reports, Financial Institutions Inc (FISI) has total liabilities worth $4.50 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore Financial Institutions Inc (FISI) long-term investment share to see how much of total assets are deployed in long-term investments.

Financial Institutions Inc - Total Liabilities Trend (1998–2025)

This chart illustrates how Financial Institutions Inc's total liabilities have evolved over time, based on quarterly financial data. For the complete balance sheet picture, see how large is Financial Institutions Inc's balance sheet.

Financial Institutions Inc Competitors by Total Liabilities

The table below lists competitors of Financial Institutions Inc ranked by their total liabilities.

Company Country Total Liabilities
Ciputra Development Tbk
JK:CTRA
Indonesia Rp18.34 Trillion
Summit Hotel Properties Inc
NYSE:INN
USA $1.49 Billion
Greenlam Industries Limited
NSE:GREENLAM
India Rs18.25 Billion
Mühlbauer Holding AG
XETRA:MUB
Germany €329.02 Million
Ooh!Media Ltd
AU:OML
Australia AU$1.17 Billion
Shandong Jinling Mining Co Ltd
SHE:000655
China CN¥481.38 Million
Western Asset Diversified Income Fund
NYSE:WDI
USA $391.03 Million
Just Dial Limited
NSE:JUSTDIAL
India Rs9.38 Billion

Liability Composition Analysis (1998–2025)

This chart breaks down Financial Institutions Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. See FISI equity financing ratio to measure how much of total assets are equity-financed.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio 11.54 Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 7.16 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.79 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Financial Institutions Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Financial Institutions Inc (1998–2025)

The table below shows the annual total liabilities of Financial Institutions Inc from 1998 to 2025.

Year Total Liabilities Change
2025-12-31 $5.65 Billion +1.75%
2024-12-31 $5.55 Billion -2.77%
2023-12-31 $5.71 Billion +5.83%
2022-12-31 $5.39 Billion +7.50%
2021-12-31 $5.02 Billion +12.86%
2020-12-31 $4.44 Billion +12.64%
2019-12-31 $3.95 Billion +0.76%
2018-12-31 $3.92 Billion +5.14%
2017-12-31 $3.72 Billion +9.84%
2016-12-31 $3.39 Billion +9.82%
2015-12-31 $3.09 Billion +9.86%
2014-12-31 $2.81 Billion +5.09%
2013-12-31 $2.67 Billion +6.53%
2012-12-31 $2.51 Billion +19.57%
2011-12-31 $2.10 Billion +4.84%
2010-12-31 $2.00 Billion +7.41%
2009-12-31 $1.86 Billion +7.96%
2008-12-31 $1.73 Billion +3.85%
2007-12-31 $1.66 Billion -3.63%
2006-12-31 $1.73 Billion -6.78%
2005-12-31 $1.85 Billion -6.16%
2004-12-31 $1.97 Billion -0.93%
2003-12-31 $1.99 Billion +3.32%
2002-12-31 $1.93 Billion +17.12%
2001-12-31 $1.65 Billion +42.10%
2000-12-31 $1.16 Billion +13.62%
1999-12-31 $1.02 Billion +15.84%
1998-12-31 $879.59 Million --

About Financial Institutions Inc

NASDAQ:FISI USA Banks - Regional
Market Cap
$796.43 Million
Market Cap Rank
#11243 Global
#2891 in USA
Share Price
$40.23
Change (1 day)
+0.54%
52-Week Range
$25.72 - $42.70
All Time High
$42.70
About

Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers com… Read more