SLM Corp (SLM) — Cash Flow Reinvestment Rate
Latest as of December 2025:
0.03x
SLM Corp (SLM) has a Cash Flow Reinvestment Rate of 0.03x as of December 2025, reinvesting $29.91 Million (capex $0.00 plus investments $29.91 Million) from operating cash flow of $913.07 Million. See SLM FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
Reinvestment Rate
0.03x
(Capex + Investments) / Operating CF
Total Reinvested
$29.91 Million
Capex + Investments
Operating Cash Flow
$913.07 Million
USD
Capital Expenditures
$0.00
USD
SLM Corp Cash Flow Reinvestment Rate (1989–2025)
Historical reinvestment intensity for SLM Corp across 21 annual periods. For the full cash flow conversion analysis, see SLM Corp (SLM) cash conversion ratio.
Annual Cash Flow Reinvestment Rate for SLM Corp (1989–2025)
Year-by-year capital reinvestment analysis for SLM Corp. See SLM Corp (SLM) flexibility index to measure the company's free cash flow as a share of total liabilities.
| Year | Reinvestment Rate | Total Reinvested (USD) | Operating CF | Capex | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.64x | $367.52 Million | $575.52 Million | $0.00 | ▼ -96.0% |
| 2022 | 15.87x | $79.23 Million | $4.99 Million | $0.00 | ▲ +730.5% |
| 2013 | 1.91x | $3.82 Billion | $2.00 Billion | $0.00 | ▼ -18.3% |
| 2012 | 2.34x | $6.16 Billion | $2.64 Billion | $0.00 | — |
| 2011 | 0.00x | $0.00 | $3.08 Billion | $0.00 | ▼ -100.0% |
| 2006 | 17.09x | $13.82 Billion | $808.42 Million | $13.82 Billion | — |
| 2003 | 0.00x | $0.00 | $674.45 Million | $0.00 | ▼ -100.0% |
| 2002 | 0.07x | $49.91 Million | $762.64 Million | $49.91 Million | — |
| 2001 | 0.00x | $0.00 | $839.39 Million | $0.00 | ▼ -100.0% |
| 2000 | 0.60x | $448.75 Million | $744.65 Million | $448.75 Million | ▼ -35.8% |
| 1999 | 0.94x | $317.70 Million | $338.20 Million | $317.70 Million | — |
| 1998 | 0.00x | $0.00 | $124.00 Million | $0.00 | — |
| 1997 | 0.00x | $0.00 | $55.10 Million | $0.00 | — |
| 1996 | 0.00x | $0.00 | $573.60 Million | $0.00 | — |
| 1995 | 0.00x | $0.00 | $185.90 Million | $0.00 | — |
| 1994 | 0.00x | $0.00 | $467.20 Million | $0.00 | — |
| 1993 | 0.00x | $0.00 | $239.30 Million | $0.00 | — |
| 1992 | 0.00x | $0.00 | $370.80 Million | $0.00 | — |
| 1991 | 0.00x | $0.00 | $358.40 Million | $0.00 | — |
| 1990 | 0.00x | $0.00 | $350.10 Million | $0.00 | — |
| 1989 | 0.00x | $0.00 | $140.80 Million | $0.00 | — |
Cash Flow Reinvestment Rate = (ABS(Capex) + ABS(Investments)) / Operating Cash Flow