Peoples Bancorp of North Carolina (PEBK) — Cash Flow Reinvestment Rate
Peoples Bancorp of North Carolina (PEBK) has a Cash Flow Reinvestment Rate of 0.75x as of June 2026, reinvesting $4.80 Million (capex $397.00K plus investments $4.40 Million) from operating cash flow of $6.44 Million. See free cash flow generation of Peoples Bancorp of North Carolina to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Peoples Bancorp of North Carolina Cash Flow Reinvestment Rate (1990–2025)
Historical reinvestment intensity for Peoples Bancorp of North Carolina across 35 annual periods. For the full cash flow conversion analysis, see PEBK operating cash flow.
Annual Cash Flow Reinvestment Rate for Peoples Bancorp of North Carolina (1990–2025)
Year-by-year capital reinvestment analysis for Peoples Bancorp of North Carolina. See Peoples Bancorp of North Carolina financial flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 1.26x | $26.97 Million | $21.37 Million | $1.41 Million | ▼ -40.0% |
| 2024 | 2.10x | $43.21 Million | $20.56 Million | $587.00K | ▲ +127.4% |
| 2023 | 0.92x | $21.05 Million | $22.78 Million | $1.95 Million | ▼ -80.8% |
| 2022 | 4.81x | $109.03 Million | $22.66 Million | $4.56 Million | ▼ -45.2% |
| 2021 | 8.78x | $236.09 Million | $26.90 Million | $484.00K | ▼ -46.9% |
| 2020 | 16.53x | $151.46 Million | $9.16 Million | $2.49 Million | ▲ +349.4% |
| 2019 | 3.68x | $48.55 Million | $13.20 Million | $2.83 Million | ▲ +210.8% |
| 2018 | 1.18x | $20.35 Million | $17.19 Million | $1.74 Million | ▼ -8.9% |
| 2017 | 1.30x | $24.15 Million | $18.59 Million | $5.56 Million | ▼ -35.7% |
| 2016 | 2.02x | $24.70 Million | $12.24 Million | $1.61 Million | ▲ +146.9% |
| 2015 | 0.82x | $11.34 Million | $13.86 Million | $2.35 Million | ▼ -89.8% |
| 2014 | 8.01x | $15.35 Million | $1.92 Million | $3.12 Million | ▲ +697.4% |
| 2013 | 1.00x | $25.03 Million | $24.92 Million | $2.43 Million | ▼ -68.8% |
| 2012 | 3.22x | $61.20 Million | $19.03 Million | $917.00K | ▲ +1083.6% |
| 2011 | 0.27x | $6.07 Million | $22.35 Million | $1.60 Million | ▲ +235.6% |
| 2010 | 0.08x | $1.44 Million | $17.80 Million | $1.44 Million | ▼ -76.4% |
| 2009 | 0.34x | $1.61 Million | $4.71 Million | $1.61 Million | ▲ +98.0% |
| 2008 | 0.17x | $1.86 Million | $10.73 Million | $1.86 Million | ▼ -67.0% |
| 2007 | 0.52x | $7.62 Million | $14.53 Million | $7.62 Million | ▲ +377.9% |
| 2006 | 0.11x | $1.62 Million | $14.81 Million | $1.62 Million | ▲ +20.0% |
| 2005 | 0.09x | $1.37 Million | $15.02 Million | $1.37 Million | ▼ -81.1% |
| 2004 | 0.48x | $1.50 Million | $3.10 Million | $1.50 Million | ▲ +239.9% |
| 2003 | 0.14x | $1.91 Million | $13.44 Million | $1.91 Million | ▼ -49.9% |
| 2002 | 0.28x | $2.61 Million | $9.20 Million | $2.61 Million | ▼ -73.7% |
| 2001 | 1.08x | $3.75 Million | $3.47 Million | $3.75 Million | ▲ +56.0% |
| 2000 | 0.69x | $6.02 Million | $8.68 Million | $6.02 Million | ▲ +244.9% |
| 1999 | 0.20x | $2.73 Million | $13.56 Million | $2.73 Million | ▼ -82.4% |
| 1997 | 1.14x | $2.40 Million | $2.10 Million | $2.40 Million | ▲ +400.0% |
| 1996 | 0.23x | $800.00K | $3.50 Million | $800.00K | ▼ -39.6% |
| 1995 | 0.38x | $1.40 Million | $3.70 Million | $1.40 Million | ▼ -14.0% |
| 1994 | 0.44x | $1.10 Million | $2.50 Million | $1.10 Million | ▼ -53.1% |
| 1993 | 0.94x | $1.50 Million | $1.60 Million | $1.50 Million | ▲ +392.2% |
| 1992 | 0.19x | $400.00K | $2.10 Million | $400.00K | ▲ +71.4% |
| 1991 | 0.11x | $200.00K | $1.80 Million | $200.00K | ▲ +211.1% |
| 1990 | 0.04x | $100.00K | $2.80 Million | $100.00K | — |