Peoples Bancorp of North Carolina (PEBK) — Working Capital to Net Assets Ratio
Peoples Bancorp of North Carolina (PEBK) has a Working Capital to Net Assets ratio of 20.5% as of June 2026. Working capital of $33.08 Million (current assets of $33.44 Million minus current liabilities of $367.00K) is measured against net assets of $161.34 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Peoples Bancorp of North Carolina (PEBK) defensive interval to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Peoples Bancorp of North Carolina Working Capital to Net Assets (1990–2025)
This chart shows how Peoples Bancorp of North Carolina's Working Capital to Net Assets ratio has evolved across 36 annual periods from 1990 to 2025. As of June 2026, the ratio stands at 20.5%, reflecting working capital of $33.08 Million against net assets of $161.34 Million USD. For the complete balance sheet picture, see PEBK total assets.
Annual Working Capital to Net Assets for Peoples Bancorp of North Carolina (1990–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for Peoples Bancorp of North Carolina from 1990 to 2025, covering 36 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Peoples Bancorp of North Carolina liquidity resilience to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -785.6% | $-1.23 Billion | $157.12 Million | $274.96 Million | $1.51 Billion | ▲ +127.2 pp |
| 2024 | -912.7% | $-1.19 Billion | $130.56 Million | $293.05 Million | $1.48 Billion | ▼ -82.7 pp |
| 2023 | -830.0% | $-1.00 Billion | $121.02 Million | $474.30 Million | $1.48 Billion | ▼ -1346.0 pp |
| 2022 | 515.9% | $542.74 Million | $105.19 Million | $554.92 Million | $12.18 Million | ▲ +30.3 pp |
| 2021 | 485.6% | $691.39 Million | $142.37 Million | $707.90 Million | $16.52 Million | ▲ +188.9 pp |
| 2020 | 296.7% | $415.06 Million | $139.90 Million | $427.26 Million | $12.21 Million | ▲ +110.0 pp |
| 2019 | 186.7% | $250.38 Million | $134.12 Million | $264.79 Million | $14.40 Million | ▼ -9.5 pp |
| 2018 | 196.2% | $242.51 Million | $123.62 Million | $256.22 Million | $13.71 Million | ▼ -53.7 pp |
| 2017 | 249.8% | $289.75 Million | $115.97 Million | $300.62 Million | $10.86 Million | ▼ -49.3 pp |
| 2016 | 299.2% | $321.39 Million | $107.43 Million | $331.98 Million | $10.59 Million | ▲ +3.3 pp |
| 2015 | 295.8% | $310.22 Million | $104.86 Million | $319.67 Million | $9.45 Million | ▲ +812.8 pp |
| 2014 | -517.0% | $-510.07 Million | $98.67 Million | $361.14 Million | $871.21 Million | ▲ +50.8 pp |
| 2013 | -567.8% | $-475.35 Million | $83.72 Million | $390.00 Million | $865.35 Million | ▼ -92.0 pp |
| 2012 | -475.8% | $-465.11 Million | $97.75 Million | $360.04 Million | $825.15 Million | ▲ +17.6 pp |
| 2011 | -493.5% | $-508.41 Million | $103.03 Million | $365.00 Million | $873.42 Million | ▲ +357.6 pp |
| 2010 | -851.1% | $-824.32 Million | $96.86 Million | $50.09 Million | $874.41 Million | ▼ -54.3 pp |
| 2009 | -796.7% | $-790.53 Million | $99.22 Million | $56.32 Million | $846.86 Million | ▼ -70.2 pp |
| 2008 | -726.5% | $-734.68 Million | $101.13 Million | $35.33 Million | $770.01 Million | ▲ +254.8 pp |
| 2007 | -981.3% | $-687.92 Million | $70.10 Million | $39.52 Million | $727.44 Million | ▲ +143.0 pp |
| 2006 | -1124.3% | $-706.49 Million | $62.84 Million | $29.00 Million | $735.49 Million | ▼ -89.6 pp |
| 2005 | -1034.7% | $-562.39 Million | $54.35 Million | $27.50 Million | $589.89 Million | ▲ +35.9 pp |
| 2004 | -1070.6% | $-545.33 Million | $50.94 Million | $23.65 Million | $568.98 Million | ▲ +12.0 pp |
| 2003 | -1082.6% | $-525.63 Million | $48.55 Million | $27.41 Million | $553.05 Million | ▼ -61.3 pp |
| 2002 | -1021.3% | $-496.38 Million | $48.60 Million | $23.15 Million | $519.53 Million | ▼ -225.6 pp |
| 2001 | -795.7% | $-472.65 Million | $59.40 Million | $19.24 Million | $491.89 Million | ▲ +215.7 pp |
| 2000 | -1011.4% | $-435.29 Million | $43.04 Million | $19.32 Million | $454.61 Million | ▼ -62.4 pp |
| 1999 | -948.9% | $-360.58 Million | $38.00 Million | $19.36 Million | $379.94 Million | ▼ -30.5 pp |
| 1998 | -918.4% | $-329.70 Million | $35.90 Million | $23.00 Million | $352.70 Million | ▲ +136.6 pp |
| 1997 | -1055.0% | $-262.70 Million | $24.90 Million | $25.40 Million | $288.10 Million | ▼ -81.7 pp |
| 1996 | -973.4% | $-222.90 Million | $22.90 Million | $10.80 Million | $233.70 Million | ▼ -125.9 pp |
| 1995 | -847.5% | $-187.30 Million | $22.10 Million | $11.40 Million | $198.70 Million | ▼ -68.9 pp |
| 1994 | -778.6% | $-152.60 Million | $19.60 Million | $7.20 Million | $159.80 Million | ▼ -68.2 pp |
| 1993 | -710.3% | $-144.20 Million | $20.30 Million | $7.90 Million | $152.10 Million | ▼ -28.2 pp |
| 1992 | -682.1% | $-129.60 Million | $19.00 Million | $9.90 Million | $139.50 Million | ▼ -17.1 pp |
| 1991 | -665.0% | $-119.70 Million | $18.00 Million | $8.00 Million | $127.70 Million | ▲ +59.0 pp |
| 1990 | -724.0% | $-123.80 Million | $17.10 Million | $8.20 Million | $132.00 Million | — |