Bien Sparebank ASA (BIEN) — Net Asset Quality Index
Bien Sparebank ASA (BIEN) has a Net Asset Quality Index of 12.3% as of March 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of Nkr6.35 Billion minus total liabilities of Nkr5.56 Billion yields net assets of Nkr782.47 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read Bien Sparebank ASA balance sheet liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
Bien Sparebank ASA Net Asset Quality Index Over Time (2020–2025)
This chart shows how Bien Sparebank ASA's Net Asset Quality Index has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the index stands at 12.3%, representing net assets of Nkr782.47 Million against total assets of Nkr6.35 Billion NOK. For live market cap and overall valuation, see BIEN market cap overview.
Annual Net Asset Quality Index for Bien Sparebank ASA (2020–2025)
The table below presents the year-by-year Net Asset Quality Index for Bien Sparebank ASA from 2020 to 2025, covering 6 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check how strategically is Bien Sparebank ASA's equity deployed to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (NOK) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 12.6% | Nkr770.79 Million | Nkr6.13 Billion | Nkr5.36 Billion | ▼ -0.6 pp |
| 2024 | 13.1% | Nkr716.68 Million | Nkr5.45 Billion | Nkr4.74 Billion | ▼ -0.5 pp |
| 2023 | 13.6% | Nkr694.19 Million | Nkr5.11 Billion | Nkr4.41 Billion | ▲ +0.4 pp |
| 2022 | 13.2% | Nkr652.26 Million | Nkr4.96 Billion | Nkr4.31 Billion | ▲ +2.5 pp |
| 2021 | 10.7% | Nkr534.51 Million | Nkr5.00 Billion | Nkr4.46 Billion | ▲ +0.6 pp |
| 2020 | 10.1% | Nkr509.73 Million | Nkr5.04 Billion | Nkr4.53 Billion | — |