Financial Institutions Inc (FISI) - Total Assets
Based on the latest financial reports, Financial Institutions Inc (FISI) holds total assets worth $5.68 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore FISI operating cash to total liabilities to assess how comfortably operating cash covers total debt obligations.
Financial Institutions Inc - Total Assets Trend (1998–2025)
This chart illustrates how Financial Institutions Inc's total assets have evolved over time, based on quarterly financial data. See shareholders equity of Financial Institutions Inc for net asset value and shareholders' equity analysis.
Financial Institutions Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Financial Institutions Inc's total assets of $5.68 Billion consist of 1.7% current assets and 98.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.7% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $2.22 Million | 0.0% |
| Goodwill | $58.12 Million | 0.9% |
Asset Composition Trend (1998–2025)
This chart illustrates how Financial Institutions Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Financial Institutions Inc market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Financial Institutions Inc's current assets represent 1.7% of total assets in 2025, a decrease from 4.4% in 1998.
- Cash Position: Cash and equivalents constituted 1.7% of total assets in 2025, down from 4.4% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1998.
- Asset Diversification: The largest asset category is goodwill at 0.9% of total assets.
Financial Institutions Inc Competitors by Total Assets
Key competitors of Financial Institutions Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Banco Santander (Brasil) S.A.
SA:SANB3
|
Brazil | R$1.26 Trillion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
|
Judo Capital Holdings Ltd
AU:JDO
|
Australia | AU$16.06 Billion |
|
Fynske Bank A/S
CO:FYNBK
|
Denmark | Dkr10.01 Billion |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO
|
Indonesia | Rp13.34 Trillion |
|
RMB Holdings Ltd
JSE:RMH
|
South Africa | ZAC654.00 Million |
|
Alisa Pankki Oyj
HE:ALISA
|
Finland | €349.57 Million |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
Financial Institutions Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 11.54 | 0.02 | 793.41 |
| Quick Ratio | 11.54 | 0.02 | 792.85 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $977.94 Million | $-5.12 Billion | $4.20 Billion |
Financial Institutions Inc - Advanced Valuation Insights
This section examines the relationship between Financial Institutions Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.97 |
| Latest Market Cap to Assets Ratio | 0.10 |
| Asset Growth Rate (YoY) | 2.6% |
| Total Assets | $6.27 Billion |
| Market Capitalization | $618.61 Million USD |
Valuation Analysis
Below Book Valuation: The market values Financial Institutions Inc's assets below their book value (0.10x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Financial Institutions Inc's assets grew by 2.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Financial Institutions Inc (1998–2025)
The table below shows the annual total assets of Financial Institutions Inc from 1998 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.27 Billion | +2.57% |
| 2024-12-31 | $6.12 Billion | -0.71% |
| 2023-12-31 | $6.16 Billion | +6.27% |
| 2022-12-31 | $5.80 Billion | +15.90% |
| 2021-12-31 | $5.00 Billion | +12.51% |
| 2020-12-31 | $4.45 Billion | +13.11% |
| 2019-12-31 | $3.93 Billion | -8.84% |
| 2018-12-31 | $4.31 Billion | +5.03% |
| 2017-12-31 | $4.11 Billion | +10.64% |
| 2016-12-31 | $3.71 Billion | +9.74% |
| 2015-12-31 | $3.38 Billion | +9.44% |
| 2014-12-31 | $3.09 Billion | +5.49% |
| 2013-12-31 | $2.93 Billion | +5.96% |
| 2012-12-31 | $2.76 Billion | +18.30% |
| 2011-12-31 | $2.34 Billion | +5.51% |
| 2010-12-31 | $2.21 Billion | +7.37% |
| 2009-12-31 | $2.06 Billion | +7.59% |
| 2008-12-31 | $1.92 Billion | +3.18% |
| 2007-12-31 | $1.86 Billion | -2.60% |
| 2006-12-31 | $1.91 Billion | -5.68% |
| 2005-12-31 | $2.02 Billion | -6.21% |
| 2004-12-31 | $2.16 Billion | -0.80% |
| 2003-12-31 | $2.17 Billion | +3.26% |
| 2002-12-31 | $2.11 Billion | +17.32% |
| 2001-12-31 | $1.79 Billion | +39.17% |
| 2000-12-31 | $1.29 Billion | +13.45% |
| 1999-12-31 | $1.14 Billion | +16.42% |
| 1998-12-31 | $976.18 Million | -- |
About Financial Institutions Inc
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers com… Read more