X Financial Class A (XYF) — Long-term Investment Intensity

Latest as of March 2026: 17.3%

X Financial Class A (XYF) has a Long-term Investment Intensity of 17.3% as of March 2026. Long-term investments of $2.35 Billion represent 17.3% of total assets of $13.56 Billion. A higher ratio indicates a company with significant capital committed to long-duration strategic positions. Check XYF financial resilience to evaluate the company's liquid asset resilience ratio.

LT Investment Intensity

17.3%
LT Investments / Total Assets

Long-term Investments

$2.35 Billion
USD

Total Assets

$13.56 Billion
USD

Country

USA
NYSE

X Financial Class A Long-term Investment Intensity (2016–2025)

This chart shows how X Financial Class A's Long-term Investment Intensity has evolved across 10 annual periods from 2016 to 2025. As of March 2026, the intensity stands at 17.3%, reflecting long-term investments of $2.35 Billion against total assets of $13.56 Billion USD. For the complete balance sheet picture, see X Financial Class A total assets.

Annual Long-term Investment Intensity for X Financial Class A (2016–2025)

The table below presents the year-by-year Long-term Investment Intensity for X Financial Class A from 2016 to 2025, covering 10 annual filings. Each row shows total assets, long-term investments, the intensity percentage, and the change in percentage points compared to the prior year. Read total liabilities of X Financial Class A for a breakdown of total debt and financial obligations.

Year LT Investment Intensity LT Investments (USD) Total Assets Change (pp)
2025 12.0% $1.76 Billion $14.67 Billion ▲ +3.4 pp
2024 8.6% $1.01 Billion $11.82 Billion ▼ -0.9 pp
2023 9.5% $1.10 Billion $11.65 Billion ▲ +1.7 pp
2022 7.8% $688.62 Million $8.84 Billion ▼ -1.0 pp
2021 8.8% $642.88 Million $7.34 Billion ▲ +4.8 pp
2020 4.0% $301.62 Million $7.53 Billion ▲ +0.5 pp
2019 3.5% $292.14 Million $8.30 Billion ▼ -2.7 pp
2018 6.2% $287.22 Million $4.64 Billion ▲ +4.8 pp
2017 1.4% $54.17 Million $3.89 Billion ▲ +0.5 pp
2016 0.9% $15.00 Million $1.68 Billion
pp = percentage points