Financial Institutions Inc (FISI) — Cash Flow-to-Debt Ratio
Financial Institutions Inc (FISI) has a Cash Flow-to-Debt Ratio of 0.00x as of December 2025, meaning its operating cash flow of $21.40 Million could theoretically repay 0% of its total liabilities ($4.50 Billion) in one year. See cash generation quality of Financial Institutions Inc to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Financial Institutions Inc Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Financial Institutions Inc across 28 annual periods. Also explore Financial Institutions Inc (FISI) net asset momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Financial Institutions Inc (1998–2025)
Year-by-year debt coverage analysis for Financial Institutions Inc. For market capitalisation and broader financial context, see Financial Institutions Inc (FISI) total market value.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.00x | $18.80 Million | $5.65 Billion | ▼ -76.0% |
| 2024 | 0.01x | $77.13 Million | $5.55 Billion | ▲ +628.1% |
| 2023 | 0.00x | $10.89 Million | $5.71 Billion | ▼ -92.3% |
| 2022 | 0.02x | $133.57 Million | $5.39 Billion | ▲ +70.3% |
| 2021 | 0.01x | $72.96 Million | $5.02 Billion | ▲ +48.8% |
| 2020 | 0.01x | $43.45 Million | $4.44 Billion | ▼ -33.2% |
| 2019 | 0.01x | $57.71 Million | $3.95 Billion | ▼ -12.1% |
| 2018 | 0.02x | $65.14 Million | $3.92 Billion | ▲ +33.9% |
| 2017 | 0.01x | $46.28 Million | $3.72 Billion | ▼ -9.8% |
| 2016 | 0.01x | $46.69 Million | $3.39 Billion | ▼ -1.3% |
| 2015 | 0.01x | $43.09 Million | $3.09 Billion | ▲ +11.3% |
| 2014 | 0.01x | $35.23 Million | $2.81 Billion | ▼ -9.9% |
| 2013 | 0.01x | $37.20 Million | $2.67 Billion | ▼ -9.8% |
| 2012 | 0.02x | $38.70 Million | $2.51 Billion | ▲ +1.1% |
| 2011 | 0.02x | $32.02 Million | $2.10 Billion | ▼ -13.8% |
| 2010 | 0.02x | $35.43 Million | $2.00 Billion | ▲ +48.1% |
| 2009 | 0.01x | $22.27 Million | $1.86 Billion | ▼ -3.1% |
| 2008 | 0.01x | $21.29 Million | $1.73 Billion | ▼ -10.0% |
| 2007 | 0.01x | $22.77 Million | $1.66 Billion | ▼ -21.8% |
| 2006 | 0.02x | $30.20 Million | $1.73 Billion | ▼ -27.3% |
| 2005 | 0.02x | $44.57 Million | $1.85 Billion | ▲ +15.2% |
| 2004 | 0.02x | $41.23 Million | $1.97 Billion | ▲ +7.6% |
| 2003 | 0.02x | $38.68 Million | $1.99 Billion | ▲ +15.0% |
| 2002 | 0.02x | $32.56 Million | $1.93 Billion | ▼ -1.0% |
| 2001 | 0.02x | $28.09 Million | $1.65 Billion | ▼ -9.3% |
| 2000 | 0.02x | $21.79 Million | $1.16 Billion | ▼ -0.2% |
| 1999 | 0.02x | $19.20 Million | $1.02 Billion | ▼ -10.9% |
| 1998 | 0.02x | $18.60 Million | $879.59 Million | — |