Peoples Bancorp of North Carolina (PEBK) — Cash Flow-to-Debt Ratio
Peoples Bancorp of North Carolina (PEBK) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $6.44 Million could theoretically repay 0% of its total liabilities ($1.60 Billion) in one year. See Peoples Bancorp of North Carolina leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Peoples Bancorp of North Carolina Cash Flow-to-Debt Ratio (1990–2025)
Historical debt coverage capacity for Peoples Bancorp of North Carolina across 36 annual periods. For the full cash flow conversion analysis, see PEBK cash generation efficiency.
Annual Cash Flow-to-Debt Ratio for Peoples Bancorp of North Carolina (1990–2025)
Year-by-year debt coverage analysis for Peoples Bancorp of North Carolina. Check Peoples Bancorp of North Carolina earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $21.37 Million | $1.55 Billion | ▲ +2.4% |
| 2024 | 0.01x | $20.56 Million | $1.52 Billion | ▼ -10.1% |
| 2023 | 0.02x | $22.78 Million | $1.51 Billion | ▲ +0.6% |
| 2022 | 0.01x | $22.66 Million | $1.52 Billion | ▼ -17.7% |
| 2021 | 0.02x | $26.90 Million | $1.48 Billion | ▲ +152.6% |
| 2020 | 0.01x | $9.16 Million | $1.27 Billion | ▼ -44.4% |
| 2019 | 0.01x | $13.20 Million | $1.02 Billion | ▼ -27.1% |
| 2018 | 0.02x | $17.19 Million | $969.63 Million | ▼ -6.9% |
| 2017 | 0.02x | $18.59 Million | $976.19 Million | ▲ +52.6% |
| 2016 | 0.01x | $12.24 Million | $980.56 Million | ▼ -15.9% |
| 2015 | 0.01x | $13.86 Million | $933.62 Million | ▲ +629.5% |
| 2014 | 0.00x | $1.92 Million | $941.83 Million | ▼ -92.2% |
| 2013 | 0.03x | $24.92 Million | $950.97 Million | ▲ +26.1% |
| 2012 | 0.02x | $19.03 Million | $915.77 Million | ▼ -10.4% |
| 2011 | 0.02x | $22.35 Million | $964.04 Million | ▲ +26.5% |
| 2010 | 0.02x | $17.80 Million | $970.79 Million | ▲ +269.5% |
| 2009 | 0.00x | $4.71 Million | $949.27 Million | ▼ -59.9% |
| 2008 | 0.01x | $10.73 Million | $867.63 Million | ▼ -28.7% |
| 2007 | 0.02x | $14.53 Million | $837.16 Million | ▼ -11.4% |
| 2006 | 0.02x | $14.81 Million | $756.11 Million | ▼ -11.9% |
| 2005 | 0.02x | $15.02 Million | $675.93 Million | ▲ +354.9% |
| 2004 | 0.00x | $3.10 Million | $635.41 Million | ▼ -77.3% |
| 2003 | 0.02x | $13.44 Million | $625.48 Million | ▲ +39.4% |
| 2002 | 0.02x | $9.20 Million | $597.03 Million | ▲ +148.8% |
| 2001 | 0.01x | $3.47 Million | $560.10 Million | ▼ -66.0% |
| 2000 | 0.02x | $8.68 Million | $475.96 Million | ▼ -47.0% |
| 1999 | 0.03x | $13.56 Million | $394.44 Million | ▲ +939.7% |
| 1998 | 0.00x | $-1.50 Million | $366.37 Million | ▼ -158.9% |
| 1997 | 0.01x | $2.10 Million | $302.00 Million | ▼ -53.3% |
| 1996 | 0.01x | $3.50 Million | $235.00 Million | ▼ -19.5% |
| 1995 | 0.02x | $3.70 Million | $200.00 Million | ▲ +18.8% |
| 1994 | 0.02x | $2.50 Million | $160.50 Million | ▲ +48.9% |
| 1993 | 0.01x | $1.60 Million | $152.90 Million | ▼ -30.0% |
| 1992 | 0.01x | $2.10 Million | $140.40 Million | ▲ +8.3% |
| 1991 | 0.01x | $1.80 Million | $130.30 Million | ▼ -33.3% |
| 1990 | 0.02x | $2.80 Million | $135.20 Million | — |