Peoples Bancorp of North Carolina (PEBK) — Cash Flow Reinvestment Rate
Peoples Bancorp of North Carolina (PEBK) has a Cash Flow Reinvestment Rate of 1.15x as of March 2026, reinvesting $5.80 Million (capex $448.00K plus investments $5.36 Million) from operating cash flow of $5.03 Million. Check earnings quality score of Peoples Bancorp of North Carolina to evaluate the quality of earnings relative to operating cash generation.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Peoples Bancorp of North Carolina Cash Flow Reinvestment Rate (1990–2025)
Historical reinvestment intensity for Peoples Bancorp of North Carolina across 35 annual periods. Explore Peoples Bancorp of North Carolina (PEBK) investment intensity to see how much of total assets are deployed in long-term investments.
Annual Cash Flow Reinvestment Rate for Peoples Bancorp of North Carolina (1990–2025)
Year-by-year capital reinvestment analysis for Peoples Bancorp of North Carolina. For live market cap and broader valuation context, see how much is Peoples Bancorp of North Carolina worth.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.26x | $26.97 Million | $21.37 Million | $1.41 Million | ▼ -40.0% |
| 2024 | 2.10x | $43.21 Million | $20.56 Million | $587.00K | ▲ +127.4% |
| 2023 | 0.92x | $21.05 Million | $22.78 Million | $1.95 Million | ▼ -80.8% |
| 2022 | 4.81x | $109.03 Million | $22.66 Million | $4.56 Million | ▼ -45.2% |
| 2021 | 8.78x | $236.09 Million | $26.90 Million | $484.00K | ▼ -46.9% |
| 2020 | 16.53x | $151.46 Million | $9.16 Million | $2.49 Million | ▲ +349.4% |
| 2019 | 3.68x | $48.55 Million | $13.20 Million | $2.83 Million | ▲ +210.8% |
| 2018 | 1.18x | $20.35 Million | $17.19 Million | $1.74 Million | ▼ -8.9% |
| 2017 | 1.30x | $24.15 Million | $18.59 Million | $5.56 Million | ▼ -35.7% |
| 2016 | 2.02x | $24.70 Million | $12.24 Million | $1.61 Million | ▲ +146.9% |
| 2015 | 0.82x | $11.34 Million | $13.86 Million | $2.35 Million | ▼ -89.8% |
| 2014 | 8.01x | $15.35 Million | $1.92 Million | $3.12 Million | ▲ +697.4% |
| 2013 | 1.00x | $25.03 Million | $24.92 Million | $2.43 Million | ▼ -68.8% |
| 2012 | 3.22x | $61.20 Million | $19.03 Million | $917.00K | ▲ +1083.6% |
| 2011 | 0.27x | $6.07 Million | $22.35 Million | $1.60 Million | ▲ +235.6% |
| 2010 | 0.08x | $1.44 Million | $17.80 Million | $1.44 Million | ▼ -76.4% |
| 2009 | 0.34x | $1.61 Million | $4.71 Million | $1.61 Million | ▲ +98.0% |
| 2008 | 0.17x | $1.86 Million | $10.73 Million | $1.86 Million | ▼ -67.0% |
| 2007 | 0.52x | $7.62 Million | $14.53 Million | $7.62 Million | ▲ +377.9% |
| 2006 | 0.11x | $1.62 Million | $14.81 Million | $1.62 Million | ▲ +20.0% |
| 2005 | 0.09x | $1.37 Million | $15.02 Million | $1.37 Million | ▼ -81.1% |
| 2004 | 0.48x | $1.50 Million | $3.10 Million | $1.50 Million | ▲ +239.9% |
| 2003 | 0.14x | $1.91 Million | $13.44 Million | $1.91 Million | ▼ -49.9% |
| 2002 | 0.28x | $2.61 Million | $9.20 Million | $2.61 Million | ▼ -73.7% |
| 2001 | 1.08x | $3.75 Million | $3.47 Million | $3.75 Million | ▲ +56.0% |
| 2000 | 0.69x | $6.02 Million | $8.68 Million | $6.02 Million | ▲ +244.9% |
| 1999 | 0.20x | $2.73 Million | $13.56 Million | $2.73 Million | ▼ -82.4% |
| 1997 | 1.14x | $2.40 Million | $2.10 Million | $2.40 Million | ▲ +400.0% |
| 1996 | 0.23x | $800.00K | $3.50 Million | $800.00K | ▼ -39.6% |
| 1995 | 0.38x | $1.40 Million | $3.70 Million | $1.40 Million | ▼ -14.0% |
| 1994 | 0.44x | $1.10 Million | $2.50 Million | $1.10 Million | ▼ -53.1% |
| 1993 | 0.94x | $1.50 Million | $1.60 Million | $1.50 Million | ▲ +392.2% |
| 1992 | 0.19x | $400.00K | $2.10 Million | $400.00K | ▲ +71.4% |
| 1991 | 0.11x | $200.00K | $1.80 Million | $200.00K | ▲ +211.1% |
| 1990 | 0.04x | $100.00K | $2.80 Million | $100.00K | — |