Bien Sparebank ASA Financial Flexibility Index
Bien Sparebank ASA financial flexibility index. Bien Sparebank ASA (BIEN) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of Nkr161.65 Million (operating CF Nkr161.65 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr5.56 Billion). See Bien Sparebank ASA free cash flow efficiency to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Bien Sparebank ASA (2020–2025)
Financial flexibility index of Bien Sparebank ASA from 2020 to 2025. Historical Financial Flexibility Index trend for Bien Sparebank ASA across 6 annual periods. Check earnings quality score of Bien Sparebank ASA to evaluate the quality of earnings relative to operating cash generation.
Bien Sparebank ASA Financial Flexibility Index by Year (2020–2025)
Bien Sparebank ASA financial flexibility index by year from 2020 to 2025. Year-by-year free cash flow to debt coverage for Bien Sparebank ASA. For the full cash flow conversion analysis, see BIEN operating cash flow.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | Nkr-154.99 Million | Nkr-154.99 Million | Nkr5.36 Billion | ▼ -624.3% |
| 2024 | 0.01x | Nkr26.11 Million | Nkr26.11 Million | Nkr4.74 Billion | ▲ +114.3% |
| 2023 | -0.04x | Nkr-170.29 Million | Nkr-170.29 Million | Nkr4.41 Billion | ▼ -296.0% |
| 2022 | 0.02x | Nkr84.80 Million | Nkr84.80 Million | Nkr4.31 Billion | ▲ +254.2% |
| 2021 | 0.01x | Nkr24.80 Million | Nkr24.80 Million | Nkr4.46 Billion | ▼ -4.0% |
| 2020 | 0.01x | Nkr26.23 Million | Nkr26.23 Million | Nkr4.53 Billion | — |