Financial Institutions Inc (FISI) — Cash Flow Reinvestment Rate
Financial Institutions Inc (FISI) has a Cash Flow Reinvestment Rate of 0.15x as of December 2025, reinvesting $3.23 Million (capex $3.23 Million ) from operating cash flow of $21.40 Million. See cash generation quality of Financial Institutions Inc to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Financial Institutions Inc Cash Flow Reinvestment Rate (1998–2025)
Historical reinvestment intensity for Financial Institutions Inc across 28 annual periods. For the full cash flow conversion analysis, see Financial Institutions Inc cash flow conversion.
Annual Cash Flow Reinvestment Rate for Financial Institutions Inc (1998–2025)
Year-by-year capital reinvestment analysis for Financial Institutions Inc. See Financial Institutions Inc (FISI) financial flexibility to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $0.00 | $18.80 Million | $0.00 | ▼ -100.0% |
| 2024 | 0.17x | $13.21 Million | $77.13 Million | $4.97 Million | ▼ -99.6% |
| 2023 | 40.93x | $445.84 Million | $10.89 Million | $2.99 Million | ▲ +1634.8% |
| 2022 | 2.36x | $315.12 Million | $133.57 Million | $8.37 Million | ▼ -72.0% |
| 2021 | 8.44x | $615.46 Million | $72.96 Million | $9.40 Million | ▼ -31.5% |
| 2020 | 12.32x | $535.34 Million | $43.45 Million | $4.26 Million | ▲ +1442.1% |
| 2019 | 0.80x | $46.10 Million | $57.71 Million | $3.64 Million | ▼ -76.5% |
| 2018 | 3.40x | $221.52 Million | $65.14 Million | $2.84 Million | ▲ +67.1% |
| 2017 | 2.03x | $94.17 Million | $46.28 Million | $7.74 Million | ▼ -57.0% |
| 2016 | 4.73x | $221.03 Million | $46.69 Million | $7.62 Million | ▼ -27.0% |
| 2015 | 6.48x | $279.39 Million | $43.09 Million | $7.49 Million | ▼ -5.4% |
| 2014 | 6.85x | $241.37 Million | $35.23 Million | $5.33 Million | ▲ +1.8% |
| 2013 | 6.73x | $250.28 Million | $37.20 Million | $3.41 Million | ▼ -20.6% |
| 2012 | 8.48x | $328.03 Million | $38.70 Million | $5.84 Million | ▲ +210.2% |
| 2011 | 2.73x | $87.48 Million | $32.02 Million | $3.68 Million | ▲ +3870.2% |
| 2010 | 0.07x | $2.44 Million | $35.43 Million | $2.44 Million | ▼ -21.8% |
| 2009 | 0.09x | $1.96 Million | $22.27 Million | $1.96 Million | ▼ -70.4% |
| 2008 | 0.30x | $6.33 Million | $21.29 Million | $6.33 Million | ▲ +98.8% |
| 2007 | 0.15x | $3.41 Million | $22.77 Million | $3.41 Million | ▲ +141.5% |
| 2006 | 0.06x | $1.87 Million | $30.20 Million | $1.87 Million | ▼ -43.0% |
| 2005 | 0.11x | $4.84 Million | $44.57 Million | $4.84 Million | ▼ -24.7% |
| 2004 | 0.14x | $5.95 Million | $41.23 Million | $5.95 Million | ▼ -46.6% |
| 2003 | 0.27x | $10.44 Million | $38.68 Million | $10.44 Million | ▲ +67.4% |
| 2002 | 0.16x | $5.25 Million | $32.56 Million | $5.25 Million | ▲ +3.9% |
| 2001 | 0.16x | $4.36 Million | $28.09 Million | $4.36 Million | ▲ +5.9% |
| 2000 | 0.15x | $3.19 Million | $21.79 Million | $3.19 Million | ▲ +214.1% |
| 1999 | 0.05x | $896.00K | $19.20 Million | $896.00K | ▼ -76.5% |
| 1998 | 0.20x | $3.70 Million | $18.60 Million | $3.70 Million | — |