X Financial Class A Capital Reinvestment Ratio
X Financial Class A capital reinvestment ratio. X Financial Class A (XYF) has a Capital Reinvestment Ratio of 0.01x as of March 2026, meaning it reinvests 0% of its operating cash flow ($1.47 Billion) in capital expenditures ($21.88 Million). Check XYF capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
Capital Reinvestment Ratio
Operating Cash Flow
Capital Expenditures
Data as of
Capital Reinvestment Ratio of X Financial Class A (2016–2025)
Capital reinvestment ratio of X Financial Class A from 2016 to 2025. This chart tracks X Financial Class A's Capital Reinvestment Ratio across 8 annual periods. Also explore X Financial Class A net asset momentum to track the company's year-over-year net asset growth rate.
X Financial Class A Capital Reinvestment Ratio by Year (2016–2025)
X Financial Class A capital reinvestment ratio by year from 2016 to 2025. For the full cash flow conversion analysis, see XYF operating cash flow.
| Year | Reinvestment Ratio | Operating CF (USD) | Capital Expenditures | YoY Change |
|---|---|---|---|---|
| 2025 | 0.01x | $1.47 Billion | $21.88 Million | ▲ +59.7% |
| 2024 | 0.01x | $1.52 Billion | $14.22 Million | ▼ -10.2% |
| 2023 | 0.01x | $814.14 Million | $8.47 Million | ▼ -44.6% |
| 2022 | 0.02x | $322.70 Million | $6.06 Million | ▲ +221.7% |
| 2021 | 0.01x | $449.17 Million | $2.62 Million | ▼ -99.1% |
| 2019 | 0.66x | $600.57 Million | $395.14 Million | ▼ -90.9% |
| 2018 | 7.22x | $5.35 Million | $38.63 Million | ▲ +17296.6% |
| 2016 | 0.04x | $82.57 Million | $3.42 Million | — |