Pioneer Bancorp Inc (PBFS) — Cash Flow Reinvestment Rate
Pioneer Bancorp Inc (PBFS) has a Cash Flow Reinvestment Rate of 9.56x as of September 2025, reinvesting $37.34 Million (capex $227.00K plus investments $-37.11 Million) from operating cash flow of $3.90 Million. Check Pioneer Bancorp Inc cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Pioneer Bancorp Inc Cash Flow Reinvestment Rate (2017–2025)
Historical reinvestment intensity for Pioneer Bancorp Inc across 9 annual periods. Explore PBFS strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Pioneer Bancorp Inc (2017–2025)
Year-by-year capital reinvestment analysis for Pioneer Bancorp Inc. For live market cap and broader valuation context, see Pioneer Bancorp Inc market cap and net worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.04x | $1.51 Million | $33.71 Million | $1.51 Million | ▼ -94.4% |
| 2024 | 0.79x | $18.89 Million | $23.85 Million | $838.00K | ▼ -82.0% |
| 2023 | 4.39x | $115.32 Million | $26.27 Million | $451.00K | ▲ +47.8% |
| 2022 | 2.97x | $148.37 Million | $49.97 Million | $780.00K | ▼ -48.2% |
| 2021 | 5.73x | $187.07 Million | $32.65 Million | $596.00K | ▼ -89.5% |
| 2020 | 54.65x | $110.67 Million | $2.02 Million | $1.70 Million | ▲ +317.1% |
| 2019 | 13.10x | $80.30 Million | $6.13 Million | $2.28 Million | ▲ +247.6% |
| 2018 | 3.77x | $86.71 Million | $23.00 Million | $8.02 Million | ▼ -70.1% |
| 2017 | 12.59x | $149.40 Million | $11.87 Million | $9.37 Million | — |