Pioneer Bancorp Inc (PBFS) — Financial Flexibility Index
Pioneer Bancorp Inc (PBFS) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $4.13 Million (operating CF $3.90 Million minus capex $227.00K) represents 0% of total liabilities ($1.93 Billion). Also explore Pioneer Bancorp Inc annual equity growth to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Pioneer Bancorp Inc Financial Flexibility Index (2017–2025)
Historical Financial Flexibility Index trend for Pioneer Bancorp Inc across 9 annual periods. Check strategic asset allocation of Pioneer Bancorp Inc to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Pioneer Bancorp Inc (2017–2025)
Year-by-year free cash flow to debt coverage for Pioneer Bancorp Inc. For the full company profile including market capitalisation, see Pioneer Bancorp Inc (PBFS) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $35.21 Million | $33.71 Million | $1.78 Billion | ▲ +28.0% |
| 2024 | 0.02x | $24.68 Million | $23.85 Million | $1.60 Billion | ▼ -8.2% |
| 2023 | 0.02x | $26.72 Million | $26.27 Million | $1.59 Billion | ▼ -43.0% |
| 2022 | 0.03x | $50.75 Million | $49.97 Million | $1.72 Billion | ▲ +38.2% |
| 2021 | 0.02x | $33.25 Million | $32.65 Million | $1.56 Billion | ▲ +645.4% |
| 2020 | 0.00x | $3.73 Million | $2.02 Million | $1.30 Billion | ▼ -54.2% |
| 2019 | 0.01x | $8.41 Million | $6.13 Million | $1.35 Billion | ▼ -76.5% |
| 2018 | 0.03x | $31.02 Million | $23.00 Million | $1.17 Billion | ▲ +29.1% |
| 2017 | 0.02x | $21.23 Million | $11.87 Million | $1.03 Billion | — |