Financial Institutions Inc (FISI) — Free Cash Flow Generation Index
Financial Institutions Inc (FISI) has a Free Cash Flow Generation Index of 0.85x as of December 2025. Free cash flow of $18.18 Million represents 1% of operating cash flow ($21.40 Million). Read Financial Institutions Inc (FISI) total liabilities for a breakdown of total debt and financial obligations.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Financial Institutions Inc Free Cash Flow Generation Index (1998–2025)
Historical FCF Generation Index trend for Financial Institutions Inc across 28 annual periods. Explore Financial Institutions Inc capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
Annual Free Cash Flow Generation for Financial Institutions Inc (1998–2025)
Year-by-year Free Cash Flow Generation Index for Financial Institutions Inc. For the full company profile including market capitalisation, see FISI stock market capitalisation.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.00x | $18.80 Million | $18.80 Million | $0.00 | ▲ +6.9% |
| 2024 | 0.94x | $72.15 Million | $77.13 Million | $4.97 Million | ▲ +29.0% |
| 2023 | 0.73x | $7.90 Million | $10.89 Million | $2.99 Million | ▼ -22.6% |
| 2022 | 0.94x | $125.20 Million | $133.57 Million | $8.37 Million | ▲ +7.6% |
| 2021 | 0.87x | $63.56 Million | $72.96 Million | $9.40 Million | ▼ -3.4% |
| 2020 | 0.90x | $39.19 Million | $43.45 Million | $4.26 Million | ▼ -3.7% |
| 2019 | 0.94x | $54.07 Million | $57.71 Million | $3.64 Million | ▼ -2.0% |
| 2018 | 0.96x | $62.30 Million | $65.14 Million | $2.84 Million | ▲ +14.8% |
| 2017 | 0.83x | $38.54 Million | $46.28 Million | $7.74 Million | ▼ -0.5% |
| 2016 | 0.84x | $39.08 Million | $46.69 Million | $7.62 Million | ▲ +1.3% |
| 2015 | 0.83x | $35.60 Million | $43.09 Million | $7.49 Million | ▼ -2.7% |
| 2014 | 0.85x | $29.90 Million | $35.23 Million | $5.33 Million | ▼ -6.6% |
| 2013 | 0.91x | $33.79 Million | $37.20 Million | $3.41 Million | ▲ +7.0% |
| 2012 | 0.85x | $32.86 Million | $38.70 Million | $5.84 Million | ▼ -4.1% |
| 2011 | 0.89x | $28.34 Million | $32.02 Million | $3.68 Million | ▼ -4.9% |
| 2010 | 0.93x | $32.99 Million | $35.43 Million | $2.44 Million | ▲ +2.1% |
| 2009 | 0.91x | $20.31 Million | $22.27 Million | $1.96 Million | ▲ +29.8% |
| 2008 | 0.70x | $14.96 Million | $21.29 Million | $6.33 Million | ▼ -17.4% |
| 2007 | 0.85x | $19.36 Million | $22.77 Million | $3.41 Million | ▼ -9.3% |
| 2006 | 0.94x | $28.33 Million | $30.20 Million | $1.87 Million | ▲ +5.2% |
| 2005 | 0.89x | $39.73 Million | $44.57 Million | $4.84 Million | ▲ +4.2% |
| 2004 | 0.86x | $35.28 Million | $41.23 Million | $5.95 Million | ▲ +17.2% |
| 2003 | 0.73x | $28.24 Million | $38.68 Million | $10.44 Million | ▼ -13.0% |
| 2002 | 0.84x | $27.31 Million | $32.56 Million | $5.25 Million | ▼ -0.7% |
| 2001 | 0.84x | $23.73 Million | $28.09 Million | $4.36 Million | ▼ -1.0% |
| 2000 | 0.85x | $18.59 Million | $21.79 Million | $3.19 Million | ▼ -10.5% |
| 1999 | 0.95x | $18.31 Million | $19.20 Million | $896.00K | ▲ +19.0% |
| 1998 | 0.80x | $14.90 Million | $18.60 Million | $3.70 Million | — |