SLM Corp Cash Flow-to-Debt Ratio
SLM Corp cash flow-to-debt ratio. SLM Corp (SLM) has a Cash Flow-to-Debt Ratio of -0.01x as of June 2026, meaning its operating cash flow of $-134.83 Million could theoretically repay 0% of its total liabilities ($26.10 Billion) in one year. Check SLM operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of SLM Corp (1989–2025)
Cash flow-to-debt ratio of SLM Corp from 1989 to 2025. Historical debt coverage capacity for SLM Corp across 37 annual periods. Check how aggressively does SLM Corp reinvest cash to assess the company's total reinvestment commitment from operating cash flow.
SLM Corp Cash Flow-to-Debt Ratio by Year (1989–2025)
SLM Corp cash flow-to-debt ratio by year from 1989 to 2025. Year-by-year debt coverage analysis for SLM Corp. For the full cash flow conversion analysis, see SLM operating cash flow.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $575.52 Million | $27.29 Billion | ▲ +278.7% |
| 2024 | -0.01x | $-329.39 Million | $27.91 Billion | ▼ -122.7% |
| 2023 | -0.01x | $-144.64 Million | $27.29 Billion | ▼ -2975.7% |
| 2022 | 0.00x | $4.99 Million | $27.08 Billion | ▲ +102.2% |
| 2021 | -0.01x | $-49.52 Million | $5.93 Billion | ▲ +76.3% |
| 2020 | -0.04x | $-182.67 Million | $5.19 Billion | ▼ -6511.1% |
| 2019 | 0.00x | $-15.64 Million | $29.37 Billion | ▲ +87.7% |
| 2018 | 0.00x | $-102.74 Million | $23.67 Billion | ▲ +49.8% |
| 2017 | -0.01x | $-166.91 Million | $19.31 Billion | ▲ +30.4% |
| 2016 | -0.01x | $-200.93 Million | $16.19 Billion | ▼ -78.6% |
| 2015 | -0.01x | $-91.20 Million | $13.12 Billion | ▲ +82.3% |
| 2014 | -0.04x | $-436.77 Million | $11.14 Billion | ▼ -401.6% |
| 2013 | 0.01x | $2.00 Billion | $153.90 Billion | ▼ -13.1% |
| 2012 | 0.01x | $2.64 Billion | $176.19 Billion | ▼ -8.7% |
| 2011 | 0.02x | $3.08 Billion | $188.09 Billion | ▲ +149.0% |
| 2010 | -0.03x | $-6.69 Billion | $200.29 Billion | ▲ +65.4% |
| 2009 | -0.10x | $-15.91 Billion | $164.71 Billion | ▼ -177.7% |
| 2008 | -0.03x | $-5.70 Billion | $163.76 Billion | ▼ -10097.4% |
| 2007 | 0.00x | $-51.30 Million | $150.33 Billion | ▼ -104.7% |
| 2006 | 0.01x | $808.42 Million | $111.77 Billion | ▲ +198.9% |
| 2005 | -0.01x | $-698.83 Million | $95.54 Billion | ▼ -86.6% |
| 2004 | 0.00x | $-317.22 Million | $80.92 Billion | ▼ -136.0% |
| 2003 | 0.01x | $674.45 Million | $61.98 Billion | ▼ -27.0% |
| 2002 | 0.01x | $762.64 Million | $51.18 Billion | ▼ -9.1% |
| 2001 | 0.02x | $839.39 Million | $51.20 Billion | ▲ +3.8% |
| 2000 | 0.02x | $744.65 Million | $47.16 Billion | ▲ +100.6% |
| 1999 | 0.01x | $338.20 Million | $42.97 Billion | ▲ +130.7% |
| 1998 | 0.00x | $124.00 Million | $36.34 Billion | ▲ +141.1% |
| 1997 | 0.00x | $55.10 Million | $38.94 Billion | ▼ -88.5% |
| 1996 | 0.01x | $573.60 Million | $46.58 Billion | ▲ +224.0% |
| 1995 | 0.00x | $185.90 Million | $48.92 Billion | ▼ -58.1% |
| 1994 | 0.01x | $467.20 Million | $51.49 Billion | ▲ +71.5% |
| 1993 | 0.01x | $239.30 Million | $45.23 Billion | ▼ -35.2% |
| 1992 | 0.01x | $370.80 Million | $45.40 Billion | ▲ +0.7% |
| 1991 | 0.01x | $358.40 Million | $44.17 Billion | ▼ -7.2% |
| 1990 | 0.01x | $350.10 Million | $40.03 Billion | ▲ +114.0% |
| 1989 | 0.00x | $140.80 Million | $34.45 Billion | — |