Bien Sparebank ASA (BIEN) — Tangible Net Worth Ratio
Bien Sparebank ASA (BIEN) has a Tangible Net Worth Ratio of 100.0% as of December 2025. This metric is calculated by deducting intangible assets (Nkr0.00) from net assets (Nkr770.79 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See BIEN net asset quality index to measure how much of total assets are equity-financed.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
Bien Sparebank ASA Tangible Net Worth Ratio (2020–2025)
This chart shows how Bien Sparebank ASA's Tangible Net Worth Ratio has changed across 6 annual periods from 2020 to 2025. As of December 2025, the ratio stands at 100.0%, reflecting net assets of Nkr770.79 Million with intangible assets of Nkr0.00 NOK. Also explore BIEN shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Tangible Net Worth Ratio for Bien Sparebank ASA (2020–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for Bien Sparebank ASA from 2020 to 2025, covering 6 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of Bien Sparebank ASA.
| Year | Tangible NW Ratio | Net Assets (NOK) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 100.0% | Nkr770.79 Million | Nkr0.00 | Nkr6.13 Billion | ▲ +0.0 pp |
| 2024 | 100.0% | Nkr716.68 Million | Nkr0.00 | Nkr5.45 Billion | ▲ +0.0 pp |
| 2023 | 100.0% | Nkr694.19 Million | Nkr0.00 | Nkr5.11 Billion | ▲ +0.0 pp |
| 2022 | 100.0% | Nkr652.26 Million | Nkr0.00 | Nkr4.96 Billion | ▲ +0.0 pp |
| 2021 | 100.0% | Nkr534.51 Million | Nkr0.00 | Nkr5.00 Billion | ▲ +0.0 pp |
| 2020 | 100.0% | Nkr509.73 Million | Nkr0.00 | Nkr5.04 Billion | — |