Pioneer Bancorp Inc Cash Flow Reinvestment Rate
Pioneer Bancorp Inc cash flow reinvestment rate. Pioneer Bancorp Inc (PBFS) has a Cash Flow Reinvestment Rate of 9.56x as of September 2025, reinvesting $37.34 Million (capex $227.00K plus investments $-37.11 Million) from operating cash flow of $3.90 Million. Explore PBFS debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of Pioneer Bancorp Inc (2017–2025)
Cash flow reinvestment rate of Pioneer Bancorp Inc from 2017 to 2025. Historical reinvestment intensity for Pioneer Bancorp Inc across 9 annual periods. Explore Pioneer Bancorp Inc capex to cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
Pioneer Bancorp Inc Cash Flow Reinvestment Rate by Year (2017–2025)
Pioneer Bancorp Inc cash flow reinvestment rate by year from 2017 to 2025. Year-by-year capital reinvestment analysis for Pioneer Bancorp Inc. For the full cash flow conversion analysis, see how efficiently does Pioneer Bancorp Inc generate cash.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $1.51 Million | $33.71 Million | $1.51 Million | ▼ -94.4% |
| 2024 | 0.79x | $18.89 Million | $23.85 Million | $838.00K | ▼ -82.0% |
| 2023 | 4.39x | $115.32 Million | $26.27 Million | $451.00K | ▲ +47.8% |
| 2022 | 2.97x | $148.37 Million | $49.97 Million | $780.00K | ▼ -48.2% |
| 2021 | 5.73x | $187.07 Million | $32.65 Million | $596.00K | ▼ -89.5% |
| 2020 | 54.65x | $110.67 Million | $2.02 Million | $1.70 Million | ▲ +317.1% |
| 2019 | 13.10x | $80.30 Million | $6.13 Million | $2.28 Million | ▲ +247.6% |
| 2018 | 3.77x | $86.71 Million | $23.00 Million | $8.02 Million | ▼ -70.1% |
| 2017 | 12.59x | $149.40 Million | $11.87 Million | $9.37 Million | — |