Bien Sparebank ASA (BIEN) - Total Assets
Based on the latest financial reports, Bien Sparebank ASA (BIEN) holds total assets worth Nkr6.13 Billion NOK (≈ $645.33 Million USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Bien Sparebank ASA shareholders equity for net asset value and shareholders' equity analysis.
Bien Sparebank ASA - Total Assets Trend (2020–2025)
This chart illustrates how Bien Sparebank ASA's total assets have evolved over time, based on quarterly financial data.
Bien Sparebank ASA - Asset Composition Analysis
Current Asset Composition (December 2025)
Bien Sparebank ASA's total assets of Nkr6.13 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (NOK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Nkr0.00 | 1.2% |
| Accounts Receivable | Nkr0.00 | 0.0% |
| Inventory | Nkr0.00 | 0.0% |
| Property, Plant & Equipment | Nkr30.54 Million | 0.5% |
| Intangible Assets | Nkr0.00 | 0.0% |
| Goodwill | Nkr0.00 | 0.0% |
Asset Composition Trend (2020–2025)
This chart illustrates how Bien Sparebank ASA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Bien Sparebank ASA market cap and net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bien Sparebank ASA's current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2020.
- Cash Position: Cash and equivalents constituted 1.2% of total assets in 2025, up from 0.0% in 2020.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2020.
- Asset Diversification: The largest asset category is property, plant & equipment at 0.5% of total assets.
Bien Sparebank ASA Competitors by Total Assets
Key competitors of Bien Sparebank ASA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY
|
Thailand | ฿2.59 Trillion |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP
|
USA | $19.03 Billion |
|
Banco Santander (Brasil) S.A.
SA:SANB3
|
Brazil | R$1.26 Trillion |
|
Capitol Federal Financial Inc
NASDAQ:CFFN
|
USA | $9.78 Billion |
|
CB Financial Services Inc
NASDAQ:CBFV
|
USA | $1.55 Billion |
|
KB Financial Group Inc
F:KBIA
|
Germany | €796.06 Trillion |
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Absa Group Ltd
JSE:ABG
|
South Africa | ZAC2.16 Trillion |
Bien Sparebank ASA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | - | - | |
| Quick Ratio | - | - | |
| Cash Ratio | - | - | |
| Working Capital | Nkr- | - | - |
Bien Sparebank ASA - Advanced Valuation Insights
This section examines the relationship between Bien Sparebank ASA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.14 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 12.5% |
| Total Assets | Nkr6.13 Billion |
| Market Capitalization | $93.84 Million USD |
Valuation Analysis
Below Book Valuation: The market values Bien Sparebank ASA's assets below their book value (0.02x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Bien Sparebank ASA's assets grew by 12.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Bien Sparebank ASA (2020–2025)
The table below shows the annual total assets of Bien Sparebank ASA from 2020 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | Nkr6.13 Billion ≈ $645.33 Million |
+12.46% |
| 2024-12-31 | Nkr5.45 Billion ≈ $573.85 Million |
+6.79% |
| 2023-12-31 | Nkr5.11 Billion ≈ $537.34 Million |
+2.95% |
| 2022-12-31 | Nkr4.96 Billion ≈ $521.93 Million |
-0.73% |
| 2021-12-31 | Nkr5.00 Billion ≈ $525.78 Million |
-0.89% |
| 2020-12-31 | Nkr5.04 Billion ≈ $530.51 Million |
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About Bien Sparebank ASA
Bien Sparebank ASA operates as a savings bank that provides a range of banking and financial products and services to individuals and business customers in Norway and internationally. It operates through Retail Market and Corporate Market segments. The company offers banking services, such as bank cards, abroad payment, credit cards, account services, mobile banking and online banking services, a… Read more