Financial Institutions Inc (FISI) — Cash Flow Reinvestment Rate
Financial Institutions Inc (FISI) has a Cash Flow Reinvestment Rate of 0.15x as of December 2025, reinvesting $3.23 Million (capex $3.23 Million ) from operating cash flow of $21.40 Million. Check how high is Financial Institutions Inc's earnings quality to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Financial Institutions Inc Cash Flow Reinvestment Rate (1998–2025)
Historical reinvestment intensity for Financial Institutions Inc across 28 annual periods. Explore long-term investment intensity of Financial Institutions Inc to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Financial Institutions Inc (1998–2025)
Year-by-year capital reinvestment analysis for Financial Institutions Inc. For live market cap and broader valuation context, see market cap of Financial Institutions Inc.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $0.00 | $18.80 Million | $0.00 | ▼ -100.0% |
| 2024 | 0.17x | $13.21 Million | $77.13 Million | $4.97 Million | ▼ -99.6% |
| 2023 | 40.93x | $445.84 Million | $10.89 Million | $2.99 Million | ▲ +1634.8% |
| 2022 | 2.36x | $315.12 Million | $133.57 Million | $8.37 Million | ▼ -72.0% |
| 2021 | 8.44x | $615.46 Million | $72.96 Million | $9.40 Million | ▼ -31.5% |
| 2020 | 12.32x | $535.34 Million | $43.45 Million | $4.26 Million | ▲ +1442.1% |
| 2019 | 0.80x | $46.10 Million | $57.71 Million | $3.64 Million | ▼ -76.5% |
| 2018 | 3.40x | $221.52 Million | $65.14 Million | $2.84 Million | ▲ +67.1% |
| 2017 | 2.03x | $94.17 Million | $46.28 Million | $7.74 Million | ▼ -57.0% |
| 2016 | 4.73x | $221.03 Million | $46.69 Million | $7.62 Million | ▼ -27.0% |
| 2015 | 6.48x | $279.39 Million | $43.09 Million | $7.49 Million | ▼ -5.4% |
| 2014 | 6.85x | $241.37 Million | $35.23 Million | $5.33 Million | ▲ +1.8% |
| 2013 | 6.73x | $250.28 Million | $37.20 Million | $3.41 Million | ▼ -20.6% |
| 2012 | 8.48x | $328.03 Million | $38.70 Million | $5.84 Million | ▲ +210.2% |
| 2011 | 2.73x | $87.48 Million | $32.02 Million | $3.68 Million | ▲ +3870.2% |
| 2010 | 0.07x | $2.44 Million | $35.43 Million | $2.44 Million | ▼ -21.8% |
| 2009 | 0.09x | $1.96 Million | $22.27 Million | $1.96 Million | ▼ -70.4% |
| 2008 | 0.30x | $6.33 Million | $21.29 Million | $6.33 Million | ▲ +98.8% |
| 2007 | 0.15x | $3.41 Million | $22.77 Million | $3.41 Million | ▲ +141.5% |
| 2006 | 0.06x | $1.87 Million | $30.20 Million | $1.87 Million | ▼ -43.0% |
| 2005 | 0.11x | $4.84 Million | $44.57 Million | $4.84 Million | ▼ -24.7% |
| 2004 | 0.14x | $5.95 Million | $41.23 Million | $5.95 Million | ▼ -46.6% |
| 2003 | 0.27x | $10.44 Million | $38.68 Million | $10.44 Million | ▲ +67.4% |
| 2002 | 0.16x | $5.25 Million | $32.56 Million | $5.25 Million | ▲ +3.9% |
| 2001 | 0.16x | $4.36 Million | $28.09 Million | $4.36 Million | ▲ +5.9% |
| 2000 | 0.15x | $3.19 Million | $21.79 Million | $3.19 Million | ▲ +214.1% |
| 1999 | 0.05x | $896.00K | $19.20 Million | $896.00K | ▼ -76.5% |
| 1998 | 0.20x | $3.70 Million | $18.60 Million | $3.70 Million | — |