SLM Corp (SLM) — Financial Flexibility Index
SLM Corp (SLM) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $-75.96 Million (operating CF $-75.96 Million minus capex $0.00) represents 0% of total liabilities ($26.97 Billion). Check SLM Corp strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
SLM Corp Financial Flexibility Index (1989–2025)
Historical Financial Flexibility Index trend for SLM Corp across 37 annual periods. See SLM current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for SLM Corp (1989–2025)
Year-by-year free cash flow to debt coverage for SLM Corp. For the full company profile including market capitalisation, see market cap of SLM Corp.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $575.52 Million | $575.52 Million | $27.29 Billion | ▲ +278.7% |
| 2024 | -0.01x | $-329.39 Million | $-329.39 Million | $27.91 Billion | ▼ -611.2% |
| 2023 | 0.00x | $63.00 Million | $-144.64 Million | $27.29 Billion | ▲ +1152.5% |
| 2022 | 0.00x | $4.99 Million | $4.99 Million | $27.08 Billion | ▲ +102.2% |
| 2021 | -0.01x | $-49.52 Million | $-49.52 Million | $5.93 Billion | ▼ -102.0% |
| 2020 | 0.41x | $2.15 Billion | $-182.67 Million | $5.19 Billion | ▲ +77831.2% |
| 2019 | 0.00x | $-15.64 Million | $-15.64 Million | $29.37 Billion | ▲ +87.7% |
| 2018 | 0.00x | $-102.74 Million | $-102.74 Million | $23.67 Billion | ▲ +49.8% |
| 2017 | -0.01x | $-166.91 Million | $-166.91 Million | $19.31 Billion | ▲ +30.4% |
| 2016 | -0.01x | $-200.93 Million | $-200.93 Million | $16.19 Billion | ▼ -78.6% |
| 2015 | -0.01x | $-91.20 Million | $-91.20 Million | $13.12 Billion | ▲ +82.3% |
| 2014 | -0.04x | $-436.77 Million | $-436.77 Million | $11.14 Billion | ▼ -401.6% |
| 2013 | 0.01x | $2.00 Billion | $2.00 Billion | $153.90 Billion | ▼ -13.1% |
| 2012 | 0.01x | $2.64 Billion | $2.64 Billion | $176.19 Billion | ▼ -8.7% |
| 2011 | 0.02x | $3.08 Billion | $3.08 Billion | $188.09 Billion | ▲ +149.0% |
| 2010 | -0.03x | $-6.69 Billion | $-6.69 Billion | $200.29 Billion | ▲ +65.4% |
| 2009 | -0.10x | $-15.91 Billion | $-15.91 Billion | $164.71 Billion | ▼ -306.9% |
| 2008 | 0.05x | $7.65 Billion | $-5.70 Billion | $163.76 Billion | ▲ +13788.6% |
| 2007 | 0.00x | $-51.30 Million | $-51.30 Million | $150.33 Billion | ▼ -100.3% |
| 2006 | 0.13x | $14.62 Billion | $808.42 Million | $111.77 Billion | ▲ +1888.8% |
| 2005 | -0.01x | $-698.83 Million | $-698.83 Million | $95.54 Billion | ▼ -86.6% |
| 2004 | 0.00x | $-317.22 Million | $-317.22 Million | $80.92 Billion | ▼ -136.0% |
| 2003 | 0.01x | $674.45 Million | $674.45 Million | $61.98 Billion | ▼ -31.5% |
| 2002 | 0.02x | $812.55 Million | $762.64 Million | $51.18 Billion | ▼ -3.2% |
| 2001 | 0.02x | $839.39 Million | $839.39 Million | $51.20 Billion | ▼ -35.2% |
| 2000 | 0.03x | $1.19 Billion | $744.65 Million | $47.16 Billion | ▲ +65.8% |
| 1999 | 0.02x | $655.90 Million | $338.20 Million | $42.97 Billion | ▲ +347.4% |
| 1998 | 0.00x | $124.00 Million | $124.00 Million | $36.34 Billion | ▲ +141.1% |
| 1997 | 0.00x | $55.10 Million | $55.10 Million | $38.94 Billion | ▼ -88.5% |
| 1996 | 0.01x | $573.60 Million | $573.60 Million | $46.58 Billion | ▲ +224.0% |
| 1995 | 0.00x | $185.90 Million | $185.90 Million | $48.92 Billion | ▼ -58.1% |
| 1994 | 0.01x | $467.20 Million | $467.20 Million | $51.49 Billion | ▲ +71.5% |
| 1993 | 0.01x | $239.30 Million | $239.30 Million | $45.23 Billion | ▼ -35.2% |
| 1992 | 0.01x | $370.80 Million | $370.80 Million | $45.40 Billion | ▲ +0.7% |
| 1991 | 0.01x | $358.40 Million | $358.40 Million | $44.17 Billion | ▼ -7.2% |
| 1990 | 0.01x | $350.10 Million | $350.10 Million | $40.03 Billion | ▲ +114.0% |
| 1989 | 0.00x | $140.80 Million | $140.80 Million | $34.45 Billion | — |