SLM Corp Cash Flow Quality Index
SLM Corp cash flow quality index. SLM Corp (SLM) has a Cash Flow Quality Index of -2.30x as of June 2026. Operating cash flow of $-134.83 Million is below net income of $58.52 Million, suggesting accrual-heavy earnings not yet converted to cash. See SLM Corp financial flexibility index to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of SLM Corp (1989–2025)
Cash flow quality index of SLM Corp from 1989 to 2025. Historical Cash Flow Quality Index for SLM Corp across 35 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore SLM Corp (SLM) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
SLM Corp Cash Flow Quality Index by Year (1989–2025)
SLM Corp cash flow quality index by year from 1989 to 2025. Year-by-year earnings quality comparison for SLM Corp. For the full cash flow conversion analysis, see cash efficiency ratio of SLM Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.77x | $575.52 Million | $744.85 Million | ▲ +242.7% |
| 2024 | -0.54x | $-329.39 Million | $608.33 Million | ▼ -117.7% |
| 2023 | -0.25x | $-144.64 Million | $581.39 Million | ▼ -2437.3% |
| 2022 | 0.01x | $4.99 Million | $469.01 Million | ▲ +124.9% |
| 2021 | -0.04x | $-49.52 Million | $1.16 Billion | ▲ +79.4% |
| 2020 | -0.21x | $-182.67 Million | $880.69 Million | ▼ -666.9% |
| 2019 | -0.03x | $-15.64 Million | $578.28 Million | ▲ +87.2% |
| 2018 | -0.21x | $-102.74 Million | $487.48 Million | ▲ +63.5% |
| 2017 | -0.58x | $-166.91 Million | $288.93 Million | ▲ +28.0% |
| 2016 | -0.80x | $-200.93 Million | $250.33 Million | ▼ -141.4% |
| 2015 | -0.33x | $-91.20 Million | $274.28 Million | ▲ +85.2% |
| 2014 | -2.25x | $-436.77 Million | $193.78 Million | ▼ -259.7% |
| 2013 | 1.41x | $2.00 Billion | $1.42 Billion | ▼ -49.8% |
| 2012 | 2.81x | $2.64 Billion | $937.00 Million | ▼ -42.2% |
| 2011 | 4.87x | $3.08 Billion | $633.00 Million | ▲ +138.6% |
| 2010 | -12.62x | $-6.69 Billion | $530.38 Million | ▲ +74.2% |
| 2009 | -48.97x | $-15.91 Billion | $324.99 Million | ▼ -7107.9% |
| 2006 | 0.70x | $808.42 Million | $1.16 Billion | ▲ +238.2% |
| 2005 | -0.51x | $-698.83 Million | $1.38 Billion | ▼ -204.9% |
| 2004 | -0.17x | $-317.22 Million | $1.91 Billion | ▼ -137.7% |
| 2003 | 0.44x | $674.45 Million | $1.53 Billion | ▼ -54.3% |
| 2002 | 0.96x | $762.64 Million | $792.00 Million | ▼ -55.9% |
| 2001 | 2.19x | $839.39 Million | $384.00 Million | ▲ +36.5% |
| 2000 | 1.60x | $744.65 Million | $465.02 Million | ▲ +137.1% |
| 1999 | 0.68x | $338.20 Million | $500.80 Million | ▲ +173.1% |
| 1998 | 0.25x | $124.00 Million | $501.50 Million | ▲ +127.9% |
| 1997 | 0.11x | $55.10 Million | $507.90 Million | ▼ -92.1% |
| 1996 | 1.37x | $573.60 Million | $419.40 Million | ▲ +169.5% |
| 1995 | 0.51x | $185.90 Million | $366.30 Million | ▼ -56.2% |
| 1994 | 1.16x | $467.20 Million | $402.80 Million | ▲ +108.5% |
| 1993 | 0.56x | $239.30 Million | $430.10 Million | ▼ -40.9% |
| 1992 | 0.94x | $370.80 Million | $393.90 Million | ▼ -9.4% |
| 1991 | 1.04x | $358.40 Million | $345.10 Million | ▼ -10.7% |
| 1990 | 1.16x | $350.10 Million | $300.90 Million | ▲ +112.9% |
| 1989 | 0.55x | $140.80 Million | $257.60 Million | — |