Pioneer Bancorp Inc (PBFS) — Cash Flow Reinvestment Rate
Pioneer Bancorp Inc (PBFS) has a Cash Flow Reinvestment Rate of 9.56x as of September 2025, reinvesting $37.34 Million (capex $227.00K plus investments $-37.11 Million) from operating cash flow of $3.90 Million. Explore capital reinvestment ratio of Pioneer Bancorp Inc to see what proportion of operating cash flow is directed to capital expenditures.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Pioneer Bancorp Inc Cash Flow Reinvestment Rate (2017–2025)
Historical reinvestment intensity for Pioneer Bancorp Inc across 9 annual periods. Also explore Pioneer Bancorp Inc total assets for the complete picture of this company's asset base.
Annual Cash Flow Reinvestment Rate for Pioneer Bancorp Inc (2017–2025)
Year-by-year capital reinvestment analysis for Pioneer Bancorp Inc. For live market cap and broader valuation context, see PBFS stock market capitalisation.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $1.51 Million | $33.71 Million | $1.51 Million | ▼ -94.4% |
| 2024 | 0.79x | $18.89 Million | $23.85 Million | $838.00K | ▼ -82.0% |
| 2023 | 4.39x | $115.32 Million | $26.27 Million | $451.00K | ▲ +47.8% |
| 2022 | 2.97x | $148.37 Million | $49.97 Million | $780.00K | ▼ -48.2% |
| 2021 | 5.73x | $187.07 Million | $32.65 Million | $596.00K | ▼ -89.5% |
| 2020 | 54.65x | $110.67 Million | $2.02 Million | $1.70 Million | ▲ +317.1% |
| 2019 | 13.10x | $80.30 Million | $6.13 Million | $2.28 Million | ▲ +247.6% |
| 2018 | 3.77x | $86.71 Million | $23.00 Million | $8.02 Million | ▼ -70.1% |
| 2017 | 12.59x | $149.40 Million | $11.87 Million | $9.37 Million | — |