Peoples Bancorp of North Carolina (PEBK) — Financial Flexibility Index

Latest as of March 2026: 0.00x

Peoples Bancorp of North Carolina (PEBK) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $5.48 Million (operating CF $5.03 Million minus capex $448.00K) represents 0% of total liabilities ($1.58 Billion). Also explore net asset growth rate of Peoples Bancorp of North Carolina to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$5.48 Million
Operating CF − Capex

Total Liabilities

$1.58 Billion
USD

Capital Expenditures

$448.00K
USD

Peoples Bancorp of North Carolina Financial Flexibility Index (1990–2025)

Historical Financial Flexibility Index trend for Peoples Bancorp of North Carolina across 36 annual periods. Check Peoples Bancorp of North Carolina strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Peoples Bancorp of North Carolina (1990–2025)

Year-by-year free cash flow to debt coverage for Peoples Bancorp of North Carolina. For the full company profile including market capitalisation, see market cap of Peoples Bancorp of North Carolina.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.01x $22.79 Million $21.37 Million $1.55 Billion ▲ +6.1%
2024 0.01x $21.14 Million $20.56 Million $1.52 Billion ▼ -14.9%
2023 0.02x $24.73 Million $22.78 Million $1.51 Billion ▼ -9.1%
2022 0.02x $27.22 Million $22.66 Million $1.52 Billion ▼ -2.8%
2021 0.02x $27.38 Million $26.90 Million $1.48 Billion ▲ +102.2%
2020 0.01x $11.65 Million $9.16 Million $1.27 Billion ▼ -41.8%
2019 0.02x $16.03 Million $13.20 Million $1.02 Billion ▼ -19.5%
2018 0.02x $18.93 Million $17.19 Million $969.63 Million ▼ -21.1%
2017 0.02x $24.15 Million $18.59 Million $976.19 Million ▲ +75.2%
2016 0.01x $13.85 Million $12.24 Million $980.56 Million ▼ -18.7%
2015 0.02x $16.22 Million $13.86 Million $933.62 Million ▲ +224.8%
2014 0.01x $5.04 Million $1.92 Million $941.83 Million ▼ -81.4%
2013 0.03x $27.36 Million $24.92 Million $950.97 Million ▲ +32.1%
2012 0.02x $19.94 Million $19.03 Million $915.77 Million ▼ -12.3%
2011 0.02x $23.95 Million $22.35 Million $964.04 Million ▲ +25.4%
2010 0.02x $19.24 Million $17.80 Million $970.79 Million ▲ +197.5%
2009 0.01x $6.32 Million $4.71 Million $949.27 Million ▼ -54.1%
2008 0.01x $12.59 Million $10.73 Million $867.63 Million ▼ -45.1%
2007 0.03x $22.14 Million $14.53 Million $837.16 Million ▲ +21.7%
2006 0.02x $16.43 Million $14.81 Million $756.11 Million ▼ -10.4%
2005 0.02x $16.39 Million $15.02 Million $675.93 Million ▲ +234.6%
2004 0.01x $4.61 Million $3.10 Million $635.41 Million ▼ -70.5%
2003 0.02x $15.35 Million $13.44 Million $625.48 Million ▲ +24.0%
2002 0.02x $11.81 Million $9.20 Million $597.03 Million ▲ +53.4%
2001 0.01x $7.22 Million $3.47 Million $560.10 Million ▼ -58.3%
2000 0.03x $14.70 Million $8.68 Million $475.96 Million ▼ -25.2%
1999 0.04x $16.29 Million $13.56 Million $394.44 Million ▲ +2421.4%
1998 0.00x $600.00K $-1.50 Million $366.37 Million ▼ -89.0%
1997 0.01x $4.50 Million $2.10 Million $302.00 Million ▼ -18.6%
1996 0.02x $4.30 Million $3.50 Million $235.00 Million ▼ -28.2%
1995 0.03x $5.10 Million $3.70 Million $200.00 Million ▲ +13.7%
1994 0.02x $3.60 Million $2.50 Million $160.50 Million ▲ +10.6%
1993 0.02x $3.10 Million $1.60 Million $152.90 Million ▲ +13.9%
1992 0.02x $2.50 Million $2.10 Million $140.40 Million ▲ +16.0%
1991 0.02x $2.00 Million $1.80 Million $130.30 Million ▼ -28.4%
1990 0.02x $2.90 Million $2.80 Million $135.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities