Peoples Bancorp of North Carolina (PEBK) — Capital Reinvestment Ratio
Peoples Bancorp of North Carolina (PEBK) has a Capital Reinvestment Ratio of 0.06x as of June 2026, meaning it reinvests 0% of its operating cash flow ($6.44 Million) in capital expenditures ($397.00K). Check PEBK goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Peoples Bancorp of North Carolina Capital Reinvestment Ratio (1990–2025)
This chart tracks Peoples Bancorp of North Carolina's Capital Reinvestment Ratio across 35 annual periods. For the full cash flow conversion analysis, see PEBK cash flow conversion.
Annual Capital Reinvestment Ratio for Peoples Bancorp of North Carolina (1990–2025)
Year-by-year Capital Reinvestment Ratio for Peoples Bancorp of North Carolina from 1990 to 2025. See Peoples Bancorp of North Carolina (PEBK) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.07x | $21.37 Million | $1.41 Million | ▲ +131.5% |
| 2024 | 0.03x | $20.56 Million | $587.00K | ▼ -66.6% |
| 2023 | 0.09x | $22.78 Million | $1.95 Million | ▼ -57.5% |
| 2022 | 0.20x | $22.66 Million | $4.56 Million | ▲ +1019.3% |
| 2021 | 0.02x | $26.90 Million | $484.00K | ▼ -93.4% |
| 2020 | 0.27x | $9.16 Million | $2.49 Million | ▲ +26.6% |
| 2019 | 0.21x | $13.20 Million | $2.83 Million | ▲ +111.9% |
| 2018 | 0.10x | $17.19 Million | $1.74 Million | ▼ -66.1% |
| 2017 | 0.30x | $18.59 Million | $5.56 Million | ▲ +127.2% |
| 2016 | 0.13x | $12.24 Million | $1.61 Million | ▼ -22.5% |
| 2015 | 0.17x | $13.86 Million | $2.35 Million | ▼ -89.6% |
| 2014 | 1.63x | $1.92 Million | $3.12 Million | ▲ +1566.4% |
| 2013 | 0.10x | $24.92 Million | $2.43 Million | ▲ +102.7% |
| 2012 | 0.05x | $19.03 Million | $917.00K | ▼ -32.7% |
| 2011 | 0.07x | $22.35 Million | $1.60 Million | ▼ -11.5% |
| 2010 | 0.08x | $17.80 Million | $1.44 Million | ▼ -76.4% |
| 2009 | 0.34x | $4.71 Million | $1.61 Million | ▲ +98.0% |
| 2008 | 0.17x | $10.73 Million | $1.86 Million | ▼ -67.0% |
| 2007 | 0.52x | $14.53 Million | $7.62 Million | ▲ +377.9% |
| 2006 | 0.11x | $14.81 Million | $1.62 Million | ▲ +20.0% |
| 2005 | 0.09x | $15.02 Million | $1.37 Million | ▼ -81.1% |
| 2004 | 0.48x | $3.10 Million | $1.50 Million | ▲ +239.9% |
| 2003 | 0.14x | $13.44 Million | $1.91 Million | ▼ -49.9% |
| 2002 | 0.28x | $9.20 Million | $2.61 Million | ▼ -73.7% |
| 2001 | 1.08x | $3.47 Million | $3.75 Million | ▲ +56.0% |
| 2000 | 0.69x | $8.68 Million | $6.02 Million | ▲ +244.9% |
| 1999 | 0.20x | $13.56 Million | $2.73 Million | ▼ -82.4% |
| 1997 | 1.14x | $2.10 Million | $2.40 Million | ▲ +400.0% |
| 1996 | 0.23x | $3.50 Million | $800.00K | ▼ -39.6% |
| 1995 | 0.38x | $3.70 Million | $1.40 Million | ▼ -14.0% |
| 1994 | 0.44x | $2.50 Million | $1.10 Million | ▼ -53.1% |
| 1993 | 0.94x | $1.60 Million | $1.50 Million | ▲ +392.2% |
| 1992 | 0.19x | $2.10 Million | $400.00K | ▲ +71.4% |
| 1991 | 0.11x | $1.80 Million | $200.00K | ▲ +211.1% |
| 1990 | 0.04x | $2.80 Million | $100.00K | — |