SLM Corp (SLM) — Defensive Interval Ratio
SLM Corp (SLM) has a Defensive Interval Ratio of 1552 days as of March 2026. Defensive assets of $2.12 Billion (cash $-, short-term investments $589.71 Million, receivables $1.53 Billion) cover 1552 days of daily cash needs of $1.37 Million/day. Check SLM intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
SLM Corp Defensive Interval Ratio (1989–2025)
This chart shows how SLM Corp's Defensive Interval Ratio has evolved across 34 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 1552 days, meaning defensive assets of $2.12 Billion can fund 1552 days of operations without new revenue. Also explore SLM net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for SLM Corp (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for SLM Corp from 1989 to 2025, covering 34 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see how much is SLM Corp worth.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 27 days | $1.61 Billion | $59.06 Million/day | $- | $49.25 Million | ▼ -34 days |
| 2024 | 61 days | $3.53 Billion | $57.72 Million/day | $- | $1.99 Billion | ▼ -9 days |
| 2023 | 70 days | $4.16 Billion | $59.32 Million/day | $- | $2.41 Billion | ▲ +26 days |
| 2022 | 44 days | $3.93 Billion | $88.55 Million/day | $- | $2.34 Billion | ▲ +0 days |
| 2021 | 44 days | $3.97 Billion | $90.42 Million/day | $- | $2.52 Billion | ▲ +3 days |
| 2020 | 41 days | $3.78 Billion | $91.50 Million/day | $- | $2.00 Billion | ▲ +12 days |
| 2019 | 29 days | $2.00 Billion | $67.85 Million/day | $- | $487.67 Million | ▲ +2 days |
| 2018 | 27 days | $1.45 Billion | $53.10 Million/day | $- | $176.25 Million | ▼ -4 days |
| 2017 | 31 days | $1.38 Billion | $43.92 Million/day | $- | $244.09 Million | ▼ -1 days |
| 2016 | 32 days | $1.23 Billion | $38.41 Million/day | $- | $208.60 Million | ▲ +4 days |
| 2015 | 28 days | $945.96 Million | $33.60 Million/day | $- | $195.39 Million | ▼ -1 days |
| 2014 | 30 days | $878.94 Million | $29.68 Million/day | $- | $168.93 Million | ▼ -65 days |
| 2013 | 94 days | $4.45 Billion | $47.28 Million/day | $- | $109.00 Million | ▲ +20 days |
| 2012 | 74 days | $4.81 Billion | $65.20 Million/day | $- | $72.00 Million | ▲ +22 days |
| 2011 | 52 days | $5.37 Billion | $103.84 Million/day | $- | $70.00 Million | ▲ +5 days |
| 2010 | 47 days | $5.02 Billion | $107.51 Million/day | $- | $83.00 Million | ▼ -23 days |
| 2009 | 70 days | $8.51 Billion | $121.88 Million/day | $- | $1.27 Billion | ▼ -16 days |
| 2008 | 86 days | $10.12 Billion | $117.92 Million/day | $- | $861.01 Million | ▼ -5 days |
| 2007 | 91 days | $8.98 Billion | $99.18 Million/day | $- | $2.87 Billion | ▼ -510 days |
| 2006 | 601 days | $5.81 Billion | $9.67 Million/day | $- | $2.46 Billion | ▲ +169 days |
| 2005 | 431 days | $4.50 Billion | $10.44 Million/day | $- | $2.10 Billion | ▼ -318 days |
| 2004 | 749 days | $4.53 Billion | $6.05 Million/day | $- | $2.21 Billion | ▼ -150016 days |
| 2003 | 150765 days | $7.74 Trillion | $51.33 Million/day | $- | $5.26 Trillion | ▲ +59970 days |
| 2002 | 90795 days | $6.37 Trillion | $70.19 Million/day | $- | $4.23 Trillion | ▲ +90767 days |
| 1998 | 28 days | $2.10 Billion | $76.01 Million/day | $- | $- | ▼ -4 days |
| 1997 | 32 days | $2.01 Billion | $63.49 Million/day | $- | $- | ▲ +3 days |
| 1996 | 29 days | $1.91 Billion | $65.69 Million/day | $- | $- | ▼ -2 days |
| 1995 | 31 days | $1.62 Billion | $51.61 Million/day | $- | $- | ▲ +4 days |
| 1994 | 28 days | $1.31 Billion | $47.04 Million/day | $- | $- | ▲ +1 days |
| 1993 | 27 days | $1.04 Billion | $39.19 Million/day | $- | $- | ▼ -1 days |
| 1992 | 28 days | $1.11 Billion | $40.21 Million/day | $- | $- | ▼ -4 days |
| 1991 | 32 days | $1.14 Billion | $35.66 Million/day | $- | $- | ▲ +7 days |
| 1990 | 25 days | $1.10 Billion | $43.25 Million/day | $- | $- | ▲ +2 days |
| 1989 | 23 days | $1.02 Billion | $43.36 Million/day | $- | $- | — |