Bien Sparebank ASA (BIEN) — Financial Flexibility Index
Bien Sparebank ASA (BIEN) has a Financial Flexibility Index of 0.03x as of March 2026. Free cash flow of Nkr161.65 Million (operating CF Nkr161.65 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr5.56 Billion). Check BIEN strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bien Sparebank ASA Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Bien Sparebank ASA across 6 annual periods. See BIEN equity financing ratio to measure how much of total assets are equity-financed.
Annual Financial Flexibility Index for Bien Sparebank ASA (2020–2025)
Year-by-year free cash flow to debt coverage for Bien Sparebank ASA. For the full company profile including market capitalisation, see market value of Bien Sparebank ASA.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | Nkr-154.99 Million | Nkr-154.99 Million | Nkr5.36 Billion | ▼ -624.3% |
| 2024 | 0.01x | Nkr26.11 Million | Nkr26.11 Million | Nkr4.74 Billion | ▲ +114.3% |
| 2023 | -0.04x | Nkr-170.29 Million | Nkr-170.29 Million | Nkr4.41 Billion | ▼ -296.0% |
| 2022 | 0.02x | Nkr84.80 Million | Nkr84.80 Million | Nkr4.31 Billion | ▲ +254.2% |
| 2021 | 0.01x | Nkr24.80 Million | Nkr24.80 Million | Nkr4.46 Billion | ▼ -4.0% |
| 2020 | 0.01x | Nkr26.23 Million | Nkr26.23 Million | Nkr4.53 Billion | — |