Pioneer Bancorp Inc (PBFS) — Capital Reinvestment Ratio
Pioneer Bancorp Inc (PBFS) has a Capital Reinvestment Ratio of 0.06x as of September 2025, meaning it reinvests 0% of its operating cash flow ($3.90 Million) in capital expenditures ($227.00K). Check tangible net worth ratio of Pioneer Bancorp Inc to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Pioneer Bancorp Inc Capital Reinvestment Ratio (2017–2025)
This chart tracks Pioneer Bancorp Inc's Capital Reinvestment Ratio across 9 annual periods. For the full cash flow conversion analysis, see Pioneer Bancorp Inc operating cash flow efficiency.
Annual Capital Reinvestment Ratio for Pioneer Bancorp Inc (2017–2025)
Year-by-year Capital Reinvestment Ratio for Pioneer Bancorp Inc from 2017 to 2025. See Pioneer Bancorp Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | $33.71 Million | $1.51 Million | ▲ +27.1% |
| 2024 | 0.04x | $23.85 Million | $838.00K | ▲ +104.7% |
| 2023 | 0.02x | $26.27 Million | $451.00K | ▲ +10.0% |
| 2022 | 0.02x | $49.97 Million | $780.00K | ▼ -14.5% |
| 2021 | 0.02x | $32.65 Million | $596.00K | ▼ -97.8% |
| 2020 | 0.84x | $2.02 Million | $1.70 Million | ▲ +125.7% |
| 2019 | 0.37x | $6.13 Million | $2.28 Million | ▲ +7.0% |
| 2018 | 0.35x | $23.00 Million | $8.02 Million | ▼ -55.9% |
| 2017 | 0.79x | $11.87 Million | $9.37 Million | — |