SLM Corp (SLM) — Financial Flexibility Index
SLM Corp (SLM) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-75.96 Million (operating CF $-75.96 Million minus capex $0.00) represents 0% of total liabilities ($26.97 Billion). Also explore SLM net assets growth trend to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SLM Corp Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for SLM Corp across 37 annual periods. Check SLM capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for SLM Corp (1989–2025)
Year-by-year free cash flow to debt coverage for SLM Corp. For the full company profile including market capitalisation, see SLM Corp stock valuation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $575.52 Million | $575.52 Million | $27.29 Billion | ▲ +278.7% |
| 2024 | -0.01x | $-329.39 Million | $-329.39 Million | $27.91 Billion | ▼ -611.2% |
| 2023 | 0.00x | $63.00 Million | $-144.64 Million | $27.29 Billion | ▲ +1152.5% |
| 2022 | 0.00x | $4.99 Million | $4.99 Million | $27.08 Billion | ▲ +102.2% |
| 2021 | -0.01x | $-49.52 Million | $-49.52 Million | $5.93 Billion | ▼ -102.0% |
| 2020 | 0.41x | $2.15 Billion | $-182.67 Million | $5.19 Billion | ▲ +77831.2% |
| 2019 | 0.00x | $-15.64 Million | $-15.64 Million | $29.37 Billion | ▲ +87.7% |
| 2018 | 0.00x | $-102.74 Million | $-102.74 Million | $23.67 Billion | ▲ +49.8% |
| 2017 | -0.01x | $-166.91 Million | $-166.91 Million | $19.31 Billion | ▲ +30.4% |
| 2016 | -0.01x | $-200.93 Million | $-200.93 Million | $16.19 Billion | ▼ -78.6% |
| 2015 | -0.01x | $-91.20 Million | $-91.20 Million | $13.12 Billion | ▲ +82.3% |
| 2014 | -0.04x | $-436.77 Million | $-436.77 Million | $11.14 Billion | ▼ -401.6% |
| 2013 | 0.01x | $2.00 Billion | $2.00 Billion | $153.90 Billion | ▼ -13.1% |
| 2012 | 0.01x | $2.64 Billion | $2.64 Billion | $176.19 Billion | ▼ -8.7% |
| 2011 | 0.02x | $3.08 Billion | $3.08 Billion | $188.09 Billion | ▲ +149.0% |
| 2010 | -0.03x | $-6.69 Billion | $-6.69 Billion | $200.29 Billion | ▲ +65.4% |
| 2009 | -0.10x | $-15.91 Billion | $-15.91 Billion | $164.71 Billion | ▼ -306.9% |
| 2008 | 0.05x | $7.65 Billion | $-5.70 Billion | $163.76 Billion | ▲ +13788.6% |
| 2007 | 0.00x | $-51.30 Million | $-51.30 Million | $150.33 Billion | ▼ -100.3% |
| 2006 | 0.13x | $14.62 Billion | $808.42 Million | $111.77 Billion | ▲ +1888.8% |
| 2005 | -0.01x | $-698.83 Million | $-698.83 Million | $95.54 Billion | ▼ -86.6% |
| 2004 | 0.00x | $-317.22 Million | $-317.22 Million | $80.92 Billion | ▼ -136.0% |
| 2003 | 0.01x | $674.45 Million | $674.45 Million | $61.98 Billion | ▼ -31.5% |
| 2002 | 0.02x | $812.55 Million | $762.64 Million | $51.18 Billion | ▼ -3.2% |
| 2001 | 0.02x | $839.39 Million | $839.39 Million | $51.20 Billion | ▼ -35.2% |
| 2000 | 0.03x | $1.19 Billion | $744.65 Million | $47.16 Billion | ▲ +65.8% |
| 1999 | 0.02x | $655.90 Million | $338.20 Million | $42.97 Billion | ▲ +347.4% |
| 1998 | 0.00x | $124.00 Million | $124.00 Million | $36.34 Billion | ▲ +141.1% |
| 1997 | 0.00x | $55.10 Million | $55.10 Million | $38.94 Billion | ▼ -88.5% |
| 1996 | 0.01x | $573.60 Million | $573.60 Million | $46.58 Billion | ▲ +224.0% |
| 1995 | 0.00x | $185.90 Million | $185.90 Million | $48.92 Billion | ▼ -58.1% |
| 1994 | 0.01x | $467.20 Million | $467.20 Million | $51.49 Billion | ▲ +71.5% |
| 1993 | 0.01x | $239.30 Million | $239.30 Million | $45.23 Billion | ▼ -35.2% |
| 1992 | 0.01x | $370.80 Million | $370.80 Million | $45.40 Billion | ▲ +0.7% |
| 1991 | 0.01x | $358.40 Million | $358.40 Million | $44.17 Billion | ▼ -7.2% |
| 1990 | 0.01x | $350.10 Million | $350.10 Million | $40.03 Billion | ▲ +114.0% |
| 1989 | 0.00x | $140.80 Million | $140.80 Million | $34.45 Billion | — |