Santam (JSE:SNT) — Stock Price
Santam (JSE:SNT) is currently trading at ZAC40900.00 ZAC, up 0.40% today. Over the past 52 weeks, shares have ranged between ZAC36220.00 and ZAC45170.00. This page tracks Santam's live share price on the JSE exchange, its daily price and volume history, and — where reported — its income statement, balance sheet, cash flow statement, and earnings history. For company valuation and market capitalisation context, see Santam market capitalisation.
Santam (SNT) Stock Price Chart — Daily History & Trading Volume
The chart below tracks Santam's daily closing share price and trading volume on the JSE exchange over the past year, giving a clear view of recent price momentum and liquidity.
Santam Income Statement — Revenue, Profit & Earnings by Year
Santam's annual income statement shows how revenue converts into profit each fiscal year, including gross profit, operating income, EBITDA, and net income.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Revenue | ZAC61.20 Billion | ZAC50.13 Billion | ZAC41.99 Billion | ZAC32.39 Billion | ZAC30.76 Billion |
| Cost of Revenue | ZAC6.94 Billion | ZAC6.46 Billion | ZAC-6.97 Billion | ZAC6.00 Billion | ZAC5.54 Billion |
| Gross Profit | ZAC61.20 Billion | ZAC50.13 Billion | ZAC48.96 Billion | ZAC42.76 Billion | ZAC30.46 Billion |
| Research & Development | — | — | — | — | — |
| SG&A | — | — | — | ZAC5.25 Billion | ZAC4.79 Billion |
| Total Operating Expenses | ZAC53.37 Billion | ZAC44.18 Billion | ZAC37.49 Billion | ZAC34.16 Billion | ZAC26.50 Billion |
| Operating Income | ZAC7.83 Billion | ZAC5.95 Billion | ZAC4.22 Billion | ZAC3.61 Billion | ZAC3.66 Billion |
| EBITDA | ZAC8.65 Billion | ZAC6.85 Billion | ZAC5.09 Billion | ZAC4.02 Billion | ZAC4.83 Billion |
| EBIT | ZAC8.34 Billion | ZAC6.49 Billion | ZAC4.76 Billion | ZAC3.74 Billion | ZAC4.55 Billion |
| Interest Expense | ZAC513.00 Million | ZAC538.00 Million | ZAC438.00 Million | ZAC323.00 Million | ZAC313.00 Million |
| Income Before Tax | ZAC7.83 Billion | ZAC5.86 Billion | ZAC4.41 Billion | ZAC3.50 Billion | ZAC4.32 Billion |
| Income Tax Expense | ZAC2.76 Billion | ZAC1.60 Billion | ZAC1.73 Billion | ZAC1.39 Billion | ZAC1.47 Billion |
| Net Income | ZAC4.06 Billion | ZAC3.68 Billion | ZAC3.25 Billion | ZAC1.98 Billion | ZAC2.75 Billion |
Santam Balance Sheet — Assets, Liabilities & Shareholder Equity
The balance sheet below summarizes Santam's financial position at each fiscal year-end — what it owns (assets), what it owes (liabilities), and the resulting shareholder equity.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Total Assets | ZAC82.39 Billion | ZAC73.44 Billion | ZAC67.13 Billion | ZAC73.05 Billion | ZAC65.56 Billion |
| Total Current Assets | ZAC13.39 Billion | ZAC19.24 Billion | ZAC29.83 Billion | ZAC5.39 Billion | ZAC4.50 Billion |
| Cash & Equivalents | — | — | — | — | — |
| Short-term Investments | — | — | ZAC6.46 Billion | ZAC3.48 Billion | ZAC1.03 Billion |
| Net Receivables | ZAC7.30 Billion | — | ZAC767.00 Million | ZAC9.69 Billion | ZAC7.93 Billion |
| Inventory | — | — | — | — | — |
| Property, Plant & Equipment | — | — | — | ZAC640.00 Million | ZAC702.00 Million |
| Goodwill | ZAC795.00 Million | ZAC787.00 Million | ZAC782.00 Million | ZAC751.00 Million | ZAC685.00 Million |
| Total Liabilities | ZAC65.81 Billion | ZAC59.36 Billion | ZAC55.72 Billion | ZAC61.45 Billion | ZAC53.50 Billion |
| Total Current Liabilities | ZAC42.66 Billion | ZAC42.77 Billion | ZAC44.69 Billion | ZAC6.91 Billion | ZAC4.85 Billion |
| Long-term Debt | ZAC4.30 Billion | ZAC3.26 Billion | ZAC3.05 Billion | ZAC2.54 Billion | ZAC2.55 Billion |
| Net Debt | ZAC-1.02 Billion | ZAC-2.33 Billion | ZAC-987.00 Million | ZAC-2.18 Billion | ZAC-1.18 Billion |
| Total Stockholder Equity | ZAC15.05 Billion | ZAC12.74 Billion | ZAC10.69 Billion | ZAC10.86 Billion | ZAC11.43 Billion |
| Retained Earnings | ZAC15.84 Billion | ZAC13.52 Billion | ZAC10.23 Billion | ZAC10.45 Billion | ZAC10.89 Billion |
Santam Cash Flow Statement — Operating, Investing & Financing Activities
This cash flow statement breaks down how Santam generates and spends cash across operating, investing, and financing activities each fiscal year, including free cash flow and capital expenditures.
| Fiscal Year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Operating Cash Flow | ZAC2.45 Billion | ZAC3.68 Billion | ZAC667.00 Million | ZAC3.54 Billion | ZAC1.88 Billion |
| Capital Expenditures | ZAC82.00 Million | ZAC119.00 Million | ZAC271.00 Million | ZAC136.00 Million | ZAC108.00 Million |
| Free Cash Flow | ZAC2.37 Billion | ZAC3.56 Billion | ZAC396.00 Million | ZAC3.41 Billion | ZAC1.78 Billion |
| Investing Cash Flow | ZAC-913.00 Million | ZAC-139.00 Million | ZAC2.14 Billion | ZAC1.00 Million | ZAC-109.00 Million |
| Financing Cash Flow | ZAC-1.79 Billion | ZAC-1.96 Billion | ZAC-3.33 Billion | ZAC-2.69 Billion | ZAC-1.63 Billion |
| Dividends Paid | ZAC-1.68 Billion | ZAC-1.58 Billion | ZAC-3.42 Billion | ZAC2.26 Billion | ZAC477.00 Million |
| Stock-Based Compensation | ZAC98.00 Million | ZAC99.00 Million | ZAC117.00 Million | ZAC112.00 Million | ZAC86.00 Million |
| Depreciation | ZAC308.00 Million | ZAC361.00 Million | ZAC325.00 Million | ZAC280.00 Million | ZAC283.00 Million |
| Change in Cash | ZAC-302.00 Million | ZAC1.57 Billion | ZAC-568.00 Million | ZAC891.00 Million | ZAC113.00 Million |
Santam Earnings History — EPS Actual vs. Analyst Estimates
Track Santam's quarterly earnings per share (EPS) against Wall Street estimates, along with the earnings surprise percentage for each reporting period.
| Report Date | EPS Actual | EPS Estimate | Surprise |
|---|---|---|---|
| Sep 07, 2026 | — | — | — |
| Mar 09, 2026 | — | — | — |
| Sep 18, 2025 | — | — | — |
| May 29, 2025 | — | — | — |
| Feb 26, 2025 | — | — | — |