UMB Financial Corporation (UMBF) — Capital Reinvestment Ratio
UMB Financial Corporation (UMBF) has a Capital Reinvestment Ratio of 0.01x as of June 2026, meaning it reinvests 0% of its operating cash flow ($349.26 Million) in capital expenditures ($4.52 Million). Check UMB Financial Corporation (UMBF) tangible net worth to evaluate the tangible quality of the company's equity base.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
UMB Financial Corporation Capital Reinvestment Ratio (1989–2025)
This chart tracks UMB Financial Corporation's Capital Reinvestment Ratio across 37 annual periods. For the full cash flow conversion analysis, see UMBF cash generation efficiency.
Annual Capital Reinvestment Ratio for UMB Financial Corporation (1989–2025)
Year-by-year Capital Reinvestment Ratio for UMB Financial Corporation from 1989 to 2025. See UMB Financial Corporation free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $1.03 Billion | $48.58 Million | ▼ -56.0% |
| 2024 | 0.11x | $225.29 Million | $24.21 Million | ▲ +88.7% |
| 2023 | 0.06x | $472.60 Million | $26.91 Million | ▼ -15.3% |
| 2022 | 0.07x | $769.55 Million | $51.72 Million | ▲ +6.5% |
| 2021 | 0.06x | $534.08 Million | $33.69 Million | ▼ -60.9% |
| 2020 | 0.16x | $373.60 Million | $60.22 Million | ▼ -23.9% |
| 2019 | 0.21x | $341.43 Million | $72.31 Million | ▲ +8.1% |
| 2018 | 0.20x | $295.70 Million | $57.94 Million | ▲ +75.5% |
| 2017 | 0.11x | $326.53 Million | $36.45 Million | ▼ -34.9% |
| 2016 | 0.17x | $296.44 Million | $50.84 Million | ▼ -32.7% |
| 2015 | 0.25x | $210.96 Million | $53.76 Million | ▲ +39.8% |
| 2014 | 0.18x | $245.66 Million | $44.79 Million | ▲ +40.5% |
| 2013 | 0.13x | $295.20 Million | $38.31 Million | ▼ -34.1% |
| 2012 | 0.20x | $223.74 Million | $44.04 Million | ▲ +17.9% |
| 2011 | 0.17x | $213.04 Million | $35.56 Million | ▼ -7.9% |
| 2010 | 0.18x | $179.77 Million | $32.59 Million | ▲ +13.5% |
| 2009 | 0.16x | $146.69 Million | $23.43 Million | ▲ +3.7% |
| 2008 | 0.15x | $134.03 Million | $20.64 Million | ▼ -27.5% |
| 2007 | 0.21x | $131.28 Million | $27.87 Million | ▼ -31.2% |
| 2006 | 0.31x | $128.84 Million | $39.77 Million | ▼ -28.5% |
| 2005 | 0.43x | $105.27 Million | $45.43 Million | ▲ +32.6% |
| 2004 | 0.33x | $108.87 Million | $35.42 Million | ▲ +156.5% |
| 2003 | 0.13x | $158.29 Million | $20.08 Million | ▼ -42.5% |
| 2002 | 0.22x | $107.50 Million | $23.74 Million | ▼ -41.5% |
| 2001 | 0.38x | $84.81 Million | $32.00 Million | ▼ -7.6% |
| 2000 | 0.41x | $106.69 Million | $43.59 Million | ▼ -88.0% |
| 1999 | 3.40x | $15.36 Million | $52.21 Million | ▲ +413.0% |
| 1998 | 0.66x | $76.83 Million | $50.90 Million | ▲ +151.6% |
| 1997 | 0.26x | $142.00 Million | $37.40 Million | ▲ +22.2% |
| 1996 | 0.22x | $102.10 Million | $22.00 Million | ▼ -41.1% |
| 1995 | 0.37x | $76.30 Million | $27.90 Million | ▲ +179.4% |
| 1994 | 0.13x | $127.60 Million | $16.70 Million | ▼ -38.1% |
| 1993 | 0.21x | $60.50 Million | $12.80 Million | ▲ +40.1% |
| 1992 | 0.15x | $127.80 Million | $19.30 Million | ▼ -64.6% |
| 1991 | 0.43x | $38.90 Million | $16.60 Million | ▼ -43.3% |
| 1990 | 0.75x | $21.00 Million | $15.80 Million | ▲ +151.6% |
| 1989 | 0.30x | $41.80 Million | $12.50 Million | — |