UMB Financial Corporation Free Cash Flow Generation Index
UMB Financial Corporation free cash flow generation index. UMB Financial Corporation (UMBF) has a Free Cash Flow Generation Index of 1.01x as of June 2026. Free cash flow of $353.77 Million represents 1% of operating cash flow ($349.26 Million).
FCF Generation Index
Free Cash Flow
Operating Cash Flow
Capital Expenditures
Free Cash Flow Generation Index of UMB Financial Corporation (1989–2025)
Free cash flow generation index of UMB Financial Corporation from 1989 to 2025. Historical FCF Generation Index trend for UMB Financial Corporation across 37 annual periods. See UMB Financial Corporation leverage flexibility ratio to measure the company's free cash flow as a share of total liabilities.
UMB Financial Corporation Free Cash Flow Generation Index by Year (1989–2025)
UMB Financial Corporation free cash flow generation index by year from 1989 to 2025. Year-by-year Free Cash Flow Generation Index for UMB Financial Corporation. For the full cash flow conversion analysis, see UMB Financial Corporation cash conversion from operations.
| Year | FCG Index | Free Cash Flow (USD) | Operating CF | Capital Expenditures | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.95x | $978.11 Million | $1.03 Billion | $48.58 Million | ▲ +6.7% |
| 2024 | 0.89x | $201.08 Million | $225.29 Million | $24.21 Million | ▼ -5.4% |
| 2023 | 0.94x | $445.69 Million | $472.60 Million | $26.91 Million | ▲ +1.1% |
| 2022 | 0.93x | $717.84 Million | $769.55 Million | $51.72 Million | ▼ -0.4% |
| 2021 | 0.94x | $500.39 Million | $534.08 Million | $33.69 Million | ▲ +11.7% |
| 2020 | 0.84x | $313.38 Million | $373.60 Million | $60.22 Million | ▲ +6.4% |
| 2019 | 0.79x | $269.11 Million | $341.43 Million | $72.31 Million | ▼ -2.0% |
| 2018 | 0.80x | $237.76 Million | $295.70 Million | $57.94 Million | ▼ -9.5% |
| 2017 | 0.89x | $290.08 Million | $326.53 Million | $36.45 Million | ▲ +7.2% |
| 2016 | 0.83x | $245.60 Million | $296.44 Million | $50.84 Million | ▲ +11.2% |
| 2015 | 0.75x | $157.20 Million | $210.96 Million | $53.76 Million | ▼ -8.0% |
| 2014 | 0.81x | $198.99 Million | $245.66 Million | $44.79 Million | ▼ -6.9% |
| 2013 | 0.87x | $256.88 Million | $295.20 Million | $38.31 Million | ▲ +8.3% |
| 2012 | 0.80x | $179.71 Million | $223.74 Million | $44.04 Million | ▼ -3.6% |
| 2011 | 0.83x | $177.49 Million | $213.04 Million | $35.56 Million | ▲ +1.6% |
| 2010 | 0.82x | $147.40 Million | $179.77 Million | $32.59 Million | ▼ -2.4% |
| 2009 | 0.84x | $123.26 Million | $146.69 Million | $23.43 Million | ▼ -0.7% |
| 2008 | 0.85x | $113.39 Million | $134.03 Million | $20.64 Million | ▲ +6.9% |
| 2007 | 0.79x | $103.89 Million | $131.28 Million | $27.87 Million | ▲ +14.5% |
| 2006 | 0.69x | $89.06 Million | $128.84 Million | $39.77 Million | ▲ +21.6% |
| 2005 | 0.57x | $59.84 Million | $105.27 Million | $45.43 Million | ▼ -15.7% |
| 2004 | 0.67x | $73.45 Million | $108.87 Million | $35.42 Million | ▼ -22.7% |
| 2003 | 0.87x | $138.21 Million | $158.29 Million | $20.08 Million | ▲ +12.1% |
| 2002 | 0.78x | $83.77 Million | $107.50 Million | $23.74 Million | ▲ +25.1% |
| 2001 | 0.62x | $52.81 Million | $84.81 Million | $32.00 Million | ▲ +5.3% |
| 2000 | 0.59x | $63.10 Million | $106.69 Million | $43.59 Million | ▲ +124.7% |
| 1999 | -2.40x | $-36.85 Million | $15.36 Million | $52.21 Million | ▼ -810.8% |
| 1998 | 0.34x | $25.93 Million | $76.83 Million | $50.90 Million | ▼ -54.2% |
| 1997 | 0.74x | $104.60 Million | $142.00 Million | $37.40 Million | ▼ -6.1% |
| 1996 | 0.78x | $80.10 Million | $102.10 Million | $22.00 Million | ▲ +23.7% |
| 1995 | 0.63x | $48.40 Million | $76.30 Million | $27.90 Million | ▼ -27.0% |
| 1994 | 0.87x | $110.90 Million | $127.60 Million | $16.70 Million | ▲ +10.2% |
| 1993 | 0.79x | $47.70 Million | $60.50 Million | $12.80 Million | ▼ -7.1% |
| 1992 | 0.85x | $108.50 Million | $127.80 Million | $19.30 Million | ▲ +48.1% |
| 1991 | 0.57x | $22.30 Million | $38.90 Million | $16.60 Million | ▲ +131.5% |
| 1990 | 0.25x | $5.20 Million | $21.00 Million | $15.80 Million | ▼ -64.7% |
| 1989 | 0.70x | $29.30 Million | $41.80 Million | $12.50 Million | — |