UMB Financial Corporation Cash Flow Reinvestment Rate
UMB Financial Corporation cash flow reinvestment rate. UMB Financial Corporation (UMBF) has a Cash Flow Reinvestment Rate of 0.40x as of June 2026, reinvesting $141.40 Million (capex $4.52 Million plus investments $136.88 Million) from operating cash flow of $349.26 Million. Explore UMB Financial Corporation (UMBF) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
Cash Flow Reinvestment Rate of UMB Financial Corporation (1989–2025)
Cash flow reinvestment rate of UMB Financial Corporation from 1989 to 2025. Historical reinvestment intensity for UMB Financial Corporation across 37 annual periods. Explore UMB Financial Corporation capital reinvestment ratio to see what proportion of operating cash flow is directed to capital expenditures.
UMB Financial Corporation Cash Flow Reinvestment Rate by Year (1989–2025)
UMB Financial Corporation cash flow reinvestment rate by year from 1989 to 2025. Year-by-year capital reinvestment analysis for UMB Financial Corporation. For the full cash flow conversion analysis, see UMB Financial Corporation (UMBF) cash flow conversion.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 2.39x | $2.46 Billion | $1.03 Billion | $48.58 Million | ▼ -83.6% |
| 2024 | 14.59x | $3.29 Billion | $225.29 Million | $24.21 Million | ▲ +345.4% |
| 2023 | 3.28x | $1.55 Billion | $472.60 Million | $26.91 Million | ▼ -42.5% |
| 2022 | 5.69x | $4.38 Billion | $769.55 Million | $51.72 Million | ▼ -26.6% |
| 2021 | 7.75x | $4.14 Billion | $534.08 Million | $33.69 Million | ▼ -33.3% |
| 2020 | 11.62x | $4.34 Billion | $373.60 Million | $60.22 Million | ▲ +32.7% |
| 2019 | 8.76x | $2.99 Billion | $341.43 Million | $72.31 Million | ▲ +48.2% |
| 2018 | 5.91x | $1.75 Billion | $295.70 Million | $57.94 Million | ▲ +229.2% |
| 2017 | 1.79x | $585.98 Million | $326.53 Million | $36.45 Million | ▼ -64.5% |
| 2016 | 5.05x | $1.50 Billion | $296.44 Million | $50.84 Million | ▼ -12.8% |
| 2015 | 5.79x | $1.22 Billion | $210.96 Million | $53.76 Million | ▲ +0.8% |
| 2014 | 5.75x | $1.41 Billion | $245.66 Million | $44.79 Million | ▲ +61.7% |
| 2013 | 3.56x | $1.05 Billion | $295.20 Million | $38.31 Million | ▼ -49.0% |
| 2012 | 6.97x | $1.56 Billion | $223.74 Million | $44.04 Million | ▲ +3248.9% |
| 2011 | 0.21x | $44.37 Million | $213.04 Million | $35.56 Million | ▼ -95.4% |
| 2010 | 4.58x | $822.86 Million | $179.77 Million | $32.59 Million | ▲ +2766.2% |
| 2009 | 0.16x | $23.43 Million | $146.69 Million | $23.43 Million | ▲ +3.7% |
| 2008 | 0.15x | $20.64 Million | $134.03 Million | $20.64 Million | ▼ -27.5% |
| 2007 | 0.21x | $27.87 Million | $131.28 Million | $27.87 Million | ▼ -31.2% |
| 2006 | 0.31x | $39.77 Million | $128.84 Million | $39.77 Million | ▼ -28.5% |
| 2005 | 0.43x | $45.43 Million | $105.27 Million | $45.43 Million | ▲ +32.6% |
| 2004 | 0.33x | $35.42 Million | $108.87 Million | $35.42 Million | ▲ +156.5% |
| 2003 | 0.13x | $20.08 Million | $158.29 Million | $20.08 Million | ▼ -42.5% |
| 2002 | 0.22x | $23.74 Million | $107.50 Million | $23.74 Million | ▼ -41.5% |
| 2001 | 0.38x | $32.00 Million | $84.81 Million | $32.00 Million | ▼ -7.6% |
| 2000 | 0.41x | $43.59 Million | $106.69 Million | $43.59 Million | ▼ -88.0% |
| 1999 | 3.40x | $52.21 Million | $15.36 Million | $52.21 Million | ▲ +413.0% |
| 1998 | 0.66x | $50.90 Million | $76.83 Million | $50.90 Million | ▲ +151.6% |
| 1997 | 0.26x | $37.40 Million | $142.00 Million | $37.40 Million | ▲ +22.2% |
| 1996 | 0.22x | $22.00 Million | $102.10 Million | $22.00 Million | ▼ -41.1% |
| 1995 | 0.37x | $27.90 Million | $76.30 Million | $27.90 Million | ▲ +179.4% |
| 1994 | 0.13x | $16.70 Million | $127.60 Million | $16.70 Million | ▼ -38.1% |
| 1993 | 0.21x | $12.80 Million | $60.50 Million | $12.80 Million | ▲ +40.1% |
| 1992 | 0.15x | $19.30 Million | $127.80 Million | $19.30 Million | ▼ -64.6% |
| 1991 | 0.43x | $16.60 Million | $38.90 Million | $16.60 Million | ▼ -43.3% |
| 1990 | 0.75x | $15.80 Million | $21.00 Million | $15.80 Million | ▲ +151.6% |
| 1989 | 0.30x | $12.50 Million | $41.80 Million | $12.50 Million | — |