X Financial Class A (XYF) — Financial Flexibility Index

Latest as of March 2023: 109.02x

X Financial Class A (XYF) has a Financial Flexibility Index of 109.02x as of March 2023. Free cash flow of $467.13 Billion (operating CF $449.37 Billion minus capex $17.76 Billion) represents 109% of total liabilities ($4.28 Billion). Check how strategically is X Financial Class A's equity deployed to assess the company's strategic physical and investment asset allocation.

Financial Flexibility Index

109.02x
Free Cash Flow / Total Liabilities

Free Cash Flow

$467.13 Billion
Operating CF − Capex

Total Liabilities

$4.28 Billion
USD

Capital Expenditures

$17.76 Billion
USD

X Financial Class A Financial Flexibility Index (2016–2024)

Historical Financial Flexibility Index trend for X Financial Class A across 9 annual periods. See X Financial Class A current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Annual Financial Flexibility Index for X Financial Class A (2016–2024)

Year-by-year free cash flow to debt coverage for X Financial Class A. For the full company profile including market capitalisation, see XYF company net worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2024 0.32x $1.54 Billion $1.52 Billion $4.87 Billion ▲ +122.9%
2023 0.14x $822.61 Million $814.14 Million $5.80 Billion ▲ +76.1%
2022 0.08x $328.76 Million $322.70 Million $4.08 Billion ▼ -40.0%
2021 0.13x $451.79 Million $449.17 Million $3.37 Billion ▲ +188.8%
2020 -0.15x $-673.87 Million $-679.23 Million $4.46 Billion ▼ -159.7%
2019 0.25x $995.71 Million $600.57 Million $3.93 Billion ▲ +544.0%
2018 0.04x $43.99 Million $5.35 Million $1.12 Billion ▲ +114.0%
2017 -0.28x $-594.68 Million $-615.33 Million $2.12 Billion ▼ -525.0%
2016 0.07x $85.99 Million $82.57 Million $1.30 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities