Bien Sparebank ASA (BIEN) — Cash Flow-to-Debt Ratio
Bien Sparebank ASA (BIEN) has a Cash Flow-to-Debt Ratio of -0.03x as of December 2025, meaning its operating cash flow of Nkr-154.99 Million could theoretically repay 0% of its total liabilities (Nkr5.36 Billion) in one year. See Bien Sparebank ASA (BIEN) FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bien Sparebank ASA Cash Flow-to-Debt Ratio (2020–2025)
Historical debt coverage capacity for Bien Sparebank ASA across 6 annual periods. Also explore BIEN shareholders equity momentum to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Bien Sparebank ASA (2020–2025)
Year-by-year debt coverage analysis for Bien Sparebank ASA. For market capitalisation and broader financial context, see Bien Sparebank ASA market cap and net worth.
| Year | CF-to-Debt Ratio | Operating CF (NOK) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.03x | Nkr-154.99 Million | Nkr5.36 Billion | ▼ -624.3% |
| 2024 | 0.01x | Nkr26.11 Million | Nkr4.74 Billion | ▲ +114.3% |
| 2023 | -0.04x | Nkr-170.29 Million | Nkr4.41 Billion | ▼ -296.0% |
| 2022 | 0.02x | Nkr84.80 Million | Nkr4.31 Billion | ▲ +254.2% |
| 2021 | 0.01x | Nkr24.80 Million | Nkr4.46 Billion | ▼ -4.0% |
| 2020 | 0.01x | Nkr26.23 Million | Nkr4.53 Billion | — |