Pioneer Bancorp Inc (PBFS) — Capital Reinvestment Ratio
Pioneer Bancorp Inc (PBFS) has a Capital Reinvestment Ratio of 0.06x as of September 2025, meaning it reinvests 0% of its operating cash flow ($3.90 Million) in capital expenditures ($227.00K). See PBFS net asset quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Pioneer Bancorp Inc Capital Reinvestment Ratio (2017–2025)
This chart tracks Pioneer Bancorp Inc's Capital Reinvestment Ratio across 9 annual periods. Check Pioneer Bancorp Inc investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for Pioneer Bancorp Inc (2017–2025)
Year-by-year Capital Reinvestment Ratio for Pioneer Bancorp Inc from 2017 to 2025. For live market cap and broader valuation context, see PBFS market cap overview.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $33.71 Million | $1.51 Million | ▲ +27.1% |
| 2024 | 0.04x | $23.85 Million | $838.00K | ▲ +104.7% |
| 2023 | 0.02x | $26.27 Million | $451.00K | ▲ +10.0% |
| 2022 | 0.02x | $49.97 Million | $780.00K | ▼ -14.5% |
| 2021 | 0.02x | $32.65 Million | $596.00K | ▼ -97.8% |
| 2020 | 0.84x | $2.02 Million | $1.70 Million | ▲ +125.7% |
| 2019 | 0.37x | $6.13 Million | $2.28 Million | ▲ +7.0% |
| 2018 | 0.35x | $23.00 Million | $8.02 Million | ▼ -55.9% |
| 2017 | 0.79x | $11.87 Million | $9.37 Million | — |