Peoples Bancorp of North Carolina (PEBK) — Free Cash Flow Generation Index
Peoples Bancorp of North Carolina (PEBK) has a Free Cash Flow Generation Index of 0.91x as of March 2026. Free cash flow of $4.58 Million represents 1% of operating cash flow ($5.03 Million). See PEBK working capital ratio to evaluate short-term liquidity relative to the company's equity base.
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Peoples Bancorp of North Carolina Free Cash Flow Generation Index (1990–2025)
Historical FCF Generation Index trend for Peoples Bancorp of North Carolina across 35 annual periods. Explore Peoples Bancorp of North Carolina (PEBK) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Annual Free Cash Flow Generation for Peoples Bancorp of North Carolina (1990–2025)
Year-by-year Free Cash Flow Generation Index for Peoples Bancorp of North Carolina. For the full company profile including market capitalisation, see Peoples Bancorp of North Carolina market cap and net worth.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.93x | $19.96 Million | $21.37 Million | $1.41 Million | ▼ -3.9% |
| 2024 | 0.97x | $19.97 Million | $20.56 Million | $587.00K | ▲ +6.2% |
| 2023 | 0.91x | $20.83 Million | $22.78 Million | $1.95 Million | ▲ +14.5% |
| 2022 | 0.80x | $18.09 Million | $22.66 Million | $4.56 Million | ▼ -18.7% |
| 2021 | 0.98x | $26.42 Million | $26.90 Million | $484.00K | ▲ +34.9% |
| 2020 | 0.73x | $6.67 Million | $9.16 Million | $2.49 Million | ▼ -7.3% |
| 2019 | 0.79x | $10.36 Million | $13.20 Million | $2.83 Million | ▼ -12.6% |
| 2018 | 0.90x | $15.45 Million | $17.19 Million | $1.74 Million | ▲ +28.2% |
| 2017 | 0.70x | $13.04 Million | $18.59 Million | $5.56 Million | ▼ -19.3% |
| 2016 | 0.87x | $10.63 Million | $12.24 Million | $1.61 Million | ▲ +4.6% |
| 2015 | 0.83x | $11.51 Million | $13.86 Million | $2.35 Million | ▲ +232.3% |
| 2014 | -0.63x | $-1.20 Million | $1.92 Million | $3.12 Million | ▼ -169.5% |
| 2013 | 0.90x | $22.49 Million | $24.92 Million | $2.43 Million | ▼ -5.2% |
| 2012 | 0.95x | $18.11 Million | $19.03 Million | $917.00K | ▲ +2.5% |
| 2011 | 0.93x | $20.75 Million | $22.35 Million | $1.60 Million | ▲ +1.0% |
| 2010 | 0.92x | $16.36 Million | $17.80 Million | $1.44 Million | ▲ +39.8% |
| 2009 | 0.66x | $3.10 Million | $4.71 Million | $1.61 Million | ▼ -20.5% |
| 2008 | 0.83x | $8.88 Million | $10.73 Million | $1.86 Million | ▲ +73.8% |
| 2007 | 0.48x | $6.91 Million | $14.53 Million | $7.62 Million | ▼ -46.6% |
| 2006 | 0.89x | $13.18 Million | $14.81 Million | $1.62 Million | ▼ -2.0% |
| 2005 | 0.91x | $13.65 Million | $15.02 Million | $1.37 Million | ▲ +76.1% |
| 2004 | 0.52x | $1.60 Million | $3.10 Million | $1.50 Million | ▼ -39.8% |
| 2003 | 0.86x | $11.53 Million | $13.44 Million | $1.91 Million | ▲ +19.8% |
| 2002 | 0.72x | $6.59 Million | $9.20 Million | $2.61 Million | ▲ +971.3% |
| 2001 | -0.08x | $-285.00K | $3.47 Million | $3.75 Million | ▼ -126.8% |
| 2000 | 0.31x | $2.66 Million | $8.68 Million | $6.02 Million | ▼ -61.7% |
| 1999 | 0.80x | $10.83 Million | $13.56 Million | $2.73 Million | ▲ +659.2% |
| 1997 | -0.14x | $-300.00K | $2.10 Million | $2.40 Million | ▼ -118.5% |
| 1996 | 0.77x | $2.70 Million | $3.50 Million | $800.00K | ▲ +24.1% |
| 1995 | 0.62x | $2.30 Million | $3.70 Million | $1.40 Million | ▲ +11.0% |
| 1994 | 0.56x | $1.40 Million | $2.50 Million | $1.10 Million | ▲ +796.0% |
| 1993 | 0.06x | $100.00K | $1.60 Million | $1.50 Million | ▼ -92.3% |
| 1992 | 0.81x | $1.70 Million | $2.10 Million | $400.00K | ▼ -8.9% |
| 1991 | 0.89x | $1.60 Million | $1.80 Million | $200.00K | ▼ -7.8% |
| 1990 | 0.96x | $2.70 Million | $2.80 Million | $100.00K | — |