Peoples Bancorp of North Carolina (PEBK) — Free Cash Flow Generation Index
Peoples Bancorp of North Carolina (PEBK) has a Free Cash Flow Generation Index of 0.94x as of June 2026. Free cash flow of $6.04 Million represents 1% of operating cash flow ($6.44 Million). Explore PEBK capital expenditure intensity to see what proportion of operating cash flow is directed to capital expenditures.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Peoples Bancorp of North Carolina Free Cash Flow Generation Index (1990–2025)
Historical FCF Generation Index trend for Peoples Bancorp of North Carolina across 35 annual periods. For the full cash flow conversion analysis, see Peoples Bancorp of North Carolina (PEBK) cash flow conversion.
Annual Free Cash Flow Generation for Peoples Bancorp of North Carolina (1990–2025)
Year-by-year Free Cash Flow Generation Index for Peoples Bancorp of North Carolina. Check Peoples Bancorp of North Carolina cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.93x | $19.96 Million | $21.37 Million | $1.41 Million | ▼ -3.9% |
| 2024 | 0.97x | $19.97 Million | $20.56 Million | $587.00K | ▲ +6.2% |
| 2023 | 0.91x | $20.83 Million | $22.78 Million | $1.95 Million | ▲ +14.5% |
| 2022 | 0.80x | $18.09 Million | $22.66 Million | $4.56 Million | ▼ -18.7% |
| 2021 | 0.98x | $26.42 Million | $26.90 Million | $484.00K | ▲ +34.9% |
| 2020 | 0.73x | $6.67 Million | $9.16 Million | $2.49 Million | ▼ -7.3% |
| 2019 | 0.79x | $10.36 Million | $13.20 Million | $2.83 Million | ▼ -12.6% |
| 2018 | 0.90x | $15.45 Million | $17.19 Million | $1.74 Million | ▲ +28.2% |
| 2017 | 0.70x | $13.04 Million | $18.59 Million | $5.56 Million | ▼ -19.3% |
| 2016 | 0.87x | $10.63 Million | $12.24 Million | $1.61 Million | ▲ +4.6% |
| 2015 | 0.83x | $11.51 Million | $13.86 Million | $2.35 Million | ▲ +232.3% |
| 2014 | -0.63x | $-1.20 Million | $1.92 Million | $3.12 Million | ▼ -169.5% |
| 2013 | 0.90x | $22.49 Million | $24.92 Million | $2.43 Million | ▼ -5.2% |
| 2012 | 0.95x | $18.11 Million | $19.03 Million | $917.00K | ▲ +2.5% |
| 2011 | 0.93x | $20.75 Million | $22.35 Million | $1.60 Million | ▲ +1.0% |
| 2010 | 0.92x | $16.36 Million | $17.80 Million | $1.44 Million | ▲ +39.8% |
| 2009 | 0.66x | $3.10 Million | $4.71 Million | $1.61 Million | ▼ -20.5% |
| 2008 | 0.83x | $8.88 Million | $10.73 Million | $1.86 Million | ▲ +73.8% |
| 2007 | 0.48x | $6.91 Million | $14.53 Million | $7.62 Million | ▼ -46.6% |
| 2006 | 0.89x | $13.18 Million | $14.81 Million | $1.62 Million | ▼ -2.0% |
| 2005 | 0.91x | $13.65 Million | $15.02 Million | $1.37 Million | ▲ +76.1% |
| 2004 | 0.52x | $1.60 Million | $3.10 Million | $1.50 Million | ▼ -39.8% |
| 2003 | 0.86x | $11.53 Million | $13.44 Million | $1.91 Million | ▲ +19.8% |
| 2002 | 0.72x | $6.59 Million | $9.20 Million | $2.61 Million | ▲ +971.3% |
| 2001 | -0.08x | $-285.00K | $3.47 Million | $3.75 Million | ▼ -126.8% |
| 2000 | 0.31x | $2.66 Million | $8.68 Million | $6.02 Million | ▼ -61.7% |
| 1999 | 0.80x | $10.83 Million | $13.56 Million | $2.73 Million | ▲ +659.2% |
| 1997 | -0.14x | $-300.00K | $2.10 Million | $2.40 Million | ▼ -118.5% |
| 1996 | 0.77x | $2.70 Million | $3.50 Million | $800.00K | ▲ +24.1% |
| 1995 | 0.62x | $2.30 Million | $3.70 Million | $1.40 Million | ▲ +11.0% |
| 1994 | 0.56x | $1.40 Million | $2.50 Million | $1.10 Million | ▲ +796.0% |
| 1993 | 0.06x | $100.00K | $1.60 Million | $1.50 Million | ▼ -92.3% |
| 1992 | 0.81x | $1.70 Million | $2.10 Million | $400.00K | ▼ -8.9% |
| 1991 | 0.89x | $1.60 Million | $1.80 Million | $200.00K | ▼ -7.8% |
| 1990 | 0.96x | $2.70 Million | $2.80 Million | $100.00K | — |