Financial Institutions Inc (FISI) — Cash Flow-to-Debt Ratio
Financial Institutions Inc (FISI) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $21.40 Million could theoretically repay 0% of its total liabilities ($4.50 Billion) in one year. Explore Financial Institutions Inc (FISI) long-term investment share to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Financial Institutions Inc Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Financial Institutions Inc across 28 annual periods. Also explore Financial Institutions Inc assets under control for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for Financial Institutions Inc (1998–2025)
Year-by-year debt coverage analysis for Financial Institutions Inc. For market capitalisation and broader financial context, see FISI market cap.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $18.80 Million | $5.65 Billion | ▼ -76.0% |
| 2024 | 0.01x | $77.13 Million | $5.55 Billion | ▲ +628.1% |
| 2023 | 0.00x | $10.89 Million | $5.71 Billion | ▼ -92.3% |
| 2022 | 0.02x | $133.57 Million | $5.39 Billion | ▲ +70.3% |
| 2021 | 0.01x | $72.96 Million | $5.02 Billion | ▲ +48.8% |
| 2020 | 0.01x | $43.45 Million | $4.44 Billion | ▼ -33.2% |
| 2019 | 0.01x | $57.71 Million | $3.95 Billion | ▼ -12.1% |
| 2018 | 0.02x | $65.14 Million | $3.92 Billion | ▲ +33.9% |
| 2017 | 0.01x | $46.28 Million | $3.72 Billion | ▼ -9.8% |
| 2016 | 0.01x | $46.69 Million | $3.39 Billion | ▼ -1.3% |
| 2015 | 0.01x | $43.09 Million | $3.09 Billion | ▲ +11.3% |
| 2014 | 0.01x | $35.23 Million | $2.81 Billion | ▼ -9.9% |
| 2013 | 0.01x | $37.20 Million | $2.67 Billion | ▼ -9.8% |
| 2012 | 0.02x | $38.70 Million | $2.51 Billion | ▲ +1.1% |
| 2011 | 0.02x | $32.02 Million | $2.10 Billion | ▼ -13.8% |
| 2010 | 0.02x | $35.43 Million | $2.00 Billion | ▲ +48.1% |
| 2009 | 0.01x | $22.27 Million | $1.86 Billion | ▼ -3.1% |
| 2008 | 0.01x | $21.29 Million | $1.73 Billion | ▼ -10.0% |
| 2007 | 0.01x | $22.77 Million | $1.66 Billion | ▼ -21.8% |
| 2006 | 0.02x | $30.20 Million | $1.73 Billion | ▼ -27.3% |
| 2005 | 0.02x | $44.57 Million | $1.85 Billion | ▲ +15.2% |
| 2004 | 0.02x | $41.23 Million | $1.97 Billion | ▲ +7.6% |
| 2003 | 0.02x | $38.68 Million | $1.99 Billion | ▲ +15.0% |
| 2002 | 0.02x | $32.56 Million | $1.93 Billion | ▼ -1.0% |
| 2001 | 0.02x | $28.09 Million | $1.65 Billion | ▼ -9.3% |
| 2000 | 0.02x | $21.79 Million | $1.16 Billion | ▼ -0.2% |
| 1999 | 0.02x | $19.20 Million | $1.02 Billion | ▼ -10.9% |
| 1998 | 0.02x | $18.60 Million | $879.59 Million | — |