SLM Corp (SLM) — Cash Flow-to-Debt Ratio
SLM Corp (SLM) has a Cash Flow-to-Debt Ratio of 0.00x as of March 2026, meaning its operating cash flow of $-75.96 Million could theoretically repay 0% of its total liabilities ($26.97 Billion) in one year. See SLM Corp free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
SLM Corp Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for SLM Corp across 37 annual periods. Also explore net asset momentum of SLM Corp to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for SLM Corp (1989–2025)
Year-by-year debt coverage analysis for SLM Corp. For market capitalisation and broader financial context, see SLM Corp market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $575.52 Million | $27.29 Billion | ▲ +278.7% |
| 2024 | -0.01x | $-329.39 Million | $27.91 Billion | ▼ -122.7% |
| 2023 | -0.01x | $-144.64 Million | $27.29 Billion | ▼ -2975.7% |
| 2022 | 0.00x | $4.99 Million | $27.08 Billion | ▲ +102.2% |
| 2021 | -0.01x | $-49.52 Million | $5.93 Billion | ▲ +76.3% |
| 2020 | -0.04x | $-182.67 Million | $5.19 Billion | ▼ -6511.1% |
| 2019 | 0.00x | $-15.64 Million | $29.37 Billion | ▲ +87.7% |
| 2018 | 0.00x | $-102.74 Million | $23.67 Billion | ▲ +49.8% |
| 2017 | -0.01x | $-166.91 Million | $19.31 Billion | ▲ +30.4% |
| 2016 | -0.01x | $-200.93 Million | $16.19 Billion | ▼ -78.6% |
| 2015 | -0.01x | $-91.20 Million | $13.12 Billion | ▲ +82.3% |
| 2014 | -0.04x | $-436.77 Million | $11.14 Billion | ▼ -401.6% |
| 2013 | 0.01x | $2.00 Billion | $153.90 Billion | ▼ -13.1% |
| 2012 | 0.01x | $2.64 Billion | $176.19 Billion | ▼ -8.7% |
| 2011 | 0.02x | $3.08 Billion | $188.09 Billion | ▲ +149.0% |
| 2010 | -0.03x | $-6.69 Billion | $200.29 Billion | ▲ +65.4% |
| 2009 | -0.10x | $-15.91 Billion | $164.71 Billion | ▼ -177.7% |
| 2008 | -0.03x | $-5.70 Billion | $163.76 Billion | ▼ -10097.4% |
| 2007 | 0.00x | $-51.30 Million | $150.33 Billion | ▼ -104.7% |
| 2006 | 0.01x | $808.42 Million | $111.77 Billion | ▲ +198.9% |
| 2005 | -0.01x | $-698.83 Million | $95.54 Billion | ▼ -86.6% |
| 2004 | 0.00x | $-317.22 Million | $80.92 Billion | ▼ -136.0% |
| 2003 | 0.01x | $674.45 Million | $61.98 Billion | ▼ -27.0% |
| 2002 | 0.01x | $762.64 Million | $51.18 Billion | ▼ -9.1% |
| 2001 | 0.02x | $839.39 Million | $51.20 Billion | ▲ +3.8% |
| 2000 | 0.02x | $744.65 Million | $47.16 Billion | ▲ +100.6% |
| 1999 | 0.01x | $338.20 Million | $42.97 Billion | ▲ +130.7% |
| 1998 | 0.00x | $124.00 Million | $36.34 Billion | ▲ +141.1% |
| 1997 | 0.00x | $55.10 Million | $38.94 Billion | ▼ -88.5% |
| 1996 | 0.01x | $573.60 Million | $46.58 Billion | ▲ +224.0% |
| 1995 | 0.00x | $185.90 Million | $48.92 Billion | ▼ -58.1% |
| 1994 | 0.01x | $467.20 Million | $51.49 Billion | ▲ +71.5% |
| 1993 | 0.01x | $239.30 Million | $45.23 Billion | ▼ -35.2% |
| 1992 | 0.01x | $370.80 Million | $45.40 Billion | ▲ +0.7% |
| 1991 | 0.01x | $358.40 Million | $44.17 Billion | ▼ -7.2% |
| 1990 | 0.01x | $350.10 Million | $40.03 Billion | ▲ +114.0% |
| 1989 | 0.00x | $140.80 Million | $34.45 Billion | — |