Financial Institutions Inc (FISI) — Cash Flow Reinvestment Rate

Latest as of December 2025: 0.15x

Financial Institutions Inc (FISI) has a Cash Flow Reinvestment Rate of 0.15x as of December 2025, reinvesting $3.23 Million (capex $3.23 Million ) from operating cash flow of $21.40 Million. Explore Financial Institutions Inc (FISI) capital reinvestment to see what proportion of operating cash flow is directed to capital expenditures.

Reinvestment Rate

0.15x
(Capex + Investments) / Operating CF

Total Reinvested

$3.23 Million
Capex + Investments

Operating Cash Flow

$21.40 Million
USD

Capital Expenditures

$3.23 Million
USD

Financial Institutions Inc Cash Flow Reinvestment Rate (1998–2025)

Historical reinvestment intensity for Financial Institutions Inc across 28 annual periods. Also explore total assets of Financial Institutions Inc for the complete picture of this company's asset base.

Annual Cash Flow Reinvestment Rate for Financial Institutions Inc (1998–2025)

Year-by-year capital reinvestment analysis for Financial Institutions Inc. For live market cap and broader valuation context, see FISI market cap.

Year Reinvestment Rate Total Reinvested (USD) Operating CF Capex YoY Change
2025 0.00x $0.00 $18.80 Million $0.00 ▼ -100.0%
2024 0.17x $13.21 Million $77.13 Million $4.97 Million ▼ -99.6%
2023 40.93x $445.84 Million $10.89 Million $2.99 Million ▲ +1634.8%
2022 2.36x $315.12 Million $133.57 Million $8.37 Million ▼ -72.0%
2021 8.44x $615.46 Million $72.96 Million $9.40 Million ▼ -31.5%
2020 12.32x $535.34 Million $43.45 Million $4.26 Million ▲ +1442.1%
2019 0.80x $46.10 Million $57.71 Million $3.64 Million ▼ -76.5%
2018 3.40x $221.52 Million $65.14 Million $2.84 Million ▲ +67.1%
2017 2.03x $94.17 Million $46.28 Million $7.74 Million ▼ -57.0%
2016 4.73x $221.03 Million $46.69 Million $7.62 Million ▼ -27.0%
2015 6.48x $279.39 Million $43.09 Million $7.49 Million ▼ -5.4%
2014 6.85x $241.37 Million $35.23 Million $5.33 Million ▲ +1.8%
2013 6.73x $250.28 Million $37.20 Million $3.41 Million ▼ -20.6%
2012 8.48x $328.03 Million $38.70 Million $5.84 Million ▲ +210.2%
2011 2.73x $87.48 Million $32.02 Million $3.68 Million ▲ +3870.2%
2010 0.07x $2.44 Million $35.43 Million $2.44 Million ▼ -21.8%
2009 0.09x $1.96 Million $22.27 Million $1.96 Million ▼ -70.4%
2008 0.30x $6.33 Million $21.29 Million $6.33 Million ▲ +98.8%
2007 0.15x $3.41 Million $22.77 Million $3.41 Million ▲ +141.5%
2006 0.06x $1.87 Million $30.20 Million $1.87 Million ▼ -43.0%
2005 0.11x $4.84 Million $44.57 Million $4.84 Million ▼ -24.7%
2004 0.14x $5.95 Million $41.23 Million $5.95 Million ▼ -46.6%
2003 0.27x $10.44 Million $38.68 Million $10.44 Million ▲ +67.4%
2002 0.16x $5.25 Million $32.56 Million $5.25 Million ▲ +3.9%
2001 0.16x $4.36 Million $28.09 Million $4.36 Million ▲ +5.9%
2000 0.15x $3.19 Million $21.79 Million $3.19 Million ▲ +214.1%
1999 0.05x $896.00K $19.20 Million $896.00K ▼ -76.5%
1998 0.20x $3.70 Million $18.60 Million $3.70 Million
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow