X Financial Class A (XYF) — Strategic Asset Allocation Index

Latest as of March 2026: 30.3%

X Financial Class A (XYF) has a Strategic Asset Allocation Index of 30.3% as of March 2026. Strategic assets (PP&E of $- plus long-term investments of $2.35 Billion) total $2.35 Billion, measured against net assets of $7.74 Billion. A higher index reflects capital-intensive or investment-heavy strategies where strategic assets dominate the equity base. See XYF net asset quality index to measure how much of total assets are equity-financed.

SAAI

30.3%
Strategic Assets / Net Assets

Strategic Assets

$2.35 Billion
PP&E + LT Investments

PP&E

$-
USD

Net Assets

$7.74 Billion
USD

X Financial Class A Strategic Asset Allocation Index (2016–2025)

This chart shows how X Financial Class A's Strategic Asset Allocation Index has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the index stands at 30.3%, representing strategic assets of $2.35 Billion against net assets of $7.74 Billion USD. For live market cap and overall valuation, see market value of X Financial Class A.

Annual Strategic Asset Allocation Index for X Financial Class A (2016–2025)

The table below presents the year-by-year Strategic Asset Allocation Index for X Financial Class A from 2016 to 2025, covering 10 annual filings. Each row shows PP&E, long-term investments, strategic assets combined, net assets, the index percentage, and the change in percentage points compared to the prior year. See X Financial Class A net assets for net asset value and shareholders' equity analysis.

Year SAAI Strategic Assets (USD) PP&E LT Investments Net Assets Change (pp)
2025 22.7% $1.78 Billion $23.90 Million $1.76 Billion $7.84 Billion ▲ +7.4 pp
2024 15.3% $1.07 Billion $55.07 Million $1.01 Billion $6.95 Billion ▼ -4.5 pp
2023 19.9% $1.16 Billion $59.27 Million $1.10 Billion $5.85 Billion ▲ +3.9 pp
2022 15.9% $757.16 Million $68.55 Million $688.62 Million $4.75 Billion ▼ -0.4 pp
2021 16.3% $649.07 Million $6.19 Million $642.88 Million $3.98 Billion ▲ +6.2 pp
2020 10.2% $312.75 Million $11.14 Million $301.62 Million $3.08 Billion ▲ +1.6 pp
2019 8.6% $374.55 Million $82.40 Million $292.14 Million $4.37 Billion ▼ -0.2 pp
2018 8.8% $310.44 Million $23.21 Million $287.22 Million $3.52 Billion ▲ +4.6 pp
2017 4.3% $75.17 Million $21.00 Million $54.17 Million $1.77 Billion ▼ -1.5 pp
2016 5.7% $21.49 Million $6.49 Million $15.00 Million $376.50 Million
pp = percentage points