Pioneer Bancorp Inc Cash Flow-to-Debt Ratio
Pioneer Bancorp Inc cash flow-to-debt ratio. Pioneer Bancorp Inc (PBFS) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $3.90 Million could theoretically repay 0% of its total liabilities ($1.93 Billion) in one year. Check Pioneer Bancorp Inc (PBFS) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Pioneer Bancorp Inc (2017–2025)
Cash flow-to-debt ratio of Pioneer Bancorp Inc from 2017 to 2025. Historical debt coverage capacity for Pioneer Bancorp Inc across 9 annual periods. Check Pioneer Bancorp Inc cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Pioneer Bancorp Inc Cash Flow-to-Debt Ratio by Year (2017–2025)
Pioneer Bancorp Inc cash flow-to-debt ratio by year from 2017 to 2025. Year-by-year debt coverage analysis for Pioneer Bancorp Inc. For the full cash flow conversion analysis, see Pioneer Bancorp Inc (PBFS) cash conversion ratio.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $33.71 Million | $1.78 Billion | ▲ +26.8% |
| 2024 | 0.01x | $23.85 Million | $1.60 Billion | ▼ -9.8% |
| 2023 | 0.02x | $26.27 Million | $1.59 Billion | ▼ -43.1% |
| 2022 | 0.03x | $49.97 Million | $1.72 Billion | ▲ +38.5% |
| 2021 | 0.02x | $32.65 Million | $1.56 Billion | ▲ +1247.6% |
| 2020 | 0.00x | $2.02 Million | $1.30 Billion | ▼ -65.9% |
| 2019 | 0.00x | $6.13 Million | $1.35 Billion | ▼ -76.9% |
| 2018 | 0.02x | $23.00 Million | $1.17 Billion | ▲ +71.3% |
| 2017 | 0.01x | $11.87 Million | $1.03 Billion | — |