UMB Financial Corporation (UMBF) — Capital Reinvestment Ratio
UMB Financial Corporation (UMBF) has a Capital Reinvestment Ratio of 0.05x as of September 2025, meaning it reinvests 0% of its operating cash flow ($272.21 Million) in capital expenditures ($14.40 Million). See UMB Financial Corporation (UMBF) balance sheet quality index to measure how much of total assets are equity-financed.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
UMB Financial Corporation Capital Reinvestment Ratio (1989–2024)
This chart tracks UMB Financial Corporation's Capital Reinvestment Ratio across 36 annual periods. Check UMB Financial Corporation cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Capital Reinvestment Ratio for UMB Financial Corporation (1989–2024)
Year-by-year Capital Reinvestment Ratio for UMB Financial Corporation from 1989 to 2024. For live market cap and broader valuation context, see market value of UMB Financial Corporation.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2024 | 0.11x | $225.29 Million | $24.21 Million | ▲ +88.7% |
| 2023 | 0.06x | $472.60 Million | $26.91 Million | ▼ -15.3% |
| 2022 | 0.07x | $769.55 Million | $51.72 Million | ▲ +6.5% |
| 2021 | 0.06x | $534.08 Million | $33.69 Million | ▼ -60.9% |
| 2020 | 0.16x | $373.60 Million | $60.22 Million | ▼ -23.9% |
| 2019 | 0.21x | $341.43 Million | $72.31 Million | ▲ +8.1% |
| 2018 | 0.20x | $295.70 Million | $57.94 Million | ▲ +75.5% |
| 2017 | 0.11x | $326.53 Million | $36.45 Million | ▼ -34.9% |
| 2016 | 0.17x | $296.44 Million | $50.84 Million | ▼ -32.7% |
| 2015 | 0.25x | $210.96 Million | $53.76 Million | ▲ +39.8% |
| 2014 | 0.18x | $245.66 Million | $44.79 Million | ▲ +40.5% |
| 2013 | 0.13x | $295.20 Million | $38.31 Million | ▼ -34.1% |
| 2012 | 0.20x | $223.74 Million | $44.04 Million | ▲ +17.9% |
| 2011 | 0.17x | $213.04 Million | $35.56 Million | ▼ -7.9% |
| 2010 | 0.18x | $179.77 Million | $32.59 Million | ▲ +13.5% |
| 2009 | 0.16x | $146.69 Million | $23.43 Million | ▲ +3.7% |
| 2008 | 0.15x | $134.03 Million | $20.64 Million | ▼ -27.5% |
| 2007 | 0.21x | $131.28 Million | $27.87 Million | ▼ -31.2% |
| 2006 | 0.31x | $128.84 Million | $39.77 Million | ▼ -28.5% |
| 2005 | 0.43x | $105.27 Million | $45.43 Million | ▲ +32.6% |
| 2004 | 0.33x | $108.87 Million | $35.42 Million | ▲ +156.5% |
| 2003 | 0.13x | $158.29 Million | $20.08 Million | ▼ -42.5% |
| 2002 | 0.22x | $107.50 Million | $23.74 Million | ▼ -41.5% |
| 2001 | 0.38x | $84.81 Million | $32.00 Million | ▼ -7.6% |
| 2000 | 0.41x | $106.69 Million | $43.59 Million | ▼ -88.0% |
| 1999 | 3.40x | $15.36 Million | $52.21 Million | ▲ +413.0% |
| 1998 | 0.66x | $76.83 Million | $50.90 Million | ▲ +151.6% |
| 1997 | 0.26x | $142.00 Million | $37.40 Million | ▲ +22.2% |
| 1996 | 0.22x | $102.10 Million | $22.00 Million | ▼ -41.1% |
| 1995 | 0.37x | $76.30 Million | $27.90 Million | ▲ +179.4% |
| 1994 | 0.13x | $127.60 Million | $16.70 Million | ▼ -38.1% |
| 1993 | 0.21x | $60.50 Million | $12.80 Million | ▲ +40.1% |
| 1992 | 0.15x | $127.80 Million | $19.30 Million | ▼ -64.6% |
| 1991 | 0.43x | $38.90 Million | $16.60 Million | ▼ -43.3% |
| 1990 | 0.75x | $21.00 Million | $15.80 Million | ▲ +151.6% |
| 1989 | 0.30x | $41.80 Million | $12.50 Million | — |