X Financial Class A (XYF) — Cash Flow Reinvestment Rate
X Financial Class A (XYF) has a Cash Flow Reinvestment Rate of 0.01x as of March 2026, reinvesting $21.88 Million (capex $21.88 Million ) from operating cash flow of $1.47 Billion. See X Financial Class A (XYF) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
Total Reinvested
Operating Cash Flow
Capital Expenditures
X Financial Class A Cash Flow Reinvestment Rate (2016–2025)
Historical reinvestment intensity for X Financial Class A across 8 annual periods. For the full cash flow conversion analysis, see XYF operating cash flow.
Annual Cash Flow Reinvestment Rate for X Financial Class A (2016–2025)
Year-by-year capital reinvestment analysis for X Financial Class A. See how financially flexible is X Financial Class A to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.17x | $255.82 Million | $1.47 Billion | $21.88 Million | ▲ +94.9% |
| 2024 | 0.09x | $136.26 Million | $1.52 Billion | $14.22 Million | ▼ -93.5% |
| 2023 | 1.37x | $1.11 Billion | $814.14 Million | $8.47 Million | ▼ -51.9% |
| 2022 | 2.85x | $919.44 Million | $322.70 Million | $6.06 Million | ▼ -45.5% |
| 2021 | 5.23x | $2.35 Billion | $449.17 Million | $2.62 Million | ▼ -9.6% |
| 2019 | 5.79x | $3.47 Billion | $600.57 Million | $395.14 Million | ▼ -93.1% |
| 2018 | 84.33x | $451.50 Million | $5.35 Million | $38.63 Million | ▲ +843.3% |
| 2016 | 8.94x | $738.14 Million | $82.57 Million | $3.42 Million | — |