X Financial Class A Net Asset Quality Index
X Financial Class A net asset quality index. X Financial Class A (XYF) has a Net Asset Quality Index of 57.1% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $13.56 Billion minus total liabilities of $5.82 Billion yields net assets of $7.74 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See what is X Financial Class A's book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of X Financial Class A (2016–2025)
Net asset quality index of X Financial Class A from 2016 to 2025. This chart shows how X Financial Class A's Net Asset Quality Index has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the index stands at 57.1%, representing net assets of $7.74 Billion against total assets of $13.56 Billion USD. Check X Financial Class A strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
X Financial Class A Net Asset Quality Index by Year (2016–2025)
X Financial Class A net asset quality index by year from 2016 to 2025. The table below presents the year-by-year Net Asset Quality Index for X Financial Class A from 2016 to 2025, covering 10 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market value of X Financial Class A.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 53.4% | $7.84 Billion | $14.67 Billion | $6.83 Billion | ▼ -5.4 pp |
| 2024 | 58.8% | $6.95 Billion | $11.82 Billion | $4.87 Billion | ▲ +8.6 pp |
| 2023 | 50.2% | $5.85 Billion | $11.65 Billion | $5.80 Billion | ▼ -3.6 pp |
| 2022 | 53.8% | $4.75 Billion | $8.84 Billion | $4.08 Billion | ▼ -0.4 pp |
| 2021 | 54.2% | $3.98 Billion | $7.34 Billion | $3.37 Billion | ▲ +13.3 pp |
| 2020 | 40.8% | $3.08 Billion | $7.53 Billion | $4.46 Billion | ▼ -11.8 pp |
| 2019 | 52.6% | $4.37 Billion | $8.30 Billion | $3.93 Billion | ▼ -23.3 pp |
| 2018 | 75.9% | $3.52 Billion | $4.64 Billion | $1.12 Billion | ▲ +30.5 pp |
| 2017 | 45.4% | $1.77 Billion | $3.89 Billion | $2.12 Billion | ▲ +23.0 pp |
| 2016 | 22.4% | $376.50 Million | $1.68 Billion | $1.30 Billion | — |