UMB Financial Corporation Capital Reinvestment Ratio
UMB Financial Corporation capital reinvestment ratio. UMB Financial Corporation (UMBF) has a Capital Reinvestment Ratio of 0.01x as of June 2026, meaning it reinvests 0% of its operating cash flow ($349.26 Million) in capital expenditures ($4.52 Million). Check UMB Financial Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of UMB Financial Corporation (1989–2025)
Capital reinvestment ratio of UMB Financial Corporation from 1989 to 2025. This chart tracks UMB Financial Corporation's Capital Reinvestment Ratio across 37 annual periods. Also explore UMB Financial Corporation equity growth rate to track the company's year-over-year net asset growth rate.
UMB Financial Corporation Capital Reinvestment Ratio by Year (1989–2025)
UMB Financial Corporation capital reinvestment ratio by year from 1989 to 2025. For the full cash flow conversion analysis, see UMBF operating cash flow.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.05x | $1.03 Billion | $48.58 Million | ▼ -56.0% |
| 2024 | 0.11x | $225.29 Million | $24.21 Million | ▲ +88.7% |
| 2023 | 0.06x | $472.60 Million | $26.91 Million | ▼ -15.3% |
| 2022 | 0.07x | $769.55 Million | $51.72 Million | ▲ +6.5% |
| 2021 | 0.06x | $534.08 Million | $33.69 Million | ▼ -60.9% |
| 2020 | 0.16x | $373.60 Million | $60.22 Million | ▼ -23.9% |
| 2019 | 0.21x | $341.43 Million | $72.31 Million | ▲ +8.1% |
| 2018 | 0.20x | $295.70 Million | $57.94 Million | ▲ +75.5% |
| 2017 | 0.11x | $326.53 Million | $36.45 Million | ▼ -34.9% |
| 2016 | 0.17x | $296.44 Million | $50.84 Million | ▼ -32.7% |
| 2015 | 0.25x | $210.96 Million | $53.76 Million | ▲ +39.8% |
| 2014 | 0.18x | $245.66 Million | $44.79 Million | ▲ +40.5% |
| 2013 | 0.13x | $295.20 Million | $38.31 Million | ▼ -34.1% |
| 2012 | 0.20x | $223.74 Million | $44.04 Million | ▲ +17.9% |
| 2011 | 0.17x | $213.04 Million | $35.56 Million | ▼ -7.9% |
| 2010 | 0.18x | $179.77 Million | $32.59 Million | ▲ +13.5% |
| 2009 | 0.16x | $146.69 Million | $23.43 Million | ▲ +3.7% |
| 2008 | 0.15x | $134.03 Million | $20.64 Million | ▼ -27.5% |
| 2007 | 0.21x | $131.28 Million | $27.87 Million | ▼ -31.2% |
| 2006 | 0.31x | $128.84 Million | $39.77 Million | ▼ -28.5% |
| 2005 | 0.43x | $105.27 Million | $45.43 Million | ▲ +32.6% |
| 2004 | 0.33x | $108.87 Million | $35.42 Million | ▲ +156.5% |
| 2003 | 0.13x | $158.29 Million | $20.08 Million | ▼ -42.5% |
| 2002 | 0.22x | $107.50 Million | $23.74 Million | ▼ -41.5% |
| 2001 | 0.38x | $84.81 Million | $32.00 Million | ▼ -7.6% |
| 2000 | 0.41x | $106.69 Million | $43.59 Million | ▼ -88.0% |
| 1999 | 3.40x | $15.36 Million | $52.21 Million | ▲ +413.0% |
| 1998 | 0.66x | $76.83 Million | $50.90 Million | ▲ +151.6% |
| 1997 | 0.26x | $142.00 Million | $37.40 Million | ▲ +22.2% |
| 1996 | 0.22x | $102.10 Million | $22.00 Million | ▼ -41.1% |
| 1995 | 0.37x | $76.30 Million | $27.90 Million | ▲ +179.4% |
| 1994 | 0.13x | $127.60 Million | $16.70 Million | ▼ -38.1% |
| 1993 | 0.21x | $60.50 Million | $12.80 Million | ▲ +40.1% |
| 1992 | 0.15x | $127.80 Million | $19.30 Million | ▼ -64.6% |
| 1991 | 0.43x | $38.90 Million | $16.60 Million | ▼ -43.3% |
| 1990 | 0.75x | $21.00 Million | $15.80 Million | ▲ +151.6% |
| 1989 | 0.30x | $41.80 Million | $12.50 Million | — |