Bien Sparebank ASA (BIEN) — Financial Flexibility Index
Bien Sparebank ASA (BIEN) has a Financial Flexibility Index of -0.03x as of December 2025. Free cash flow of Nkr-154.99 Million (operating CF Nkr-154.99 Million minus capex Nkr0.00) represents 0% of total liabilities (Nkr5.36 Billion). Also explore net asset growth rate of Bien Sparebank ASA to track the company's year-over-year net asset growth rate.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Bien Sparebank ASA Financial Flexibility Index (2020–2025)
Historical Financial Flexibility Index trend for Bien Sparebank ASA across 6 annual periods. Check BIEN strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Annual Financial Flexibility Index for Bien Sparebank ASA (2020–2025)
Year-by-year free cash flow to debt coverage for Bien Sparebank ASA. For the full company profile including market capitalisation, see Bien Sparebank ASA (BIEN) total market value.
| Year | Flexibility Index | Free Cash Flow (NOK) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.03x | Nkr-154.99 Million | Nkr-154.99 Million | Nkr5.36 Billion | ▼ -624.3% |
| 2024 | 0.01x | Nkr26.11 Million | Nkr26.11 Million | Nkr4.74 Billion | ▲ +114.3% |
| 2023 | -0.04x | Nkr-170.29 Million | Nkr-170.29 Million | Nkr4.41 Billion | ▼ -296.0% |
| 2022 | 0.02x | Nkr84.80 Million | Nkr84.80 Million | Nkr4.31 Billion | ▲ +254.2% |
| 2021 | 0.01x | Nkr24.80 Million | Nkr24.80 Million | Nkr4.46 Billion | ▼ -4.0% |
| 2020 | 0.01x | Nkr26.23 Million | Nkr26.23 Million | Nkr4.53 Billion | — |