SLM Corp Financial Flexibility Index
SLM Corp financial flexibility index. SLM Corp (SLM) has a Financial Flexibility Index of -0.01x as of June 2026. Free cash flow of $-134.83 Million (operating CF $-134.83 Million minus capex $0.00) represents 0% of total liabilities ($26.10 Billion). See free cash flow generation of SLM Corp to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of SLM Corp (1989–2025)
Financial flexibility index of SLM Corp from 1989 to 2025. Historical Financial Flexibility Index trend for SLM Corp across 37 annual periods. Check earnings quality score of SLM Corp to evaluate the quality of earnings relative to operating cash generation.
SLM Corp Financial Flexibility Index by Year (1989–2025)
SLM Corp financial flexibility index by year from 1989 to 2025. Year-by-year free cash flow to debt coverage for SLM Corp. For the full cash flow conversion analysis, see SLM cash generation efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $575.52 Million | $575.52 Million | $27.29 Billion | ▲ +278.7% |
| 2024 | -0.01x | $-329.39 Million | $-329.39 Million | $27.91 Billion | ▼ -611.2% |
| 2023 | 0.00x | $63.00 Million | $-144.64 Million | $27.29 Billion | ▲ +1152.5% |
| 2022 | 0.00x | $4.99 Million | $4.99 Million | $27.08 Billion | ▲ +102.2% |
| 2021 | -0.01x | $-49.52 Million | $-49.52 Million | $5.93 Billion | ▼ -102.0% |
| 2020 | 0.41x | $2.15 Billion | $-182.67 Million | $5.19 Billion | ▲ +77831.2% |
| 2019 | 0.00x | $-15.64 Million | $-15.64 Million | $29.37 Billion | ▲ +87.7% |
| 2018 | 0.00x | $-102.74 Million | $-102.74 Million | $23.67 Billion | ▲ +49.8% |
| 2017 | -0.01x | $-166.91 Million | $-166.91 Million | $19.31 Billion | ▲ +30.4% |
| 2016 | -0.01x | $-200.93 Million | $-200.93 Million | $16.19 Billion | ▼ -78.6% |
| 2015 | -0.01x | $-91.20 Million | $-91.20 Million | $13.12 Billion | ▲ +82.3% |
| 2014 | -0.04x | $-436.77 Million | $-436.77 Million | $11.14 Billion | ▼ -401.6% |
| 2013 | 0.01x | $2.00 Billion | $2.00 Billion | $153.90 Billion | ▼ -13.1% |
| 2012 | 0.01x | $2.64 Billion | $2.64 Billion | $176.19 Billion | ▼ -8.7% |
| 2011 | 0.02x | $3.08 Billion | $3.08 Billion | $188.09 Billion | ▲ +149.0% |
| 2010 | -0.03x | $-6.69 Billion | $-6.69 Billion | $200.29 Billion | ▲ +65.4% |
| 2009 | -0.10x | $-15.91 Billion | $-15.91 Billion | $164.71 Billion | ▼ -306.9% |
| 2008 | 0.05x | $7.65 Billion | $-5.70 Billion | $163.76 Billion | ▲ +13788.6% |
| 2007 | 0.00x | $-51.30 Million | $-51.30 Million | $150.33 Billion | ▼ -100.3% |
| 2006 | 0.13x | $14.62 Billion | $808.42 Million | $111.77 Billion | ▲ +1888.8% |
| 2005 | -0.01x | $-698.83 Million | $-698.83 Million | $95.54 Billion | ▼ -86.6% |
| 2004 | 0.00x | $-317.22 Million | $-317.22 Million | $80.92 Billion | ▼ -136.0% |
| 2003 | 0.01x | $674.45 Million | $674.45 Million | $61.98 Billion | ▼ -31.5% |
| 2002 | 0.02x | $812.55 Million | $762.64 Million | $51.18 Billion | ▼ -3.2% |
| 2001 | 0.02x | $839.39 Million | $839.39 Million | $51.20 Billion | ▼ -35.2% |
| 2000 | 0.03x | $1.19 Billion | $744.65 Million | $47.16 Billion | ▲ +65.8% |
| 1999 | 0.02x | $655.90 Million | $338.20 Million | $42.97 Billion | ▲ +347.4% |
| 1998 | 0.00x | $124.00 Million | $124.00 Million | $36.34 Billion | ▲ +141.1% |
| 1997 | 0.00x | $55.10 Million | $55.10 Million | $38.94 Billion | ▼ -88.5% |
| 1996 | 0.01x | $573.60 Million | $573.60 Million | $46.58 Billion | ▲ +224.0% |
| 1995 | 0.00x | $185.90 Million | $185.90 Million | $48.92 Billion | ▼ -58.1% |
| 1994 | 0.01x | $467.20 Million | $467.20 Million | $51.49 Billion | ▲ +71.5% |
| 1993 | 0.01x | $239.30 Million | $239.30 Million | $45.23 Billion | ▼ -35.2% |
| 1992 | 0.01x | $370.80 Million | $370.80 Million | $45.40 Billion | ▲ +0.7% |
| 1991 | 0.01x | $358.40 Million | $358.40 Million | $44.17 Billion | ▼ -7.2% |
| 1990 | 0.01x | $350.10 Million | $350.10 Million | $40.03 Billion | ▲ +114.0% |
| 1989 | 0.00x | $140.80 Million | $140.80 Million | $34.45 Billion | — |