Bien Sparebank ASA (BIEN) — Net Asset Quality Index
Bien Sparebank ASA (BIEN) has a Net Asset Quality Index of 12.6% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr6.13 Billion minus total liabilities of Nkr5.36 Billion yields net assets of Nkr770.79 Million. A higher index indicates a stronger, lower-leverage balance sheet. Also explore BIEN current and non-current assets for the complete picture of this company's asset base.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bien Sparebank ASA Net Asset Quality Index Over Time (2020–2025)
This chart shows how Bien Sparebank ASA's Net Asset Quality Index has evolved across 6 annual periods from 2020 to 2025. As of December 2025, the index stands at 12.6%, representing net assets of Nkr770.79 Million against total assets of Nkr6.13 Billion NOK. Check Bien Sparebank ASA tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Net Asset Quality Index for Bien Sparebank ASA (2020–2025)
The table below presents the year-by-year Net Asset Quality Index for Bien Sparebank ASA from 2020 to 2025, covering 6 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see Bien Sparebank ASA (BIEN) total market value.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.6% | Nkr770.79 Million | Nkr6.13 Billion | Nkr5.36 Billion | ▼ -0.6 pp |
| 2024 | 13.1% | Nkr716.68 Million | Nkr5.45 Billion | Nkr4.74 Billion | ▼ -0.5 pp |
| 2023 | 13.6% | Nkr694.19 Million | Nkr5.11 Billion | Nkr4.41 Billion | ▲ +0.4 pp |
| 2022 | 13.2% | Nkr652.26 Million | Nkr4.96 Billion | Nkr4.31 Billion | ▲ +2.5 pp |
| 2021 | 10.7% | Nkr534.51 Million | Nkr5.00 Billion | Nkr4.46 Billion | ▲ +0.6 pp |
| 2020 | 10.1% | Nkr509.73 Million | Nkr5.04 Billion | Nkr4.53 Billion | — |