UMB Financial Corporation (UMBF) — Cash Flow-to-Debt Ratio
UMB Financial Corporation (UMBF) has a Cash Flow-to-Debt Ratio of 0.00x as of September 2025, meaning its operating cash flow of $272.21 Million could theoretically repay 0% of its total liabilities ($64.44 Billion) in one year. Explore UMB Financial Corporation (UMBF) long-term investment share to see how much of total assets are deployed in long-term investments.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
UMB Financial Corporation Cash Flow-to-Debt Ratio (1989–2024)
Historical debt coverage capacity for UMB Financial Corporation across 36 annual periods. Also explore total assets of UMB Financial Corporation for the complete picture of this company's asset base.
Annual Cash Flow-to-Debt Ratio for UMB Financial Corporation (1989–2024)
Year-by-year debt coverage analysis for UMB Financial Corporation. For market capitalisation and broader financial context, see market cap of UMB Financial Corporation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.00x | $225.29 Million | $46.94 Billion | ▼ -58.5% |
| 2023 | 0.01x | $472.60 Million | $40.91 Billion | ▼ -99.4% |
| 2022 | 2.02x | $769.55 Million | $381.31 Million | ▲ +2.6% |
| 2021 | 1.97x | $534.08 Million | $271.54 Million | ▲ +41.9% |
| 2020 | 1.39x | $373.60 Million | $269.60 Million | ▼ -60.4% |
| 2019 | 3.50x | $341.43 Million | $97.49 Million | ▲ +24917.2% |
| 2018 | 0.01x | $295.70 Million | $21.12 Billion | ▼ -16.0% |
| 2017 | 0.02x | $326.53 Million | $19.59 Billion | ▲ +5.3% |
| 2016 | 0.02x | $296.44 Million | $18.72 Billion | ▲ +29.1% |
| 2015 | 0.01x | $210.96 Million | $17.20 Billion | ▼ -20.8% |
| 2014 | 0.02x | $245.66 Million | $15.86 Billion | ▼ -19.2% |
| 2013 | 0.02x | $295.20 Million | $15.41 Billion | ▲ +16.9% |
| 2012 | 0.02x | $223.74 Million | $13.65 Billion | ▼ -5.0% |
| 2011 | 0.02x | $213.04 Million | $12.35 Billion | ▲ +8.9% |
| 2010 | 0.02x | $179.77 Million | $11.34 Billion | ▲ +15.0% |
| 2009 | 0.01x | $146.69 Million | $10.65 Billion | ▲ +2.8% |
| 2008 | 0.01x | $134.03 Million | $10.00 Billion | ▼ -13.7% |
| 2007 | 0.02x | $131.28 Million | $8.45 Billion | ▼ -2.7% |
| 2006 | 0.02x | $128.84 Million | $8.07 Billion | ▲ +12.5% |
| 2005 | 0.01x | $105.27 Million | $7.41 Billion | ▼ -8.9% |
| 2004 | 0.02x | $108.87 Million | $6.99 Billion | ▼ -31.7% |
| 2003 | 0.02x | $158.29 Million | $6.94 Billion | ▲ +53.5% |
| 2002 | 0.01x | $107.50 Million | $7.23 Billion | ▲ +39.5% |
| 2001 | 0.01x | $84.81 Million | $7.96 Billion | ▼ -28.5% |
| 2000 | 0.01x | $106.69 Million | $7.16 Billion | ▲ +624.7% |
| 1999 | 0.00x | $15.36 Million | $7.48 Billion | ▼ -81.3% |
| 1998 | 0.01x | $76.83 Million | $6.99 Billion | ▼ -50.2% |
| 1997 | 0.02x | $142.00 Million | $6.43 Billion | ▲ +28.3% |
| 1996 | 0.02x | $102.10 Million | $5.93 Billion | ▲ +27.7% |
| 1995 | 0.01x | $76.30 Million | $5.66 Billion | ▼ -36.2% |
| 1994 | 0.02x | $127.60 Million | $6.04 Billion | ▲ +107.4% |
| 1993 | 0.01x | $60.50 Million | $5.94 Billion | ▼ -63.3% |
| 1992 | 0.03x | $127.80 Million | $4.60 Billion | ▲ +208.3% |
| 1991 | 0.01x | $38.90 Million | $4.32 Billion | ▲ +68.5% |
| 1990 | 0.01x | $21.00 Million | $3.93 Billion | ▼ -52.4% |
| 1989 | 0.01x | $41.80 Million | $3.72 Billion | — |