Pioneer Bancorp Inc Free Cash Flow Generation Index

Latest as of September 2025: 0.94x

Pioneer Bancorp Inc free cash flow generation index. Pioneer Bancorp Inc (PBFS) has a Free Cash Flow Generation Index of 0.94x as of September 2025. Free cash flow of $3.68 Million represents 1% of operating cash flow ($3.90 Million).

FCF Generation Index

0.94x
Free Cash Flow / Operating CF

Free Cash Flow

$3.68 Million
USD

Operating Cash Flow

$3.90 Million
USD

Capital Expenditures

$227.00K
USD

Free Cash Flow Generation Index of Pioneer Bancorp Inc (2017–2025)

Free cash flow generation index of Pioneer Bancorp Inc from 2017 to 2025. Historical FCF Generation Index trend for Pioneer Bancorp Inc across 9 annual periods. See financial agility of Pioneer Bancorp Inc to measure the company's free cash flow as a share of total liabilities.

Pioneer Bancorp Inc Free Cash Flow Generation Index by Year (2017–2025)

Pioneer Bancorp Inc free cash flow generation index by year from 2017 to 2025. Year-by-year Free Cash Flow Generation Index for Pioneer Bancorp Inc. For the full cash flow conversion analysis, see Pioneer Bancorp Inc cash flow conversion.

Year FCG Index Free Cash Flow (USD) Operating CF Capital Expenditures YoY Change
2025 0.96x $32.20 Million $33.71 Million $1.51 Million ▼ -1.0%
2024 0.96x $23.01 Million $23.85 Million $838.00K ▼ -1.8%
2023 0.98x $25.82 Million $26.27 Million $451.00K ▼ -0.2%
2022 0.98x $49.19 Million $49.97 Million $780.00K ▲ +0.3%
2021 0.98x $32.06 Million $32.65 Million $596.00K ▲ +517.4%
2020 0.16x $322.00K $2.02 Million $1.70 Million ▼ -74.7%
2019 0.63x $3.85 Million $6.13 Million $2.28 Million ▼ -3.7%
2018 0.65x $14.99 Million $23.00 Million $8.02 Million ▲ +209.4%
2017 0.21x $2.50 Million $11.87 Million $9.37 Million —
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).