Bien Sparebank ASA Cash Flow Conversion Efficiency

Latest as of March 2026: 0.207x

Bien Sparebank ASA cash flow conversion efficiency. Based on the latest financial reports, Bien Sparebank ASA (BIEN) has a cash flow conversion efficiency ratio of 0.207x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow (Nkr161.65 Million ≈ $17.01 Million USD) by net assets (Nkr782.47 Million ≈ $82.34 Million USD). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations.

Cash Flow Conversion Efficiency of Bien Sparebank ASA (2020–2025)

Cash flow conversion efficiency of Bien Sparebank ASA from 2020 to 2025. This chart illustrates how Bien Sparebank ASA's cash flow conversion efficiency has evolved over time, based on yearly financial data. View BIEN stock price for real-time trading data and today's change.

Bien Sparebank ASA Cash Flow Conversion Ratio Explained

Bien Sparebank ASA cash flow conversion ratio divides operating cash flow by net assets, so a higher ratio means more cash generated from each unit of shareholder equity.

Bien Sparebank ASA Competitors by Cash Flow Conversion Efficiency

The table below lists competitors of Bien Sparebank ASA ranked by their cash flow conversion efficiency. Also see BIEN market cap for the company's overall valuation and market capitalisation.

Company	Cash Flow Conversion Efficiency
MEDIPOST Co. Ltd KQ:078160	-0.054x
DeFi Development Corp. NASDAQ:DFDV	-0.963x
Yusin Holding Corp TW:4557	0.042x
IF Bancorp Inc NASDAQ:IROQ	0.018x
Lexinfintech Holdings Ltd NASDAQ:LX	0.081x
Grange Resources Ltd AU:GRR	0.038x
Gongin Precision Industrial Co Ltd TWO:3178	0.072x
Biosolution Co.Ltd KQ:086820	0.001x

Annual Cash Flow Conversion Efficiency for Bien Sparebank ASA (2020–2025)

The table below shows the annual cash flow conversion efficiency of Bien Sparebank ASA from 2020 to 2025. Review BIEN free cash flow generation to assess how much free cash flow the company generates relative to operating cash flow.

Year	Net Assets	Operating Cash Flow	Cash Flow Conversion Efficiency	Change
2025-12-31	Nkr770.79 Million ≈ $81.11 Million	Nkr-154.99 Million ≈ $-16.31 Million	-0.201x	-651.89%
2024-12-31	Nkr716.68 Million ≈ $75.42 Million	Nkr26.11 Million ≈ $2.75 Million	0.036x	+114.85%
2023-12-31	Nkr694.19 Million ≈ $73.05 Million	Nkr-170.29 Million ≈ $-17.92 Million	-0.245x	-288.68%
2022-12-31	Nkr652.26 Million ≈ $68.64 Million	Nkr84.80 Million ≈ $8.92 Million	0.130x	+180.22%
2021-12-31	Nkr534.51 Million ≈ $56.25 Million	Nkr24.80 Million ≈ $2.61 Million	0.046x	-9.84%
2020-12-31	Nkr509.73 Million ≈ $53.64 Million	Nkr26.23 Million ≈ $2.76 Million	0.051x	--

About Bien Sparebank ASA

OL:BIEN Norway Banks - Regional

Market Cap

$86.07 Million

Nkr817.95 Million NOK

Market Cap Rank

#19593 Global

#175 in Norway

Share Price

Nkr144.00

Change (1 day)

-2.70%

52-Week Range

Nkr135.00 - Nkr165.00

All Time High

Nkr169.00