Financial Institutions Inc (FISI) — Financial Flexibility Index

Latest as of December 2025: 0.01x

Financial Institutions Inc (FISI) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $24.63 Million (operating CF $21.40 Million minus capex $3.23 Million) represents 0% of total liabilities ($4.50 Billion). Also explore Financial Institutions Inc net asset momentum to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

$24.63 Million
Operating CF − Capex

Total Liabilities

$4.50 Billion
USD

Capital Expenditures

$3.23 Million
USD

Financial Institutions Inc Financial Flexibility Index (1998–2025)

Historical Financial Flexibility Index trend for Financial Institutions Inc across 28 annual periods. Check Financial Institutions Inc (FISI) strategic investment index to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Financial Institutions Inc (1998–2025)

Year-by-year free cash flow to debt coverage for Financial Institutions Inc. For the full company profile including market capitalisation, see how much is Financial Institutions Inc worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.00x $18.80 Million $18.80 Million $5.65 Billion ▼ -77.5%
2024 0.01x $82.10 Million $77.13 Million $5.55 Billion ▲ +508.1%
2023 0.00x $13.89 Million $10.89 Million $5.71 Billion ▼ -90.8%
2022 0.03x $141.94 Million $133.57 Million $5.39 Billion ▲ +60.3%
2021 0.02x $82.36 Million $72.96 Million $5.02 Billion ▲ +52.9%
2020 0.01x $47.72 Million $43.45 Million $4.44 Billion ▼ -30.9%
2019 0.02x $61.35 Million $57.71 Million $3.95 Billion ▼ -10.4%
2018 0.02x $67.98 Million $65.14 Million $3.92 Billion ▲ +19.7%
2017 0.01x $54.02 Million $46.28 Million $3.72 Billion ▼ -9.5%
2016 0.02x $54.31 Million $46.69 Million $3.39 Billion ▼ -2.2%
2015 0.02x $50.58 Million $43.09 Million $3.09 Billion ▲ +13.5%
2014 0.01x $40.56 Million $35.23 Million $2.81 Billion ▼ -5.0%
2013 0.02x $40.61 Million $37.20 Million $2.67 Billion ▼ -14.4%
2012 0.02x $44.54 Million $38.70 Million $2.51 Billion ▲ +4.4%
2011 0.02x $35.70 Million $32.02 Million $2.10 Billion ▼ -10.1%
2010 0.02x $37.87 Million $35.43 Million $2.00 Billion ▲ +45.5%
2009 0.01x $24.23 Million $22.27 Million $1.86 Billion ▼ -18.8%
2008 0.02x $27.62 Million $21.29 Million $1.73 Billion ▲ +1.6%
2007 0.02x $26.18 Million $22.77 Million $1.66 Billion ▼ -15.3%
2006 0.02x $32.07 Million $30.20 Million $1.73 Billion ▼ -30.4%
2005 0.03x $49.42 Million $44.57 Million $1.85 Billion ▲ +11.6%
2004 0.02x $47.18 Million $41.23 Million $1.97 Billion ▼ -3.0%
2003 0.02x $49.12 Million $38.68 Million $1.99 Billion ▲ +25.7%
2002 0.02x $37.81 Million $32.56 Million $1.93 Billion ▼ -0.5%
2001 0.02x $32.45 Million $28.09 Million $1.65 Billion ▼ -8.6%
2000 0.02x $24.98 Million $21.79 Million $1.16 Billion ▲ +9.4%
1999 0.02x $20.10 Million $19.20 Million $1.02 Billion ▼ -22.2%
1998 0.03x $22.30 Million $18.60 Million $879.59 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities