UMB Financial Corporation (UMBF) — Capital Reinvestment Ratio
Latest as of September 2025:
0.05x
UMB Financial Corporation (UMBF) has a Capital Reinvestment Ratio of 0.05x as of September 2025, meaning it reinvests 0% of its operating cash flow ($272.21 Million) in capital expenditures ($14.40 Million). See UMB Financial Corporation free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Capital Reinvestment Ratio
0.05x
Capex / Operating Cash Flow
Operating Cash Flow
$272.21 Million
USD
Capital Expenditures
$14.40 Million
USD
Data as of
Sep 2025
Most recent filing
UMB Financial Corporation Capital Reinvestment Ratio (1989–2024)
This chart tracks UMB Financial Corporation's Capital Reinvestment Ratio across 36 annual periods.
Annual Capital Reinvestment Ratio for UMB Financial Corporation (1989–2024)
Year-by-year Capital Reinvestment Ratio for UMB Financial Corporation from 1989 to 2024. For live market cap and broader valuation context, see UMBF market cap.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.11x | $225.29 Million | $24.21 Million | ▲ +88.7% |
| 2023 | 0.06x | $472.60 Million | $26.91 Million | ▼ -15.3% |
| 2022 | 0.07x | $769.55 Million | $51.72 Million | ▲ +6.5% |
| 2021 | 0.06x | $534.08 Million | $33.69 Million | ▼ -60.9% |
| 2020 | 0.16x | $373.60 Million | $60.22 Million | ▼ -23.9% |
| 2019 | 0.21x | $341.43 Million | $72.31 Million | ▲ +8.1% |
| 2018 | 0.20x | $295.70 Million | $57.94 Million | ▲ +75.5% |
| 2017 | 0.11x | $326.53 Million | $36.45 Million | ▼ -34.9% |
| 2016 | 0.17x | $296.44 Million | $50.84 Million | ▼ -32.7% |
| 2015 | 0.25x | $210.96 Million | $53.76 Million | ▲ +39.8% |
| 2014 | 0.18x | $245.66 Million | $44.79 Million | ▲ +40.5% |
| 2013 | 0.13x | $295.20 Million | $38.31 Million | ▼ -34.1% |
| 2012 | 0.20x | $223.74 Million | $44.04 Million | ▲ +17.9% |
| 2011 | 0.17x | $213.04 Million | $35.56 Million | ▼ -7.9% |
| 2010 | 0.18x | $179.77 Million | $32.59 Million | ▲ +13.5% |
| 2009 | 0.16x | $146.69 Million | $23.43 Million | ▲ +3.7% |
| 2008 | 0.15x | $134.03 Million | $20.64 Million | ▼ -27.5% |
| 2007 | 0.21x | $131.28 Million | $27.87 Million | ▼ -31.2% |
| 2006 | 0.31x | $128.84 Million | $39.77 Million | ▼ -28.5% |
| 2005 | 0.43x | $105.27 Million | $45.43 Million | ▲ +32.6% |
| 2004 | 0.33x | $108.87 Million | $35.42 Million | ▲ +156.5% |
| 2003 | 0.13x | $158.29 Million | $20.08 Million | ▼ -42.5% |
| 2002 | 0.22x | $107.50 Million | $23.74 Million | ▼ -41.5% |
| 2001 | 0.38x | $84.81 Million | $32.00 Million | ▼ -7.6% |
| 2000 | 0.41x | $106.69 Million | $43.59 Million | ▼ -88.0% |
| 1999 | 3.40x | $15.36 Million | $52.21 Million | ▲ +413.0% |
| 1998 | 0.66x | $76.83 Million | $50.90 Million | ▲ +151.6% |
| 1997 | 0.26x | $142.00 Million | $37.40 Million | ▲ +22.2% |
| 1996 | 0.22x | $102.10 Million | $22.00 Million | ▼ -41.1% |
| 1995 | 0.37x | $76.30 Million | $27.90 Million | ▲ +179.4% |
| 1994 | 0.13x | $127.60 Million | $16.70 Million | ▼ -38.1% |
| 1993 | 0.21x | $60.50 Million | $12.80 Million | ▲ +40.1% |
| 1992 | 0.15x | $127.80 Million | $19.30 Million | ▼ -64.6% |
| 1991 | 0.43x | $38.90 Million | $16.60 Million | ▼ -43.3% |
| 1990 | 0.75x | $21.00 Million | $15.80 Million | ▲ +151.6% |
| 1989 | 0.30x | $41.80 Million | $12.50 Million | — |
Capital Reinvestment Ratio = ABS(Capital Expenditures) / Operating Cash Flow